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Wentzville : Real Estate Advice

  • All43
  • Local Info4
  • Home Buying12
  • Home Selling3
  • Market Conditions0

Activity 16
Tue Jun 18, 2013
Steve Brightwell answered:
This title company is in Wentzville. They may be able to tell you.
0 votes 1 answer Share Flag
Sun Apr 7, 2013
Shane Milne answered:
How long ago were the late payments on the 2nd mortgage? Was it after you filed Ch 13 BK? Are the 2nd mortgage payments separate from your payments to the trustee?

You are correct that you can refinance while in a Ch 13 BK, however you must either use FHA or VA financing (if you happen to be a Veteran). You can either refinance and pay off the BK called a "BK buyout" or you can refinance and not pay off the BK. Either way, the trustee/court needs to approve the refinance, 1 year of the BK repayment must have elapsed and you must have made all of your Ch 13 BK payments on time (which it looks like you have). If you are going to pay off the remaining balance on the Ch 13 BK then with FHA financing the maximum loan amount you can get is 85% of the home's appraised value. If you aren't going to pay off the Ch 13 BK balance then with FHA financing you can go to 97.75% of the home's appraised value.

Shane Milne | Lending in all 50 states | NMLS #81195
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Sun May 26, 2013
Jim Simms answered:
The same way you would if it didn’t have a mortgage at all. Find an agent that you trust, spend as much time talking about your needs and their experience as you do selling the home, maybe more so. The reverse mortgage has a payoff just like any other mortgage, good luck,

Jim Simms
NMLS # 6395
Financing Kentucky One Home at a Time
... more
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Wed Dec 26, 2012
Rebecca answered:
No it is not rent to own. It is not for sale at this time.
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Wed May 30, 2012
Dale Weir answered:
If you get into a lease purchase now, your choice of homes will be extremely limited and most likely be the homes that have issues and hence arevery difficult to sell (and would be difficult for you to resell in the future) You would be much better off waiting till you have corrected your financial issues and have the ability to look at all the homes in your price range ... more
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Thu Jun 21, 2012
Roland and Linda Hauhe answered:
Most of the Sellers in Wentzville have realized that pricing their homes to sell in today's market get results.
I don't mean that they are giving them away....simply that they are pricing their homes within the range that the market suggests their homes are worth. Given that they are on the outskirts of the St Louis Metro area they are less likely to see results if they were to try and beat the market with an over priced home. ... more
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Fri Nov 18, 2011
Abu Musa answered:
If you buy real estate real estate agent is the best help you can have, So you may talk to a local real estate agent.
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Thu Aug 2, 2012
Cyndi Stone answered:
So sorry to hear about your recent experience in Florida! If you would like, please contact me, and I will be happy to refer you to an agent in Florida that specializes in condos and WILL call you!! Cyndi Stone ... more
0 votes 9 answers Share Flag
Tue Oct 19, 2010
Dale Weir answered:
It really depends on your neighborhood and what your home is already like. If you are a 2 bedroom home, adding a 3rd bedroom means a lotI, if you are a 5 bedroom home adding one doesn't mean as much. You need to sit down with a good Realtor who can do the comps on your home and advise you on what things will add real value compared to the cost of doing them, and what things will get your home sold faster (which if you are at the earlier stages with your mortgage can add greater value than getting a higher price because you stop making payments faster, which also means stopping insurance and tax payments sooner), so your NET is higher when you sell. Going for a higher price point, but sitting on the market longer to get it can sometimes actually cost you money when you look at the net profit vs gross profit. I always arrange to take my clients on a tour of their competition as well, so they can really judge what needs to be done to their homes. ... more
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Fri Apr 16, 2010
Patrick Thies answered:
It's too hard to say how long it will take to get an answer. It will depend on how many short sales are on their desk. It could be awhile (months) before you get an approval or counter offer. ... more
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Mon Mar 29, 2010
Alicia Clark - THE HOLT TEAM answered:
You can call or email the contact information provided on the rental advertisement ask for that information. I tried to google that subdivision and they don't have a website, nor could I find any hits that would provide that information. Another way is to contact a Real Estate Agent who is selling a home in that subdivision, and ask them for that information or for the Property Management contact information. Finally, you can probably find it in the St. Charles County public records, but that is a cumbersome process...

You usually can't view this information online unless you are a resident under that association & have been given a login to a specifice website.

Alicia Clark
Keller Williams Realty
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Thu Jul 8, 2010
Keith Manson- Metro Milwaukee Wisconsin answered:
You agent needs to escalate it at both banks. Make the bank contacts aware of the foreclsoure sale date. The bank can place the foreclosuresale on hold. You have keep calling the bank until you get someone attention. At least get a decisison from the bank.

Good Luck

Keith Manson
First Weber Group
Certified Distresssed Property Expert
Greenfield, Wisconsin
... more
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Mon Jun 1, 2009
Michelle Rottach answered:
It really depends on the builder, but most of the time - Yes

You'll usually have better luck negotiating additional options rather than the base price. There are a lot of builders that are offering fantastic incentives to buyers right now.

It never hurts to try to negotiate - the worst that can happen is they say no. You never know how motivated a seller is until you make an offer.

If you are working with the builders agent, remember that they are working for the builder, so don't say anything to them that you would not want the builder to know.
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Sun Dec 28, 2008
St. Lawrence Properties, LLC answered:
Only a Real Estate Agent can list your home on Trulia. If your home is listed with a Brokerage, make sure your agent gets it listed on here.
0 votes 6 answers Share Flag
Thu Nov 20, 2008
Terry Willis answered:
I am a Realtor (specializing as a Buyer's Agent) in this area and have helped many people purchase foreclosures in this area, the commission is always paid by the seller - in this case the bank. I would be happy to email you some foreclosure listings to look over and set up appointments for any that you would want to see. I can also give you referrals to loan officers and title companies and any other real estate services you may need. Feel free to check out my web site listed below and contact me through the email link at the top right corner of the first page. I look forward to assisting you. There are many terrific deals in this zip code. ... more
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Tue May 27, 2008
Kelli Chabot answered:
Some of the homes on that website are in pre-foreclosure, some are in foreclosure, and some are already on the market. The foreclosure process takes anywhere from 3-6 months, depending on the bank. That time starts after they get the owners to move out, and can start the foreclosure through the legal system. If the home is owned by a local bank, then the home will go to the courthouse steps. There the bank will offer whatever is owed on the property. If there is no one there to bid against them, then they take the home and put it on the market with a realtor, trying to re-coup their money. If there is a buyer there at the courthouse, the buyer will need to have cash ready and would be able to offer even $1 more and get the home. I have seen some homes go for $200,000 under the original asking price, and others that go back to the bank due to asking well over appraised value. I hope that I was able to answer your questions. I have worked with clients that have purchased homes on the courthouse steps, and I am very resourceful about finding out lots of information on the homes. Let me know if I can help you through this process. Thanks! Kelli 816-718-6863 ... more
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