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Wildomar : Real Estate Advice

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  • Local Info3
  • Home Buying11
  • Home Selling4
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Activity 28
Sat Aug 3, 2013
Michael Cheng answered:
That's pretty common for any home owner who has been in the house for more than 10 years. It's NOT a red flag of any kind.

What you should be concerned about is when all the bids are far above the list price. Then, you might come into an issue with a lender's appraisal, if you're doing financing. ... more
0 votes 5 answers Share Flag
Sun May 17, 2015
Jim Olive answered:
They can certainly come after you, but the question is will their claim hold up in court. For that, I would consult a legal professional, not a bunch of real estate agents. Best of luck... ... more
0 votes 4 answers Share Flag
Mon Apr 25, 2016
Grace Hudson answered:
I have the best Lender out here in Southern California. His name is Robert Trowbridge, with Wholesale Capital Mortgage, his number is 951-333-7041 or 951-488-3173 and email is rtrowbridge@wccloans.com
He is a Direct Lender with in house Underwriter's so they can get you the best deal and very quick approval. Please let me know if you have any questions or if your looking for a Realtor to help you find that perfect home.
Have a wonderful day!

Sincerely,
Grace
Grace Rosenberger
Cell: 951-295-6422
lyonrose1@hotmail.com
dre #01295350
... more
0 votes 10 answers Share Flag
Tue Jul 24, 2012
Shanna Rogers answered:
Hi Lesa,

What is your question?

Shanna Rogers
SR Realty
www.RealtyBySR.com
0 votes 2 answers Share Flag
Fri Oct 5, 2012
Ludy Ivonina answered:
Hello Lisa,
I am a local Realtor and will be glad to help you with your purchase.I have some properties according your request.Please email me at ludy@tarbell.com and I will email you those listings.

Thank you.
Ludy Ivonina
Tarbell,Realtors
(909)731-7124
... more
0 votes 5 answers Share Flag
Sat Feb 25, 2012
Rich Homer answered:
A local Mortgage Broker is your next stop http://www.trulia.com/voices/directory/Wildomar-mortgage_broker_or_lender--39981
0 votes 1 answer Share Flag
Thu Mar 13, 2014
Anna M Brocco answered:
Consider improving your score first--however no reason not to consider consulting with any loan officer, after reviewing your overall financial information, a determination can be made--if you don't yet qualify, at the very least you'll know what needs to be done... ... more
0 votes 9 answers Share Flag
Sun Feb 19, 2012
Steven Ornellas answered:
Michael:

As much as I like Trulia it's not a true Realtor® MLS. The best way to achieve what you are looking for is to team up with a local Realtor® (which I'm sure you can find here on Trulia) and ask to be placed on an automated MLS search agent that only provides listings with pools.

If you are a "DIYer” (do it yourselfer) then use www.Realtor.com, which also allows you to target properties with pools!

MLS Data Accuracy – Where to search if you’re “without Realtor®”
http://www.trulia.com/blog/steve_ornellas_mba_re_mastersgri/2011/01/mls_data_accuracy_where_to_search_if_you_re_without_realtor

Best, Steve
... more
0 votes 9 answers Share Flag
Sun Oct 24, 2010
Sylvia Barry, MAS,CIPS,SRES answered:
No. we hardly see that in Marin county, but I do see that happen. $2,500 is a lot of money to ask for short sale negotiation. I guess you have to decide how important this is to you and how does it look in the scheme of things (are you getting good enough deal to accept this extra expense?). Also, make sure the fee is not paid upfront and will only be paid at close of escrow if you successfully close the escrow on this specific house.

Best,
Sylvia Barry
Marin County Short Sale Specialist
Frank Howard Allen Realtors
... more
0 votes 10 answers Share Flag
Fri May 11, 2012
Harold Sharpe answered:
Hi Luci,
It sounds as though you are working with flybynight xyz lending.
Try a reputable direct lender asap.
Like B of A, Chase, Wells Fargo, Quicken Loans
all have online access 24 hours a day.
you can start your loan with them on this website.

http://www.socalhomesrealestate.com/qualifyforasoutherncaliforniahome.html

I am not a mortgage lender.
I am a REALTOR. I hope you are already working with one.

Harold Sharpe - Broker
So Cal Homes Realty
(951) 821-8211
harold@socalhomesrealestate.com
www.socalhomesrealestate.com
California Department of Real Estate License # 01312992
... more
0 votes 6 answers Share Flag
Sat Aug 28, 2010
Keyana Robinson answered:
Sat Jun 12, 2010
Steven Ornellas answered:
Hi Daniel1,

If you wish, I can identify an few excellent Realtors in Charlotte using my professional certifcation databases (no cost to you). Just give me a call or email me with the details.

