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Financing in Williamstown : Real Estate Advice

  • All61
  • Local Info4
  • Home Buying20
  • Home Selling5
  • Market Conditions0

Activity 4
Mon Jan 14, 2013
S answered:
Tue Nov 10, 2015
. answered:
100% financing is not widely available, except with a USDA mortgage. Those mortgages are available in Rural areas and not every home. If you find a home you need to have your agent check with the mortgage loan officer to see if the home qualifies, it sometime come down to the specific address of the home.
As for the Wells Fargo loan, this is the information on their web site. Not all borrowers qualify and if history is any indication, they are not made very often. The the information below and there may be income limits as well.


Reduced down payment options.
Flexible income, credit and debt guidelines.
Flexibility on the source of closing costs.
Benefits for public employees (e.g. law enforcement officers, state licensed teachers, healthcare workers).


Minimal out-of-pocket expense.
Reduced mortgage insurance coverage needed.
Lender paid mortgage insurance option that allows more purchasing power and lower payments.
Increased chances to qualify by allowing limited or less-than-perfect credit histories.
A temporary buydown feature to help take advantage of lower initial monthly payments for up to three years.


Only available with a conforming fixed rate mortgage or a 5/1 adjustable rate mortgage (ARM).1
Available for owner-occupied primary residences only.
Income limits may apply.
Lender-paid private mortgage insurance will result in a loan with a higher interest rate.
Temporary buydowns are not available on all loans or in all areas.
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Fri Aug 5, 2016
Marcus Brandon answered:
Hello Ms. Tallant:

I have a client that is a mobile home dealer in Santa Rosa, CA. She may know someone in the Gloucester County area. If you are interested I will talk with her tomorrow and get back to you. ... more
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Sat Nov 19, 2011
Dana answered:
I was in a similar situation as yours and Ed Groussman from Home Savings of America was able to close me with no problems at all. I actually found him on Trulia based on someones elses recommendation. I am in NY but I referred my brother whom lives in NJ and he is currently working on his loan. His email is

Dana R
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Financing in Williamstown Zip Codes