You may be eligible for the first time home buyer tax credit, If you have not owned a home in 3 years and make less than 75,000 yr individual 150,000 family. Also there are many grant programs that are available. I would be more than happy to provide you with a couple lenders that my clients have been extremely happy with.
Realtor, CDPE E-Pro
419-283-4516 or email me direct : Cindy@CindyKeil.com