I have no equity in my condo, I'm current in my payments, trying to refinance my primary condo from 30 yr fixed 6% loan to 15 yr fixed, just want to build equity quick. Any options? My current mortgage
I had a BK Chap. 7 that was discharged 2 years ago this month. I want to get a new or pre-owned home.My income in $110k a year. Time on job is going on 4 years. I was thinking about using Lending Tree.com.
What ever happened to the 28/36 debt to income ratio? Many first time buyers don't know the true cost of home ownership, especially if they have been renters all their life. There are all the little
Are their any companies in the area where I can get a mortgage with a low credit score? Last time I checked my scores vary from 560-590 in the 3 bureaus. I know everyone will say to wait until my score
does anyone know if financing is still available at a 600 to 620 credit score?
can i be approved fow a low rate if i have a credit history of only 1.5 years?
Hi financial advise needed. I currently own a home that I have on the market. I want to buy another home, where I plan to live once my current home is sold. I want to start looking for a new place even
I will be taking our a mortgage to purchase a home for my daughter and her family, they are going threw a short sale and cannot purchase another home at this time. Renting is not an option for them because
I'm in the stage of refinance, I just completed all the pw to lock the rate. I just reallized couple of items should be credit, but not listed on the disclosure. Does that mean I'm not getting
I have a second home in NC that I want to refi but I'm currently around 92% LTV based on a recent appraisal. I understand that FHA won't underwrite this so I'm assuming I need to go another
is only 42,000 a year with $12,500 from Social Security. I want to pay about $2500 to $2700 a month on payments. Can this be done?
I am a house flipper living in CT. The last building I flipped was a 4 family building that I eventually sold to my combrother-in-law who lives in CA as an investment. I am just about to finish another
Now I am almost sure that I was told that you cannot borrow money to put down on a home. I have a girl friend that just purchase a townhome in Maryland. She told me that she got a personal loan from her
1st home was with v.a. loan. Sold it and bought another without v.a. that house was short sold last year. i would like to use the v.a. again to purchase another house but I was told I would have to wait
Interestingly in the very short term, the downgrades have not seemed to put any pressure on mortgage rates...yet. The 10-year treasury note has fallen to a record low. This is good for mortgage rates.
Our 7/23 baloon mortage is up next June. It looks like we are now upside down on this house. I don't think we will be able to get another morgage. What should we do?
850 goes to escrow each month
Mortgage co. and Banks are lobbying to eliminate seller Fin.along with all other forms of non traditional fin.this info comes out of the federal reserve and Diamond Law Ctr LLC how do we fight and what
I have my name on the deed with my boyfriend, but not on the morgage. Do I have to take my name off the deed for him to refinance the house
When you buy a new home that say is $150,000 the mortgage estimates for $400 /mo what would be the property taxes? And would it be $400/mo plus you have to keep a separate account for the taxes or would
What is your opinion of these?
I want to refinance my mortgage so that I can take advantage of lower rates. My current rate is 5.75 and rates are below 4.75 now. Typically 1 point is the minimum lower rate that "they" say
I am trying to find a lender/bank that will finance a condo!!! I can buy a house.. But would prefer a condo/town home!!! Thanks!
My realtor kept telling me I could use the $1,000 for relocation but he will be sending me the invoice for the repairs. This was in an email he sent to me a couple of days ago: You can use the $1,000 for
The Bank of America says no renters and have sent people to check. We found a place to rent which is cheaper and since the house market is terrible and we have a reduction income, I figured as long as
Mortgage rate's reaction to low rating by the S&P.
We purchased a second "vacation home" a few year back using the equity on our primary home. (second home is free & clear) Now we want to buy a third home in Ft. Myers as an investment. What
I read that Wells Fargo lowered their credit score earlier this year. If a person has at least a 600, the down pmt will be 3% but can be a lender approved gift. What types of gifts are considered "lender
We have two Programs; FHA 203K and HOMEPATH: Can you tell us the difference? Why would you guide a Buyer to one over the other?
I'm looking at houses for $55-60k in the bay area. I will have enough for the 10% required down and closing costs/reserves. My question is can I swing a 50-55k loan for an investment property making
Appraising walk-out living areas as below-grade area even if home is on a slab, on a level lot, and no portion of the lower level is below grade.
I don't have any foreclosures or bankruptcies but I have bills that went to collection due to my wifes job loss. I have recently moved to a larger company and make more money. I am looking to get
go to find someone like this (Austin, Texas)? Also, so I will know, what is the average a broker makes per deal?
Some properties are Homepath, some HUD, most all REO's. Don't necessarily need rehab money but that is always a plus. I would not live there, potential section 8 or other government program
I know how much we have been approved for on a home loan, but I am much more concerned about how much the monthly payments are going to be. The mortgage calculators I have used are giving me results all
All the paperwork is in for an FHA loan. Plan to put the standard 3.5% down. I am about to put an offer in on a house and it is likely that the sale price will exceed the maximum loan amount by 10-12k.
basement. the house is 6yrs old. It needs some upgrades, fresh paint, fence & finish the basement. All the upgrades will add value to the home that is already worth $250k.
We got pre approved for a loan with a 701 and a 608. We went shopping and found a new house we wanted to get built. We were getting a condisonial approval from the builder to build. They had to run a credit
I'd want to use the remaining balance for a re-model. For instance, say we have $150K saved for a down payment. We would want to be approved for a $750K loan to purchase a home priced at $650K and
I am currently working to improve my (bad) credit, but am tired of throwing away $800 minimum a month on rent! Although I can't qualify (assumption) for a traditional mortgage, I would like the opportunity
Income $2000 after taxes per month, 25k down, credit score around 650, all tips claimed (reduces my bi-weekly check by 150$ but worth it if i can be approved) Already own a house with a (63k mortgage)
? How long will I have to wait before I have built a reasonable credit history?. Thanks
Can i qualify for a conventional loan or fha? I would much rather do conventional. If need be can i get a co signer to help me qualify since i only have 1 yr w2?
still doing my house hunting, and am already pre-approved for 200K loan at the property value of 300K; do i need to reapply for the loan again when i send it my offer??
I have had one person who takes both a loan officer and a realtor roles. After 3 offers did not go succesfully (reasons: not accepted, counter offer amount was not affordable, and not affordable amount
Credit in the 620s now - will go up to at least 640s range after credit card payments hit. There's a hud owned home that I would like to put a bid in for ASAP. Any help or advice is appreciated!
rather than throw away our money renting a home. Just unsure of how to go about this buying a home thing.
I need to find a lender before Oct. I am self employeed, so income vari. is an issue, wife has a job.
About a year ago we tried to refinance through same bank that issued original mortgage, we were seeking lower rate, LTV was low around 35% seeked 350k on approx 1M value. income and credit at our end was
Our loan is for $140,000 but our home is now worth about $115,000. Are we able to refi for a lower interest rate?
In about 2 years, we will have about $60k available from a trust fund... What should we do now ensure we'll be able to get a mortgage in 2 years for a house?
am comimg from uk to marry a usa lassie. prperty will be in her name she is 50 years old i am 67 . 67500 dollars down payment will be made from my uk bank. my credit excellent. her credit not too good
property? The houses in my 'comfort' price range are all fixer-uppers. Is there a loan type that I could get with a low interest rate (My credit score is above 750) that could also include renovation
I am looking to grab a house because of the low interest rates and current affordability. I am interested in foreclosed properties to see if I can get a good bang for my buck but I am having trouble finding