I've seen this advertised before with certain single family home and condos in Destin...is there anything like that in Apollo Beach?
Looking to purchase an additional condo in MNB, but short on cash now. excellent credit, great cash flow, looking to put as little as possible 'down' to take advantage of what i believe is the
I live in Az and the refinancing company is telling me I have to put my new husbands name on the paperwork but that he wouldn't be liable for the loan. The house was solely in my name when I became
I used to work with someone who is now on the Board of Directors of an area business who wants me to work for him. I want out of my job but I am staying put until closing which is scheduled for 12/17. My
My father owns the land and is selling it to us. We are putting a modular (HUD approved) 2,500 sq ft home on a slab foundation. Can we get an FHA loan to fund the construction with draws to the contractors
Any lenders out there that would allow 55% DTI on an investment condo, very strong qualifying factors.
We own a home in Texas that we built in 2007 which is currently being used as a rental property. We have since moved to Virginia and are preparing to close on our second home, which will be our primary
Transferee from Australia looking to buy home here. Need bank that has some kind of program to help him get financing for purchase in US. Anyone know banker that deals with loans like this???
what can i do to make them accept monthly payments again, as i currently have a monthly payment ready to send them ?
I am putting 40% down, great credit, no issues, etc,.BofA has issued a conditional approval letter (albeit with no conditions). Because the letter specifically says it is 'conditional' and that
About 6 months ago, I bought my first home (owner occupied duplex). Since I've only owned the home for a few months, I don't think I've built any equity. There is another duplex on the market
I don't have a particular house in mind, I need to see how much I am eligible to borrow, down payment amount, closing costs, etc. If I know this first then I know where I can look. Would anyone suggest
And why are they not disclosed up front?
cover the "gap" at the time of sale? This is assuming I am gainfully employed, have great credit, have good income, and potentially a co-signer with good income. Please advise.
$75,500 for 5 Frame Houses 3/ 2 bedroom, 2/ 1 Bedroom. All units have been remodeled with in past 4 years. Located on 8 mol Acres. Houses sit on track of land with pasture. Present monthly income $1650.00.
my wife was layed off last year and was living on unemployment for while. now there is no more unemployment money. the mortgage and second lien depended on both me and my wife to pay. now its all on me
I'm moving to Chicago in a month due to a job change and want to buy a place in downtown Chicago. I currently own a condo in Iowa (where I live now) and could sell it before I move. However, I
Home values seem to be on the rise again in my Brooklyn, NY neighborhood, and I am about to break water after being underwater since the Great Recession. How much equity do I need to have before I can
I don't believe we're FHA approved in our building if that matters.
I am thinking about buying a house in the next 6 months and want to get my credit in line as much as I can. Do you have any advice to offer given my large range in credit scores? Do lenders look at the
Looking for broker or loan officer who have good experience of working with self - employed borrowers. I am local small business owner looking to buy my first home.
I am 44 years old, disabled with cerebral palsy, married with no children left in the home, looking to buy a home for the first time. Both my wife and my credit scores are over 800 and have a combined
good income (he's been working at the same place 20yrs) but no history credit (he pays everything cash- have absolute NO debts) We took our first intial loan out for $140K and have $65K left. Want to refinance
I had a car that I let go back 2 yrs ago and it ruined my credit. Now I have bad credit and cant get a loan. Its a double wide. How can i convince someone to let me have a mortgage loan? What other options
I was employed as an attorney from 2006 to April 2010, avg. income 65k. In April, 2010, I opened my own law firm, and am working with an accountant to file my business tax return on 1/2/11. I anticipate
citimortgage with an aggressive rate. Thanks VL
i am an australian looking for a buyers agent in america. i need properties with good nett rental returns.
Ok, I've owned my current condo for almost a year now. It was valued at $75k and I purchased it for $65k. I put $10k down an currently only owe $50k left on it. Anyways, I found a second condo
Credit Score 750; Primary Residence value approx $800,000. Owe $258,000. Steady Work Record. Debt ratio's are all out of whack because of a 2nd home that is slightly under water but payments on
advice? I own and live in a Condo in Washington, DC. I also own a condo in St. Louis, MO that I was unable to sell because it was underwater. I had to rent the Condo at an $800 a month loss (based on
My personal experience is with stiffer regulations, underwriting creating more conditions at loan approval and the appraisal issues of the past couple years; it just keeps getting harder to close deals.
