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New Year All Locations : Nationwide Real Estate Advice

  • All705K
  • Local Info59K
  • Home Buying259K
  • Home Selling43K
  • Market Conditions26K

Activity 26,310
Showing results for New Year [Clear search]
Fri Dec 9, 2016
A. Edwards answered:
HUD guidelines say 580. Most lenders are going to require 620. If credit is iffy, I head up the credit coaching effort at my company and I would be happy to help you assess your situation. ... more
0 votes 91 answers Share Flag
Fri Jul 3, 2015
Javier Meneses answered:
Thu May 25, 2017
Nick & Trudy Vandekar answered:
Banks will accept reasonable offers. But you usually need to pay both sides of transfer tax and u and o permits plus any repairs. Short sales are moving a little quicker. Some of the issues are condition of home. ... more
0 votes 77 answers Share Flag
Mon May 6, 2013
Kimberly Lawson answered:
Thing is, source of income. You have now told the world that you are about to lose your job. If we called to verify your employment they would answer that the probably of continued employment is less than good. You will have to have your new job in place plus at minimum one pay stub. If the new job is a different line of work, you Maurice to wait two years.

Bottom line is, you need a source of income that is likely to continue at the time you apply. Should you have any questions, my contact and licensing information is in my profile.

Best,
Kim Lawson
... more
0 votes 2 answers Share Flag
Tue Apr 15, 2014
Keith Jean-Pierre answered:
Taxes last year were $7,100.00
0 votes 2 answers Share Flag
Mon Feb 2, 2015
Mark LeMenager answered:
Sure, it's right there on the page. Just scroll down to the crimes tab.
0 votes 5 answers Share Flag
Sun Jul 21, 2013
Jim Fishinger answered:
Great question, but no easy answer. Current price increases are exacerbated by extremely low inventory forcing almost auction like bidding. If inventory begins to grow that should slow. Interest rates will have a huge impact. I would think another 10% not out of the question with stability on rates and an easing of the current crunch on inventory. ... more
0 votes 16 answers Share Flag
Mon Nov 4, 2013
jlysaght222 answered:
Thu Apr 25, 2013
Richard Brody answered:
You should ask yourself a few questions first. How far, time wise, are you willing to commute? How much of a downpayment can you put down? How is your credit?

There are several lovely communities in Long Island, as well as in Queens, that would have some homes in or near your price range. With today's low mortgage rates, you can get much more for your monthly payment, than in the past. Real estate taxes must also be a consideration, because that will have a bearing on your monthly payment, as well.

In terms of school systems, there are many excellent school systems. There are ratings and descriptions of most of them online.

Think about accessability to mass transit, convenience and cost of commuting, as well. A professional realtor could be of great assistance.

Richard Brody
Licensed Salesperson
Daniel Gale Sotheby's International Realty
richardbrody@danielgale.com
Cell: (516) 448- 4184
... more
0 votes 9 answers Share Flag
Fri Aug 26, 2016
Amaya Realty Group answered:
Maira, I have sold an Antares home. It has been a few years ago, but I know my clients where happy with the house. I have represented a lot of buyers who purchased new homes. It is just as important for you to have representation when buying new constructions as with an existing home. ... more
0 votes 5 answers Share Flag
Tue Jul 9, 2013
Michael Tessaro answered:
Dear Dipthi Gajar,
Check out www.greatschools.com and I believe you will see that Pleasanton overall has excellent schools based on their current API test scores. There are some that are slightly better than other but the majority of elementary schools are all rated highly and which school your children will attend will depend on the nearest schools ability to accept your child do to limited class sizes and impacting in some schools and school grade levels. If schools are your primary concern then I would suggest you find a school you like and then make certain they have room for your child and then locate a home in that attendance area.
I hope this helps and should you have additional questions or concerns or wish to discuss housing I would be glad to help
Best wishes for a successful relocation,
Michael
... more
0 votes 12 answers Share Flag
Sat Jun 8, 2013
Anna M Brocco answered:
For any necessary legal and tax advice, it's in your best interest to consult with an attorney....
0 votes 7 answers Share Flag
Fri Jun 10, 2016
Ronald Fronckowiak answered:
ty29445, it all depends on whether the SBA loan was formally included in the Chapter 7 bankruptcy that was discharged 2 year ago. If you still have copies of your BK docs, there should be a schedule detailing the debts that were included in the bankruptcy. Likewise, there may be a schedule that details debts not included.

