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Home Buying in Winfield : Real Estate Advice

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Activity 4
Sun Jul 28, 2013
Lester S. answered:
Hi Matt, there are always multiple factors that you need to have reviewed THOROUGHLY by a good mortgage broker to see if you can qualify through conventional/FHA means or possibly through private/portfolio financing (at higher cost). The first question I would ask is when was your bankruptcy discharged? Generally, conventional/FHA financing options require a minimum 2 year wait period after discharge (even though the bankruptcy will appear on the report for much longer). Contact me if you want a good mortgage broker to talk to.


Lester S.
"Lester the Lister"
RE/MAX 1st
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Fri Mar 15, 2013
Michael Hagen answered:
I would be happy to help you make an offer of rent to own. Please call me so that we can meet and discuss the best way to put a rent to own offer together. My number is 630-248-2292.
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Thu Feb 21, 2013
Dan Tabit answered:
If your credit score stays in that range, you will not qualify. Hard money lenders and lease options may be the exception, but you will pay some high premiums if you get a taker.
Your best suggestion is to find a local lender who will work with you to improve your credit. As a licensed lender I've done this with clients in the past successfully. Removing legitimate errors, paying down certain debts, maintaining a clean history can all be steps in the right direction. The sooner you start, the sooner you may be able to buy. Depending on why your score is at 590, you may be successful within a few weeks or months of achieving a score of 640 or better.
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Thu Feb 21, 2013
Eric Hall answered:
Please let me know that address of the home you're interested in and I'd be more than happy to find out more information about it.

You can also check out my website for more properties in that area that are available.

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