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Financing in Wylie : Real Estate Advice

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  • Local Info5
  • Home Buying22
  • Home Selling3
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Activity 3
Tue Nov 8, 2011
Annette Levinson answered:
Lisa, everything depends upon the credit report. Consult with a mortgage officer to see if it makes a difference.
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Thu Oct 29, 2009
John Shellington answered:
Before you can get an accurate answer, a lender would need to know what your middle credit score is. Have you had a lender pull it yet?
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Tue Aug 11, 2009
. answered:
Hi Kristina!

Great question! It depends on your mid scores. We usually find that one comparison can be beneficial, however, if your midscores are borderline, having your credit pulled could really create a huge hurdle in being able to actually qualify for the loan because your score goes down. I spoke with someone last week who had 3 companies pull their credit, and now it is too low for that reason. My recommendation would be not to go with a company that sends it out to different banks to get a quote, as each bank will pull your credit. Go with a trusted lender who has a history of closing deals on time as well. Your real estate agent will likely have relationships with one or a few. If your not connected with a Realtor in Wylie, I will be out at a listing that way Thursday and would love to meet you and see if I would be a fit for you.

Nicole Arenas, Realtor
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William Davis Realty
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