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Home Buying in Warren County : Real Estate Advice

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Activity 29
Sat Apr 6, 2013
James Gordon ABR SFR SRS answered:
Depending on how friendly the terms of current relationship are it is not a problem. I have done transactions with people that are seperated but not divorced and it can be done and protect the property from the divorce.

Feel free to contact me if you are wanting to purchase or just want to talk this over 513-886-5250.
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Mon Jan 28, 2013
Phil Bruns answered:
A home that is considered in pre-foreclosure means that the owners are at least 90days behind in mortgage payments. In most cases, they are still living in the home trying to come up with a solution to their financial challenges.

A home that is foreclosed essentially means that the home owners would have not been able to pay their mortgage, or work with their lender to come up with a solution, and have lost their homes because if it.

I am not sure what information you may be looking for, but I would be glad to help you with that. I regularly work with buyers looking for foreclosed homes. It is often a popular choice because the price of the home is often discounted compaired to similar homes. But be careful, they are usually discounted because of work that may need to be done to the home. Feel free to contact me to discuss further.
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Mon Jan 28, 2013
Phil Bruns answered:
Hi Kimberly
YES, but not all foreclosed homes are on the market. The foreclosure process is a long legal process that takes time. The purchase of a foreclosed home is similar to any other home, but sometimes there is special paperwork, and most times there is work to be done on the home. Sometimes that work is minimal, other times it can be daunting. As mentioned in my previous note, I would be glad to help you with it, I just made an offer on a foreclosed home my self today! Hope to talk soon. ... more
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Wed Aug 22, 2012
Amy Kessen answered:
Tue Sep 4, 2012
Tim Moore answered:
The bankruptcy will not help your chances in any way and make it difficult. Speak to a lender to find out for sure.
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Sat Mar 10, 2012
Tarheit answered:
Regardless of the quality of the builders work, if you are concerned about the foundation I would have it inspected. Not just a general home inspection, but by by a qualified foundation/structural inspector. Even with a well built home there are things outside the builders control or knowledge and problems could have occured due to the concrete. soil underneath the house, drainage, etc. since the home was built.

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Thu Aug 9, 2012
Scott Baker, ABR e-Pro answered:
No, there isn't any home on the market on Plantation in West Chester Ohio at this time. There are others in the subdivision on the market.
Scott Baker, ABR e-Pro
Coldwell Banker West Shell
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Sun Oct 16, 2011
Sally Grenier answered:
Probably was listed at one time, and then the listing was withdawn, or expired, or even sold. Searching for real estate on sites like Trulia, Zillow or is NOT the best way to go about buying a house. These sites do not have the most up to date information.

You need to find a local REALTOR to work for you as a Buyer's Agent. It doesn't cost you anything. He/she can set up a search in the local MLS and send you ACTIVE listings that fit your needs.
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Sat Jun 25, 2011
Anna M Brocco answered:
If not utilizing an agent, do protect yourself and consider hiring an attorney who specializes in real estate for all related paperwork....
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Thu Mar 28, 2013
Cory Jennewein answered:
I have investors that would be willing to do so, if the property and terms meet their guidlines. What type of property are you looking for.
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Tue Sep 28, 2010
Barbara Kachenko answered:
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Tue Aug 3, 2010
James Gordon ABR SFR SRS answered:
Dennis which house are you asking about in Waynesville Ohio?
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Thu Sep 27, 2012
Elizabeth Spear answered:
In a slower moving market for sellers, sellers will sometimes settle for less than they'd prefer just to wrap up and move on. Listing price reflects a seller's wants, with typically some built in room to negotiate down to meet the buyer's offer. We've seen this gap between asking and buyer final offer grow a bit as homes have been on the market longer. The sellers who don't want to adjust down, pass on the offers, and those that are williing to adjust negotiate a deal. The net of this is home sales gapping. It's not particular to Springboro, but a general condition for the market overall.
If we can help further, please let us know!
Bill & Liz Spear
RE/MAX Elite
Serving Warren County
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Sat Mar 20, 2010
Patrick Thies answered:
Hi Stephen,

This question ended up posting 3 or 4 times. You may want to delete the repeats to avoid confusion.
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Wed Sep 5, 2012
Patrick Thies answered:
Wed Jul 14, 2010
Patrick Thies answered:
You will have to speak with a lender to see if you qualify for a loan. They will ask some general questions and look at your credit. You can do this without any obligation or fees to the lender.

Then they will look at all your information and determine whether or not you will be able to obtain a loan and at what rate.
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Sat Mar 2, 2013
Cathy Cataletto answered:
Each bank/mortgage company have different guidlines and restrictions. The best advise I can give you, is to contact a REPUTABLE BANK/MORTGAGE COMPANY and get a "cheat sheet" of what their requirments are. I have been pretty fortunate that in the areas I sell real estate (Staten Island, N.Y and Monmouth Cty N.J) There have been a few banks that are more flexable toward my clients.

Good Luck
Cathy Cataletto
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Sat Mar 2, 2013
Jerry Lorenz answered:

Unfortunately I think you may have to rent for a while. The loans that most traditional lenders are giving out today are credit score driven but there are a few mortgage brokers that still can sell off special case loans. I would try and find a Realtor that works with hard to finance buyers. You will have a shot but I think it will take a lot of work and some time.

Jerry A. Lorenz
Russell Realtors
Cell: 440 724 4402
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Sun Sep 20, 2009
Karen Dulle answered:
One possibility might be that the investor you spoke with may not have title to the home, there by not having the ability to authorize a sale. If the sherriff's sale recording has been delayed and new title not yet recorded, I would proceed with caution. Would be glad to meet, have a look into the home and available data, and advise from there.
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