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Financing in Vineland : Real Estate Advice

  • All55
  • Local Info5
  • Home Buying12
  • Home Selling3
  • Market Conditions4

Activity 3
Wed Apr 17, 2013
Camille Marotta answered:
Dear Linda, I am the Branch Manager of Residential Home Funding. I am one of the only lenders that has an extensvie construction lending background. A onstruction loan for a modular is a different type of financing but not all that difficult.

I offer a ONE TIME CONSTRUCTION CLOSE that is specifically designed for Modular Homes.

Here are the benefits.
There is only one closing.
You can purchase the land, modular and soft cost and possibly include your closing cost with ONLY 3.50% required for your down payment.
After Closing...There are no mortgage payments until the house is completed and there is a Certificate of Occupancy in Place.
There is No Construction Carry
Regualr Rates apply.

Mobile Homes have another type of financing and you will have to know if you will own the land or if it will be a lease hold.

Camille Marotta 732-539-9300
Branch Manager NMLS 9838
Residential Home Funding 7 Pelican Drive, Suite 3, Bayville, NJ 08721
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Tue Oct 23, 2012
Nick Borrero answered:
Luckily having had a bankruptcy is not the end of the world. Providing that you have rebuilt your credit in the 2 years following the discharge of your bankruptcy you could immediately begin looking for a new home. Every person’s situation can be unique so if you would like to spend the time to sit with me I can better assess your situation. ... more
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Mon Jul 5, 2010
Lori Rossi answered:

I am sure that there are lenders who can help you in your area-if not immediately they can help point you in the right direction to purchase in the near future. Not all loan programs are credit driven. Shoot me an email and I can refer a local buyer agent who can not only help you get pre-approved, but also help in your home search. I hope to hear from you soon.
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Financing in Vineland Zip Codes