Hello and thank you for your question. I relocated from New York 17 years ago and both my children have gone through Hillsborough County schools. The Westchase and South Tampa area offer the top rated elementary, middle and high schools in the county. I specialize in these areas and will be happy to help you find the right home and school district. I also have personal relationships with several area teachers and administrators and will be happy to help you set up a tour at the schools of your choice.
I look forward to helping you, please call me with any questions, 813.597.6013.
"Making an Impact"
Keller Williams Tampa Properties
Yes, with a VA loan the house must be in good functional condition. With most short sales and bank owned properties the Seller will NOT make any REQUIRED repairs. With a regular sale, you may be able to get the seller to replace the roof or any other "required" repair items. Not always but some sellers do have the money to replace a roof before closing.
So if you want to pursue a Short Sale or REO, you don't want to spend money on an appraisal if the roof wasn't put on in the past 10-12 years. Most roofs in Tampa Bay do not last much longer than 15 years, even with a 30 year guarantee because of our weather. Some VA Appraisers are less strict than others but I can assure you that even with a roof certification for 4 years, if a VA Appraiser says the roof must be replaced then you cannot buy it unless a new roof goes on. I've been down this road with the VA.
We have a bond program in Florida that can give you up to $7,500 towards your closing costs and downpayment. You MUST work with one of the APPROVED lenders and your income cannot be too high to get the money. You can check here to see if your household size and income will qualify you for Hillsborough County and it will list the approved lenders:
Westchase is my area of expertise and my family and I have lived here for 16 years. If you're not yet working with a Realtor, you're welcome to search "like a Realtor" by signing up for a free Listingbook account on my website: www.SoldOnTampa.com
Also if you're part of a relocation package or USAA or other lender incentive program, I can probably assist you and pay the fee to the relocation or lending company. You may not be required to work with a specific Realtor that they select for you, fyi.
All the best,
Alma Rose Kee, PA
Future Home Realty
13029 W Linebaugh Ave
Tampa, FL 33626
Eight years is a long way off. Real estate generally is cyclic and it certainly would appear we are at the bottom or darn near close to it. No one ever really knows we're there until we start breaking upward again!
I bought a condo in FL this spring and paid $25,000 less than the previous buyer did 2 years ago. I keep an eye on the market there because of my ownership and I also would like to purchase another unit in the development. From what I have seen, FL is still reeling from a surplus of inventory. All one has to do is drive down along the waterfront to see all the for sale signs to understand this. I found exactly what I wanted at a price I thought was fair and didn't want to lose it. It is unique in that it is a free-standing cottage, typical of old time Key West architecture, and there are very few of these type units available . That's why I bought mine. If you want something in a mid-rise building, something more cookie-cutter in nature, something that's a dime a dozen, I would wait. I think FL has a very long recovery ahead and has not come close to the bottom of their market.
Check in with a local agent, though. They can give you a better idea of what's going on exactly where you want to buy because what they say about real estate being local is true. Good luck.... more