At the time I worked in the Lending Department of a Bank, and we had to meet certain response time lines. Now the shoe is on the other foot, and I don't have easy access to the regs.
insurance rating and now only an A is acceptable. Is this legal and do I have any recourse
My credit is not very good, although I am trying to rebuild it. (I had a Chapter 13 bankruptcy that was discharged in 2003, and I don't want to apply for a mortgage until it is off my credit report.) My
My wife and I are trying to get prequalified to buy a house. The loan amount is ~$480k so it's above the conforming limit. I have been employed in a steady line of work for over 6 years. My wife has
liens/mortgage. Credit score is above 680, just closed on a condo (primary) owner financed 30k in Dallas but the investment property is in Chicago. Might appraise between 70-80k and I'm looking to
and we only have 5% to put down on the home. We have about 6 months before we have to close - what can we do to improve scores - and what banks will work with us to get a loan. VA and Cal vet are
Looking for lender who will do 55% DTI for a loan on an investment condo in Chicago. Very strong qualifying factors 25-30% down, has 12 months PITI, and currently has rental income but no lender will count
HIS COMPS FEW BECAUSE LOW NUMBER OF HOMES SOLD BUT HIS COMPS WERE LOW PRICES AND DID NOT GIVE ME ENOUGH CREDIT FOR MORE OF WHAT MY HOUSE INCLUDES WHAT ARE MY STEPS TO CORRECT THIS APPRAISAL OF COUSE I
interested in this property
I own and live in a Condo in Washington, DC. I also own a condo in St. Louis, MO that I was unable to sell because it was underwater. I had to rent the Condo at an $800 a month loss (based on maximum
I've heard the maximum closing costs credit you can request from seller is 6% but others have told me 5%, can anyone help out?
I just purchased a 3 flat in Chicago, I am living in one of the units and renting out the other 2. Can i use the rental income from the 2 units towards helping me qualify for an investment condo? This
50 point gain has been observed in the last 72 hours
the line of credit along with the 1st mortgage is making the total loan amount about 10k negative. so im paying the total line of credit off in full this week making the main mortgage all i have to deal
original loans were based on?
I filed bankruptcy 2 years ago and have a credit score of 608. she has the trailer tittle. should we try to buy together, or get a first time buyers break for myself as a single?
this. The appraisal came in at $253,500 and the underwriter is approving the loan based on an appraised value of $245,200. Other homes in the neighborhood have sold for $245,000 but they didn't have
past foreclosure? Foreclosure shows up on my credit report as of July 08'.
Went bankrupt last year, and didn't have any loans to reaffirm. Now I have zero credit.
We were sold a subprime loan in 2005 and the payment ended up $800 a month more than the good faith estimate @ closing. We apllied for the home retention program and just received a letter from Countrywide
My family and I (I am 21-years-old) are in the planning stages of starting a beef cattle ranch. I have found a lot of land (152.3) for sale at $1,400 per acre. Unfortunately, my step father suffered a
bandwagon? We don't qualify for HAMP or HARP because we're GNMA, not FNMA etc. Chase says we make too much money/payments too low. Husband is disabled (on SSDA) and we are current on mortgage,
I just accepted a counter offer on a REO property and now waiting for the executed contract from the seller. Because I agreed to somewhat tightapproval date, I wanted to select my lender while I wait for
documentation? I have given LOTS of personal details, including distance to work, my husband's finance record (I am buying a primary home in my name only), reason for our move, proof of deposits that
I have a home and will need a 203k loan to repair it. If the home asking price is 100,000 and I get it for 50,000, and the 203k loan is for 100,000 what will be my cost at the closing. Is my closing
My company assured me we would close by Oct 28th. It is now Nov 11th and still no closing. I feel as if loan officer has told untruths about state of loan. Are they liable for any expenses incurred by
renting ($1525/mo) a home and have an excellent rental payment history for over 4 years; I have $5-6K for a down payment. Would it be possible to get a home mortgage loan in the amount around $250K?
We are a complex with 52 units. Ohio law states 10% reserve unless majority votes less or -0-. New FHA guidelines require 10%...I gather no deviation.. Do conventional loans require the same? And what