In any case, seek the advice of a legal professional. Whether the SBA debt was or was not included in BK may not matter if you can not clear a CAIVRS check. Supporting documentation will be key to you possibly getting approved for a VA mortgage.

Please feel free to call me at anytime.

Ron Fronckowiak
Mortgage Consultant
R & R Funding, Inc.
Lancaster NY
P: 716-685-9696
... more
0 votes 4 answers Share Flag
Thu May 23, 2013
Rob & Janet The Blackstone Team answered:
Wed Jan 8, 2014
Jackie Core-cedeno answered:
Hello Courtey!

The only two units that are available are the following:

Unit 1204 that is a REO or Bank Owned and is listed for 229k
Unit 1011 that is a traditional sale/Owner and is listed for 299k

Please let me know if you would like more information.
thank you!
Jackie
La Rosa Realty!
jcorecedeno.larosarealty.com
... more
0 votes 8 answers Share Flag
Wed Apr 17, 2013
Kathleen Laufer & Rita O'Brien answered:
Dear Eduardo,

There are may other factors that will determine your ability to qualify for a mortgage. Please give us a call. We will be happy to put you in touch with a local mortgage representative that can walk you through everything. We are life-long residents of Merchantville and would be happy to work with you!

Best,
Rita Boyle O'Brien & Kathy Boyle Laufer
The Sister Sales Team
Your Exclusive Merchantville Representatives
Broker Owners
Garden State Properties Group
Cell: 856-448-3800 or 856-304-3839
Sistersalesteam@gmail.com
... more
0 votes 4 answers Share Flag
Sat May 18, 2013
Michael Brownstead answered:
Hello, I would love to assist, but would need to gather more info from you. Please contact me anytime at 214-872-0400 or MBrownstead@msn.com.
0 votes 17 answers Share Flag
Mon Jul 15, 2013
Josh Barnett answered:
Questions that will make more agents answer your ad:
1. I am buying a max value of $ _____________ . ___ in each of the units I am purchasing.
2. I am paying with 1) Cash or 2) 25% down payments or 3) I do not know.
3. I already own __________ number of units and I want to add ________ number of units this year.

These questions will get you more responses.

Best of Luck
... more
0 votes 10 answers Share Flag
Fri Apr 19, 2013
Raymond Husser answered:
Hi Lynzinmorgan

Bad credit, with a co-signer is still bad credit. A co-signer is only used to cancel any income discrepancies, not fix credit problems. It essentially boils down to the ability of a bank to trust that you know how to handle money. They don't care if somebody else in your family knows how to handle it, they want to know that the benefactor knows and has a history of paying bills on time.

As far as the income piece is concerned, the bank needs to feel confortable whether or not enough money is being brought in to sustain the debt load (along with any other debt load the co-signer has to sustain).

Why? Because the lender is probably not going to hold the loan. They will most likely sell it to Fannie Mae so that they can do another loan. The guidelines are set by Fannie Mae for required credit and since they buy the vast majority of loans, this is who the bank is targeting as the buyer of the loan. If it doesn't conform to those lending standards, the bank can't sell the loan and therefore can't make another loan in the future after selling yours (ie the bank is stuck with it).

I hope this helps. Just keep working on your credit and you'll get there. Time solves everything.

Raymond
... more
0 votes 5 answers Share Flag
Tue Apr 16, 2013
Mitchell Feldman answered:
Dear Angela:

First off, you should speak to a mortgage banker or broker to get the specific answers to these questions based on your current credit situation and your personal qualifications. In my experience as a real estate agent, I would dare to say that the forbearance would have a more detrimental effect to your credit. Either way it will be hard for you to get a mortgage within a years time. With a forbearance you may have to wait as long as 7 years and with a modification you will have to wait 2 at least 2 years.

If I can be of further assistance, please contact me direct. Also, if the property you currently own is in Brooklyn and you do want to sell it, please contact me, I can prepare a comparative market analysis for you and help you to figure out how much your home is worth and how to go about selling it for top dollar. I have been selling homes in Brooklyn since 1993 and I would love the opportunity to help you.

Sincerely,
Mitchell S. Feldman
Associate Broker/ Director of Sales
Madison Estates & Properties, Inc.
Office: (718) 645-1665/ Cell: (917) 805-0783
Email: MitchellSFeldman@aol.com
... more
0 votes 1 answer Share Flag
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