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West Virginia : Real Estate Advice

  • All63
  • Local Info1
  • Home Buying38
  • Home Selling11
  • Market Conditions1

Activity 468
Fri Oct 25, 2013
Jennifer Whitehead answered:
Heather it is possible with a score of 580 or better to get an FHA loan but it also depends on what else is on your credit report and other factors that might effect your financing such as your income.
You will want to work with a lender who is knowledgable about what can be done to repair your credit in the shortest amount of time and see if you can't improve on that 600 score.
FHA does requires a 3.5% down payment (which can be gifted) so some investment on your part will be required.
There are other options for 100% financing but that higher score may be required, you're close so you'd need another 40 points or so. You need a good lender to evaluate your overall credit picture and counsel you. Most real estate agents have several of those on speed dial!
I hope this was helpful and that you pursue your home buying options. With interest rates in the 3-4% range and lots of available inventory it is a great time to make that investment.
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Thu May 31, 2012
Stephanie Pickens answered:
The housing market is booming right now. There are so many great homes on the market in cross lanes. I am a REALTOR for Real Estate Central my name is Stephanie Pickens. Call me I would love to help. 3043896025 ... more
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Thu May 31, 2012
Bev D'Amour answered:
We see that the market in this area is in the midst of re-setting. Do you have a specific area in mind? Higher end housing seems to linger longer as some owners are just coming around to the fact that the market has downturned. If you see something you like online or as a driveby, please contact me and I will research it for you. I tend to advise sellers that a written offer in hand, no matter what the initial price may be, is worth a look and worth negotiating. A buyer determines value! ... more
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Mon Dec 15, 2014
Scott Godzyk answered:
The best advice is to visit in the evening when everyone is home in adjoining units. Listen, do you hear kids, pets, running down the stairs? Newer units tend to be quieter than those older ones built without soound proofing ... more
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Tue Dec 11, 2012
Ed Cordle answered:
Down payment will vary depending on the type of financing you use. USDA can be as little as zero down. FHA is typically 3.5%. Conventional can be anything from 3 to 20% down. Closing costs also vary per lender. Typcially in the Huntington area you can expect somewhere in the ballpark of $3000 for closing costs. If you would like assistance in writing an offer that will have the seller cover some of these out of pocket expenses please give me a call. 304-690-5448. Thanks! Ed ... more
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Sat May 10, 2014
Pat Lyons answered:
I can help you find a home meeting your needs. Contact me at plyons@oldcolony.com there are a lot of homes available and more coming on the market daily. Do you have any idea when you will be in area to see homes? ... more
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Wed Jun 5, 2013
Derek Houchins answered:
In our area property has been moving very well, where is your property
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Sun Jun 2, 2013
Mary Ann Hess answered:
It is a serious matter for a seller to default on a real estate contract. If you read your contract, it will address your legal options. You should contact a real estate attorney to advise you on what actions may be the legal recourse for your specific situation. As a real estate agent, I would be glad to help with some names and numbers. ... more
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Tue May 8, 2012
Denniskristabryant asked:
my husband has a credit score of 592 and i have a credit score of 550 and we are wanting a home loan for 45,000. thats for land and home. anyone have any suggestions on where we can get...
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Thu May 3, 2012
Carl Hawthorne answered:
If he can qualify with out your income, then you should have him apply. This will however effect how much of a house you can purchase since your income is not included. I would seek the advice of a mortgage broker and work hard on bringing your score up. In 30 days, you might be able to move your score up by resolving some minor issues on your credit report. Then your income could be used to increase your buying power. Good Luck! ... more
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Thu May 3, 2012
Mark Fleysher answered:
I'm not sure about your specific area, but here in Las Vegas, today prices are 25-35% what they were in 2006.
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Thu Feb 14, 2013
Anna M Brocco answered:
Since no exact location is given, consider a Google search and Google Maps for distance....
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Sun Apr 22, 2012
Scott Jones answered:
Are you looking to purchase or rent? I can help you find something if you are wanting to purchase a home. For the kind of rent you are willing to pay you may be able to purchase a home. Rates are low (3.25-4% fixed) if you qualify. Call me if you would be willing to discuss purchasing a home. Scott Jones 304.415.4275 Professional REALTOR, Associate Broker/GRI with Real Estate Central in Charleston, WV ... more
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Thu Sep 13, 2012
Jennifer Rhyne answered:
I'm guessing you've already found something by now, but our rental listings are always up to date at www.oldworldrentals.com.
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Mon Apr 23, 2012
James Ryan answered:
Sorry to hear about your MS. Obviously, your income has to be counted as long as we can prove it will continue for 3 years or more longer. Your credit score does not sound like a deal killer either. However, there are more factors than just income and credit. Is the home appraising for enough?
Something is off, not sure your disability income or credit score are the reasons for you feeling the lenders are "avoiding me at all costs".
I would be happy to review your situation with a no obligation, no cost analysis. PS, my brother lived in Charleston for 3 years. Best wishes, Jim, 703 615 4675
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Tue Apr 17, 2012
Judy Newbrough answered:
You can find the history of owners of a property by researching it at the county court house.
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Mon Apr 15, 2013
Abu Musa answered:
You may work with a real estate agent to get the best deal.Your real estate agent can help you to find a best home and get the best price.
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Wed Apr 11, 2012
Heath Clark answered:
Patricia, are you from the area? The market in Morgantown is very strong in most areas. There is a development called Eastgate Manor that is off of Summer School road that has a really good resale value. Send me an email to heathclark@howardhanna.com. I'd like to help. -Heath ... more
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Wed Sep 5, 2012
Amie and Heather Lopez answered:
This home was sold last month. Email us or give us a call and we can discuss how we can help you find a home. Look forward to hearing from you.

Heather Lopez McCoy (304-549-7982)
Amie Lopez Smith (304-419-1149)
2lopezsisters@gmail.com
2lopezsisters.com
Real Estate Central, LLC
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