It's great that you want to buy - and the market is a good one for first time buyers. Your best bet to answer these questions would be to talk with a loan officer at a bank or mortgage company. He or she would be most familiar with what's available for grants, how you qualify for various types of funding, and so on. That should be your first step - getting the answers on your financial picture, both now and in the near future, wehen you start your permanent job. The second step would be to find a good Realtor to represent you and help you find the right home. If you want, I can get you some names of loan officers and Realtors in your area. Just email me at firstname.lastname@example.org. Best of luck!