Best, Steve

Steven A. Ornellas, Broker (01431243), MBA, GRI, ABR®, e-PRO®, RE Masters™
Realtor® / Mortgage Broker / Mortgage Planning Specialist
Steven Anthony Real Estate & Financial Services
Expect Excellence. Get What You Expect.â„¢
Cell: 510.461.6011
... more
0 votes 4 answers Share Flag
Thu Jul 15, 2010
Anna M Brocco answered:
The listing agent may be your best source of information--contact him/her and ask your question--he/she can tell you how many offers were received, but do keep in mind he/she may not tell you the offer amounts, unless authorized by the seller to do so. ... more
0 votes 1 answer Share Flag
Fri May 28, 2010
x answered:
No. Take some time and use that "very decent income" to pay off all of your bills, stay out of debt, and start really building up your savings and retirement accounts. You are going to need some pretty good credit to purchase a home, down payment, closing costs, and a pretty low debt ratio too.

If you had some very special circumstances as to why your home was foreclosed you may be able to get another home loan 3 years after your foreclosure. If not, it may take you 5 to 7 years. That's why we talk to people who've had a temporary set back about short sales. With a short sale the waiting period is only 3 years.

I am not a lender but I always say not to settle for anything less than a 30 year fixed loan.
... more
0 votes 3 answers Share Flag
Mon Jan 25, 2010
Jane Grant answered:
Banks are not afraid of cash offers. They are probably getting other cash offers over yours. Are you submitting, "proof of funds", with your cash offers? Are you asking for any repairs or services, such as choosing title company or escrow company?

Are you putting the closing date more than two weeks? Don't ask for anything, check recent sold comparables so you know what has recently sold in the area and always submit your "proof of funds", in the form of bank statements.

After your offer is accepted you still want to do your inspections within the time frame of the due diligence period that the bank gives you and then proceed if you are satisfied with the result of the inspections and all other due diligence performed by you, the buyer.
... more
0 votes 2 answers Share Flag
Fri Aug 14, 2015
Katalin Szubota answered:
Dear New Home Buyer, I live in Wildomar in a new home (2005) 2 story with 3222 sq.ft. and lot 8712. Mind you, both my husband and I work out of our home 24/7, have 4 people most of the time, with 3 computers, TV, room fans on most of the day. Our average utilites are:

SoCal Gas - $15-25 a month, more when we use our central heat in the winter then it can be $60-80 a month for about 2 months only.

EVMWD - water - on average $74 a month can be more in summer about $112.00

SCE - Electricy - on average $120 a months so far this year. Here again, during winter the Central Heat is on about 2 months and summer the A/C runs for about 2 months. This year very little so far, but the bill can get as high as $267 a month.

TOTAL AVERAGE MONTHLY COST - $209.00 thus far.

These averages are much higher for older homes due to the inefficient building practices

As a Certified EcoBroker, I specialize in energy efficient homes and sustainable building practices. I assist home buyers and sellers to sort through the issues relating to energy efficiency, improve indoor air quality, sustainable building practices and builders who build these energy efficient homes. There are communities here in the Inland Empire that offer Energy Star appliances, higher R-value insulation in the attic, 13+ Seer A/C, tankless water heaters and Solar Roof options at a premium 50% less than if you were to add it to an existing home. In California you can also take advantage of the $10,000 tax credit for a first time home buyer of a New Home, in addition to the Federal $8000 tax credit for fist time home buyer. There's more, if you you buy a New Home that offers Solar Option you can also take advantage of the Local Utility rebates for purchase of energy efficient appliances and tax credits for solar option.

There is a developer in Temecula and Menefee called Woodside Homes that offers free solar power system worth $25,000 and uses sustainable building practices. The average home prices are mid $300,00 to low $400,000. Depending on your energy habits you can watch you meter run backwards!

Now is the best time to invest in energy efficient homes.

Whether you buy in California or Florida, make sure you work with a Certified EcoBroker. He/She will help you sort through all your options. Go to wwwEcoBroker.com to find a local Ecobroker, best if you just put in the zip code for your search.

If in the end, you purchase an older home your EcoBroker can offer you a Home Energy Rating/Audit so you can see how energy efficient your home is and suggestions on improving the efficiency and research for you all the rebates and tax incentives for energy efficient improvements.

I hope this infomation helps and should you need any further assistance please feel free to contact me.

Regards,
Kathy Szubota
Realtor/EcoBroker
kathyszubota@gmail.com
... more
0 votes 7 answers Share Flag
Thu Mar 27, 2014
Stefan West answered:
Actually, they have been a pretty good builder for many of my clients. I am not a fan of some others but so far my experience has been decent build quality and customer service.

Are you looking at those right off Clinton Keith? ... more
0 votes 3 answers Share Flag
Sun Jan 24, 2010
Adrian Huntington answered:
Go see a lawyer!!! Most Lawyers offer free initial consultation. Gather your paperwork, and call the City Permit Dept. If the property is deemed non-habitable they will throw a lien on it, ... more
0 votes 2 answers Share Flag
Thu Jun 11, 2009
Activemk1 asked:
take down all walls and return it to original one room second floor of a barn. They tore it down county came back and checked. Once county left they built it back into an apartment and ...
0 votes 0 Answers Share Flag
Tue Jun 23, 2009
Richard Greenwood answered:
Here's the link to the California State website explaining the credit...
http://www.ftb.ca.gov/individuals/New_Home_Credit.shtml

Hope it helps!!!

Sincerely,

Richard Greenwood, MBA, GRI, ePRO, Realtor
http://HiddenMarketRealty.com
... more
0 votes 1 answer Share Flag
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