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Wells Fargo Reo Homes For Sale All Locations : Nationwide Real Estate Advice

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Showing results for Wells Fargo Reo Homes For Sale [Clear search]
Fri Apr 5, 2013
Carol Bauza answered:
Thanks for turning to Trulia for your real estate questions....

I can only answer for myself but I have covered all of the areas you mentioned and then some.
Your search will depend on the location, size, and amount you can spend. So before you do that you should contact a lender to get a pre-approval.

If you need a lender or just have more questions, please feel free to contact me.

Carol Bauza
Charles Rutenberg Realty
carol@carolshome.com
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0 votes 9 answers Share Flag
Thu Jul 25, 2013
Kevin Sanderlin answered:
First step.... Talk to a lender!
Can't buy a home if you don't have the money.
You will probably get several references today from your question.
My preferred lender is Jon Shrum and can be reached on his cell at 714-614-3707
He can help you get pre qualified for a loan and get you on your way to buying a home.

Kevin Sanderlin
Keller Williams Realty
Cell 714-588-7881
kevinsanderlin@gmail.com
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0 votes 22 answers Share Flag
Sun Mar 31, 2013
Tina Lam answered:
I work with buyers and investors who buy at auctions. There are different types so your answers depend on which auctions we approach.
0 votes 5 answers Share Flag
Sat Jan 11, 2014
Vaughn Boyce answered:
Hello Brispoli, There are many types of loan products out there. But I personally have not heard of a no money down FHA product. There a few very good down payment assistance programs that can help with closing costs. (Links Below) I hope this helps. Please feel free to contact me with any further questions.

Vaughn W. Boyce
Elite Realty Services
Lic. #01477111
Cell: 916-834-5071
Email: greatservice@prodigy.net


Link to Wells Fargo LIFT Program:
https://www.wfhmconsumerevents.com/aspx/Events/Brochure.aspx?t=1&EventID=6526

Link to CA Down Payment Program:
http://www.calhfa.ca.gov/homebuyer/programs/chdap.htm
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0 votes 12 answers Share Flag
Tue Mar 19, 2013
Yvonne Thompson answered:
I will research this and get back to you.

Yvonne Thompson
508-735-1477
0 votes 8 answers Share Flag
Tue Feb 12, 2013
Valerie Ulrey answered:
Hi Ashley,
You can try to do a 6 month lease but the lease will not void if you buy. To be honest, you may need longer just because we don't have a lot of inventory of resale homes right now. So, you may make a few offers on a few properties before getting an acceptance!
I would go ahead and contact a local lender so you can get pre-approved and then have a Realtor start sending you homes in an area of Bakersfield you'd like to live. Then you can keep an eye on what types of homes are on the market and when you get here you can hit the ground running!
If you would like for me to send you the contact information for a couple really reliable, local lenders just send me an email or give me a call. I'll be happy to get you set up on emails from the MLS once you know what your price point will be for your future home.
If you have any other questions regarding our market, don't hesitate to call or email!!

Thanks & good luck with your move,
Valerie
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0 votes 6 answers Share Flag
Fri Nov 1, 2013
Jerry Heard answered:
Peter,
I can understand your frustration, If you are working with a Realtor who really knows what you want they can guide you in the way to make the best offer quickly. Cash does not always make that big of a difference if the home is in sound shape and your offer is strong. Most of the homes being sold these days are financed.
Living far away is more of a problem than the cash buyers. Since many people are making offers you need to get your offer in right away. If it takes you several days to see the home, it may already be off of the market Your Realtor needs to sell you to the seller and their agent. It is not just a matter of sending the offer in.

Local Help with Your Real Estate Needs

Jerry Heard
Your Broker
The San Diego Property Shop
www.TheSanDiegoPropertyShop.com
jerry.sdps@cox.net
Direct 619-920-9796
Office 619-269-5545
Fax 619-269-9168
CA DRE # 00648687
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0 votes 56 answers Share Flag
Thu Jan 31, 2013
Suzanne MacDowell answered:
I don't think much changes at all because it is a private sale. Have you been trying the bigger banks? I find people have better experiences with smaller, more local banks that specialize in writing mortgages. Banks like Annie Mac and Residential Home Funding. Do you know a realtor? Are you going to use a real estate attorney for the closing? Those are two places where you might be referred to a good mortgage lender. The part time job is probably the biggest problem, you have to show that you are able to make the payments every month. the assets should help somewhat but you would need to know the formula the bank uses in order to identify the problem and see if it can be solved. ... more
0 votes 10 answers Share Flag
Thu Apr 25, 2013
Dane Bigner answered:
You need someone to evaluate what the best repairs that make the most sense. Often times you can sell a house without doing as much work as you think.

Dane Bigner
REMAX West Houston
281 723 1369
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0 votes 13 answers Share Flag
Wed Jan 9, 2013
Amy Baker answered:
You have some great questions. Im not sure I can do them justice and provide you with all of the answers in this small little box. I work with lots of first time buyers and have sold every kind of foreclosure many many times so Im very familiar with financing options etc.

