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Yorkville : Real Estate Advice

  • All23
  • Local Info2
  • Home Buying9
  • Home Selling1
  • Market Conditions1

Activity 9
Mon Aug 13, 2012
Ron Thomas answered:
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, and you are going to pay dearly for this service:
There aren't too many altruistic Sellers out there.

The terms that can be written into a Lease/Option can be dangerous to you:
How long is the Option period?
How much money are you putting in to the Option?
What happens if you are not able to execute the Option?
How do you know what your financial situation will be 2-5 years from now?
How much is the rent in the meantime?
Who will be responsible for maintenance and repair in the meantime?
What will be the Market Value of the home in 2-5 years?
What will be the Selling price 2-5 years from now?

This is the Ultimate Caveat Emptor!
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Mon Aug 13, 2012
Dan Firks Defined Realty Group answered:
The best way is to speak with a mortgage lender. It's always 100% free to speak with any lender regarding financing.

My lender for 10+ years Chai Charin with 1st centennial is a mortgage Broker so he will scout out the best deal for you. Chai can be reached at 630.430.4481 When your ready to stark looking for homes to purchase you can search the entire MLS at It has all the foreclosures and regular sales. The site is updated real time and is the best source for all available properties.

Hope to hear from you soon

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0 votes 3 answers Share Flag
Wed Jul 24, 2013
William Piotrowski answered:
Hello Te963ray, how much are you looking to spend monthly?
0 votes 1 answer Share Flag
Wed Nov 24, 2010
Ken Gerrans answered:
I can help. You have many options.

Please give me a call. I need to ask you about your timeline, more specific needs, price range and credit.

With this information, I can better focus your search and negotiation strategy.

My cell # is 630-946-4688.

I'll look forward to your call. If you prefer email, my address is


Ken Gerrans
Coldwell Banker Residential Brokerage
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0 votes 1 answer Share Flag
Mon Jun 3, 2013
Scottie42585 answered:
I was just looking in Plano and Yorkville as well. I am positive Lakewood Springs has an SSA tax, but I believe some homes in Yorkville also have them but not all. With the SSA tax you can expect your annual property tax to be about $1000-$1200 more than if you didn't have that tax. I do not completely understand the tax, but I believe one reason for the tax is to offer cheaper homes. ... more
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Wed Dec 29, 2010
Team Real EstateSINY answered:
Give that agent a call and let them know they need to remove the listing from trulia. Maybe they don't know.
0 votes 8 answers Share Flag
Sun Feb 15, 2009
Timothy Fitzgerald answered:
Hello Randajo,

There are 60 units available in the area you specified. How much is your voucher for, so I can weed out a few. Also I will need to contact the listing agents to find out if they accept section 8. If you want, you can e-mail me with the specifics and I can send you some properties.LEt me know if they suit your needs and I will find out if they accept section 8.

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Thu Nov 27, 2008
Scott Godzyk answered:
You should speak to a local and trusted mortgage company in your area to see what you qualify for. They will be able to explain to you the different type of loans available with your credit and your financial situation. it is important to do this first, prior to looking at properties. once you know what type of loan you will need, then you can check to see if that house meets the qualifications. You may be refferring to an FHA loan as hud is the organazation that oversees everything. Good luck with purchasing. ... more
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Mon Jun 9, 2008
Jim Johnson answered:
Make a buyer's representation agreement with a REALTOR member of the MLS. The agent can advise you about prices and much more, and it will cost you little or nothing.

If you need validation of the value of having an agent, you can get that and more answers to many another question you may have from the HUD Web site:
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