Conforming Loan Limit All Locations : Nationwide Real Estate Advice

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Tanya, Home Buyer in Los Angeles, CA
Tanya asked:
High FICOs -- but can't qualify for a loan Both my husband and I have high FICOs (above 760), great DTIs, low debt, long cr ... incomes, but only qualify for a FHA loan! The reason was 'insufficient' credit history in the ...
0 votes Share Flag Thu Sep 15, 2016 Home Buying
Tucker60657, Home Seller in 60657
Tucker60657 asked:
What are the current acceptable owner occupied ratios for FHA, Conventional, Fannie Mae/ Freddie Mac eligible loans? We are selling our condo in the East Lakeview area and were informed by a member on our condo association board that a lender had contacted them asking what the owner occupied ratio was...
0 votes Share Flag Mon Aug 22, 2016 Home Selling in 60657
Bay_area_ll, Home Buyer in Oakland, CA
Bay_area_ll asked:
Would it be worth listing at a much higher price than recent comps? I need to get about 40% higher than recent comps when I sell. there is like no inventory since so many recent comps are short sales. Think it Would be possible? Im sure that there ar...
0 votes Share Flag Fri Aug 19, 2016 Home Selling in San Jose
Mike, Home Owner in Dahlonega, GA
Mike asked:
Can Chase foreclose a Wamu loan without Assignment of Title being filed? I've received a foreclosure summons & complaint from a private investor who bought my Note from Wamu/Chase, but Wamu never assigned the mortgage to Chase.

JP Morgan Chase Ban...
0 votes Share Flag Wed Aug 10, 2016 Foreclosure in 11207
megancb, Home Buyer in Philadelphia, PA
megancb asked:
Jumbo mortgage question If the purchase price of a home is greater than $420K, but down payment brings the mortgage amount below $420K, one would not need a jumbo mortgage, correct?
0 votes Share Flag Fri Jul 29, 2016 Home Buying in Philadelphia
pisces, Home Buyer in Fremont, CA
pisces asked:
HOA litigation issue of Parc place condo/town homes at Milpitas??? I want to know is there any HOA litigation issue of Parc place condos and town homes located at Milpitas ?
0 votes Share Flag Mon Jun 13, 2016 Home Buying in Milpitas
Ramy E, Home Buyer in Folsom, CA
Ramy E asked:
Jumbo loans with 5% down I'm moving to the San Jose area and would like to purchase a house around $1M with 5% down. My income is >$200K, assets>$300K, and credit score is 805. Most of my assets are options/der...
0 votes Share Flag Tue Jun 7, 2016 Home Buying in San Jose
KurtK, Home Buyer in Scottsdale, AZ
KurtK asked:
I am looking for a 10% down jumbo loan in Scottsdale, AZ Purchase price will most likely be in the 700-800k range. High income and good credit. Had a short sale due to a relocation over two years ago, but I was never late and never stopped pa...
0 votes Share Flag Mon May 30, 2016 Financing in 85260
DFiz1, Home Buyer in 60614
DFiz1 asked:
Jumbo loan ($600k) with 5% down in Chicago North-Center foreclosed property? We are looking to purchase a foreclosed multi-unit (2 flat) in an excellent neig ... for wife & myself around 720), few debts (1 credit card , 1 car loan, 1 student loan - all in good ...
0 votes Share Flag Wed Apr 13, 2016 Financing in 60618
David Lin, Home Buyer in 95070
David Lin asked:
Huge differences between Jumbo Loan (417k or greater) and a normal loan? I've been trying to research the differences between the two loans as far a ... change when my loan amount is greater than the 417k.I've been house searching based on the fact ...
0 votes Share Flag Tue Mar 8, 2016 Financing in 95129
Chatelaine50, Renter in Hopkinsville, KY
Chatelaine50 asked:
Things to know about condo mortgage Are the rules (down payment, credit rating, closing costs, ) different when buying a condo. Questions I need to ask.
0 votes Share Flag Thu Dec 31, 2015 Home Buying in Saint Petersburg
M.christo, Other/Just Looking in Sacramento, CA
M.christo asked:
What's a pool worth? For the purposes of making appropriate comparisons between comps, how much does an in-ground pool add to the value of a home in the 95835 zip code? Does it matter if it includes a spa, ...
0 votes Share Flag Mon Dec 7, 2015 Home Buying in Natomas Creek
Alex, Home Owner in San Jose, CA
Alex asked:
Cash-out refinance, more than 4 properties (5 total). I own 5 single family properties. 4 properties are financed. I bought the fifth property in June 2012 as a rental and paid with cash. Is it possible to cash out refinance for my fift...
0 votes Share Flag Tue Dec 1, 2015 Financing in San Jose
Investca, Home Buyer in Los Angeles, CA
Investca asked:
I have 750K Cash to invest in real estate in SoCal. Where will I get the best deals/returns in the current market? I have perfect credit buy have been living outside the US for ten years. Looking to invest for about 5 years. Looking at SFH, Multi, land for building.
0 votes Share Flag Thu Nov 19, 2015 Home Buying in Los Angeles
Cheryl Kenne…, Renter in Chicago, IL
Cheryl Kennedy asked:
I have a Credit Score of 615, and I am looking for loan and a home or condo? Can anyone help me with for ... information/resources to finally get a home in Chicago, IL?
0 votes Share Flag Sun Oct 11, 2015 Home Buying in Chicago
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