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White Bear Lake : Real Estate Advice

  • All16
  • Local Info0
  • Home Buying6
  • Home Selling1
  • Market Conditions0

Activity 7
Sat Nov 2, 2013
Chris Block answered:
Is there a specific property or lot in mind? I live right next to it and work in the White Bear Lake area. Just call or email me and I will find out for you, or at least point you in the right direction.

Chris Block
Realtor North/NE suburbs
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Sat Nov 2, 2013
Steve Vennemann answered:
I would check craigslist.
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Sat Nov 2, 2013
Chris Block answered:
Came back last year along with Lake Owasso in Roseville and many other lakes. Honestly don't know about this year though considering how little snow we have had. You thinking about buying around there? Some really good deals going on right now with homes that are across the street from the lake I noticed. Maybe not what you are looking for but they all have some type of deeded access and I like them as a cheaper option to lake-shore. ... more
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Tue Nov 5, 2013
Annette Levinson answered:
If your bankruptcy was a chapter 13, you can purchase now. If it was a chapter 7 you will have to wait until 2 years has passed and you have re-established credit.
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Tue Mar 29, 2011
Susan Hofflander answered:
I'm so sorry, Diana! It's funny because they are so inconsistent! Some people have had wonderful experiences with BOA, and others are more like yours!!!! Just when you think you're making progress and getting them all the paper work they need, you end up starting all over. Were you trying to do a modification?

From here, you need to seek the advice of a good agent who deals with alot of investors. Let me know if you need some help and I'll try to connect you with agents who do this type of thing.

Good luck!
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Sat Nov 2, 2013
Brad Anderson answered:
I think your question is more about prices, than number of bedrooms. Prices are stabilizing in most price ranges. Some of the higher priced homes have a way to go down yet. Let me know if you have any questions on this. ... more
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Tue Aug 31, 2010
Scott Godzyk answered:
The main reason is money, in a short sale they can only lose money. When they foreclose, and the borrower has private mortgage insurance the bank can recoup some or all of the lossses. In a short sale they are wiping out money with virtually no chance to recover it. As well as if the borrower had a 80/20 loan and has a second mortgage or equity line, the 2nd mortgage compnay will get zero in a short sale in most cases and why woul dthey want to agree to it. The price they buy it back at auction is a percentage of what the origional first mortgage was. They need to complete the auction to wipe out any liens or other mrotgages so they can sell it on the open market. this is wherethe pmi compnay will cover the difference between what they sell for and what was owed. ... more
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