If the home is listed, check with the agent. If it is not listed by a Realtor, then, check at the town hall. In the town clerk's office, you can find out who the current owner is and who holds liens against the property. The banks are so backed up with these types of files, that it does take them longer to come to a conclusion. Remember, the owner of the home, may be able to keep the home if he finds help, prior to the foreclosure.