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Financing in Valdosta : Real Estate Advice

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  • Local Info12
  • Home Buying40
  • Home Selling2
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Activity 3
Sat Oct 23, 2010
Terry Bell answered:
A good website to go to is www.bankrate.com they have calculators to see what house payments will be based on entering different interest rates and amount of loan. Probably a loan to be covered by that monthly amount depending on whether you are including property taxes and insurance, might be around $100-125K. As to your credit, you need to hook up with a friendly mortgage broker that also knows a little about credit repair and help you make a plan to improve your situation. There are still programs for low money down, but you will need to work on your credit. Best, Terry Bell, Realtor, Santa Rosa, CA ... more
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Tue Mar 9, 2010
Pat & Steve Pribisko answered:
T:

I am a Realtor & an Attorney licensed only in OH & I don't represent you, so what I write are my personal opinions. I suggest that you select a local lender to handle your transaction. The lender will check the credit for both of you & verify both incomes as well other items. The lender will tell you the maximum loan you can qualify for, assuming that your property appraisal matches or exceeds the loan amount. The lender will use a title company to complete the transaction. You can tell your lender & the title company you want the property in both names. The title company can arrange for an attorney to prepare a deed for you to sign as part of the transaction. ... more
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Tue Mar 31, 2009
James Walls answered:
Agreen - Good evening. Depending on your situation with your credit you may be able to buy a home now or you may have to wait for a period of time to get a mortgage. As far as how you go about getting in touch with someone you should try and find a mortgage professional you trust that can walk you through all your options on buying a home. There are various mortgage products on the market now that still work quite well for someone in the position you mention that you are in. I have referrals for mortgage professionals everyday and would love to pass you over to someone if you would give me a call to discuss more of the particulars of your scenario. Good luck. I hope this helps. ... more
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