If you will send me an email, I will be happy to email with you and send you all the answer to these questions and any more you think of.

Amy Baker
Allen Tate Realtors
704-258-1459
Amy.Baker@allentate.com
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0 votes 9 answers Share Flag
Fri Dec 28, 2012
Jose Dias answered:
It depends on your goals. If you need to find something quick, regular sales or bank owned homes may be the way to go. They usually close faster than short sales/pre-foreclosures. If you have time to find a home, including short sales/pre-foreclosure homes may be a good idea.

Good luck.

Sincerely,

Jose Dias, REALTOR
(623) 418-5700 | Jose@MyFirstHouseAZ.com | www.MyFirstHouseAZ.com
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0 votes 7 answers Share Flag
Thu Jan 10, 2013
Pacita Dimacali answered:
To find out what you can afford and what kind of loan you qualify for . And in the process, you will also know if the type of loan may also restrict you as to the type of home you can buy. For example, if you're getting an FHA loan, some condos are not FHA-approved.

The first step is to talk with a lender --- either a bank mortgage lender or a mortgage broker who may have other resources than just one bank

If you don't have a lender here are three you can call/email/text. They have helped me and many of my clients. Perhaps one of them can guide you along.

Mathew Tsang
Home Mortgage Consultant
(415) 860-3285 cell
mathew.tsang@wellsfargo.com

Garrick Werdmuller
Your Personal Mortgage Consultant for Life
510.282.5456 Mobile
info@garrick.biz

Brad Steele
Private Mortgage (affiliate of Wells Fargo)
Office: 510-290-2723
Fax: 408-267-4389
bradley.f.steele@pmahomeloans.com
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0 votes 6 answers Share Flag
Thu Jan 24, 2013
Tony Fletcher answered:
No, you can put down as little as 3.5%
0 votes 22 answers Share Flag
Fri Jul 26, 2013
Ron Jensrud answered:
Well with selecting a real estate agent you need to understand there are 2 types of Buyer Agents:

1) Exclusive Buyer Agents - work in a firm that never represents sellers, they only work for and represent buyers on ANY home they want to purchase.

2) Non-exclusive Buyer Agents - work in a firm that ALSO represents sellers. They may only be your buyers agent on homes NOT listed by their brokerage. Any home listed by their brokerage, they become a Dual Agent. When acting as a Dual Agent, they have a limited ability to represent you, they are prohibited from acting exclusively for either party and may not advocate for either party to the detriment f the other.

Your best bet is an Exclusive Buyers Agent, typically there is No additional charge for their service. Contact John Rygiol 949-525-7344.

Tell John, I told you to call him. He's a friend of mine. Send me an email, and I can put you in contact with a lender that will save you a lot of money on your financing.

Ron Jensrud
100% for Home Buyers - 100% of the Time!
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0 votes 12 answers Share Flag
Tue Jan 15, 2013
Rachel Lillian answered:
Go to zillow.com, they have all listings and they list what kind of listing it is.
0 votes 9 answers Share Flag
Tue Dec 4, 2012
Thomas Feng answered:
Hi April, here is the home buying process broken down into 5 steps for you http://bayareaconnect.com/buy-a-home-step-1/

This is my real estate blog with weekly market reports and new listing photos.

Please give me a call at (408) 840-3852 or Thomas.Feng@gmail.com to further discuss your situation and how to win in this current market.
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0 votes 22 answers Share Flag
Thu Nov 29, 2012
Christy Brock answered:
No, you do not need to include the financial statements. As a matter of fact, I strongly urge you never to share that information with anyone except your lender. The exception is if you are making a cash offer, then you would submit proof that you have the cash and black out the account numbers. ... more
0 votes 23 answers Share Flag
Thu Dec 13, 2012
Mallard Realty Group answered:
I would ask a mortgage broker in the area. You could call Wells Fargo, (949) 552-2049, but I would also call a couple of other mortgage companies as well.
0 votes 5 answers Share Flag
Wed Mar 22, 2017
Gary Geer answered:
Yes. Most of the time only $500 is usually required if your Fiance qualifies.
0 votes 18 answers Share Flag
Mon Apr 25, 2016
Jory Blake answered:
YES YES YES!
You are primed to begin getting qualified. With the BK , most lenders require 3 years from date of discharge which is right around the corner for you. You will want to utilize the FHA access , or chdap program to assist with your down payment.
Your FICO number seems fine , just keep up the good working paying down your debt.

Try and save up some money , or get a gift from friends,family or rich uncle(?) as you will need some money to close.

Do whatever it takes to buy now, the cost of money is very low and values are heading up!

I have some lenders that continually perform well, Im happy to send you two or three to interview.

Sincerely,
Jory Blake
951.742.3751
theJORYgroup@gmail.com
... more
0 votes 24 answers Share Flag
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