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Texas : Real Estate Advice

  • All821
  • Local Info38
  • Home Buying417
  • Home Selling124
  • Market Conditions15

Activity 13,981
Tue Apr 30, 2013
Alison Hillman answered:
Hi there-

I would recommend working directly with an agent, get started here: http://www.trulia.com/voices/directory/Grand_Prairie-agent--16508

Ali, Community manager
0 votes 2 answers Share Flag
Sun Apr 28, 2013
Bruce Lynn answered:
You want to answer to the best of your ability.
You are right, some people may have different views of the same questions.
You are right realtors should not assist you with the form.

You might ask a friend, family member, or neighbor to assist you.
... more
0 votes 2 answers Share Flag
Wed Apr 17, 2013
Peter and Pam Lane answered:
Hi Curtis,
If you are looking to rent a home, we would recommend starting to search about 60 to no more than 75 days prior to when you wish to move in to the rental. Most landlords are not willing to have a property vacant more than 30 days so it would be a waste of time to look way in advance. ... more
0 votes 3 answers Share Flag
Wed Jun 12, 2013
Jana Halverson answered:
I understand how difficult it is to be out of State and try to manage investments. In my experience most of the answers to your questions depends on the lending institution. I find RBFCU to be fabulous to work with. I would encourage you to speak to them directly. ... more
0 votes 10 answers Share Flag
Sat Apr 9, 2016
Melinda Russett answered:
Your best neighborhoods would be Hometown Kyle, Waterleaf or Woodland Park if you want to stay in Lehman.
0 votes 5 answers Share Flag
Mon Feb 2, 2015
FSBOsuccess answered:
Better not be. Government can't keep giving out handouts. I know that may be hard to understand though for some people.
0 votes 7 answers Share Flag
Fri Aug 26, 2016
Amaya Realty Group answered:
Maira, I have sold an Antares home. It has been a few years ago, but I know my clients where happy with the house. I have represented a lot of buyers who purchased new homes. It is just as important for you to have representation when buying new constructions as with an existing home. ... more
0 votes 5 answers Share Flag
Fri Dec 9, 2016
Kay Kirby answered:
If your wife can qualify with a good credit score and has good income by herself she should be able to qualify by herself, but if she needs help with the income part you should be able to use a co-signer as long as they qualify with a good credit score and a good income. To know for sure I can refer you to a good mortgage lender they can help you with that part of it. Once we get that done I can look for houses in the area that you are looking in purchasing. Give me a call or email me back and I can give you that information to get you started. ... more
0 votes 7 answers Share Flag
Sat May 18, 2013
Michael Brownstead answered:
Hello, I would love to assist, but would need to gather more info from you. Please contact me anytime at 214-872-0400 or MBrownstead@msn.com.
0 votes 17 answers Share Flag
Wed Apr 17, 2013
Shelley B answered:
Wed Mar 5, 2014
Louann Hawkins answered:
I would be happy to help you. Boerne is a beautiful place to live. Call me at 210-343-9435 or go to my web site to see properties right away http://boernesanantoniohomes.kwrealty.com/
Louann Hawkins
Keller Williams Boerne Realty
... more
0 votes 5 answers Share Flag
Wed Apr 17, 2013
Dale Pearson, MBA answered:
Hi SP,

Good question. I know this area. I'd be delighted to have a private chat with you in regards to it. Please feel free to contact me.
Regards,
Dale
0 votes 1 answer Share Flag
Fri Jun 7, 2013
Lucy Puniwai answered:
Please contact me:

puniwai@fathomrealty.com


Lucy A. Puniwai
REALTOR®
(214)783-6416 – Cell/Text
(682)224-8050 – Fax
puniwai@fathomrealty.com

In God We Trust ... more
0 votes 7 answers Share Flag
Fri Apr 19, 2013
Raymond Husser answered:
Hi Lynzinmorgan

Bad credit, with a co-signer is still bad credit. A co-signer is only used to cancel any income discrepancies, not fix credit problems. It essentially boils down to the ability of a bank to trust that you know how to handle money. They don't care if somebody else in your family knows how to handle it, they want to know that the benefactor knows and has a history of paying bills on time.

As far as the income piece is concerned, the bank needs to feel confortable whether or not enough money is being brought in to sustain the debt load (along with any other debt load the co-signer has to sustain).

Why? Because the lender is probably not going to hold the loan. They will most likely sell it to Fannie Mae so that they can do another loan. The guidelines are set by Fannie Mae for required credit and since they buy the vast majority of loans, this is who the bank is targeting as the buyer of the loan. If it doesn't conform to those lending standards, the bank can't sell the loan and therefore can't make another loan in the future after selling yours (ie the bank is stuck with it).

I hope this helps. Just keep working on your credit and you'll get there. Time solves everything.

Raymond
... more
0 votes 5 answers Share Flag
Fri Dec 9, 2016
K.C. Jones answered:
We are able to finance FHA (3.5% down) with mid credit scores as low as 580.

Feel free to apply online at www.rhlapps.com/kjones or give me a call. :)

K.C. Jones
214-432-0486
kjones@rhlending.com ... more
0 votes 5 answers Share Flag
Tue Apr 16, 2013
Dallas Texas answered:
~ I Specialize in Dallas Rentals & Apartment Locator

Dallas homes for rent Dallas Tx - website updated daily
http://www.lynn911.com/Web/AR287090/CustomContent/index/5041417

Contact my office today where I can show you many amazing homes work with your family specifications.

Lynn911 Dallas Realtor & Consultant
Multimillion Dollar Sales Producer
972-699-9111
http://www.lynn911.com 100's of Dallas homes listed for sale or lease

Follow me on Facebook
www.facebook.com/lynn911dallas
... more
0 votes 1 answer Share Flag
Fri Dec 9, 2016
Tommy Burris answered:
http://dallasloanguy.com/free-credit-book/

Here is a good start.....



Tom Burris
Mortgage Banker
http://www.servicefirstmckinney.com/
(214) 763-4629 cell/text/nights/weekends(Really!!)
tburris@servicefirstmtg.com
Lending all across the entire Great State of Texas!!
NMLS# 335055
Search Dallas area MLS for FREE. No registration => http://www.ntreisinnovia.net/cgi-ntr/BR_login?0501134
... more
0 votes 5 answers Share Flag
Tue Apr 16, 2013
Phil Amodeo, ABR,CRS,e-PRO,SFR answered:
That could be a good alternative, but there are also drawbacks to such a project. First, it's necessary to check with the City of Mansfield and Home Owners Association (if you have one) to determine the guidelines and restrictions that will govern the project. Secondly, you'll want to put together a budget for the expected renovation costs (I can help you with that) by contacting a reputable contractor. Next, it's advisable to contact an experienced Mansfield area agent like myself to estimate the impact your renovation will have on the market value of the home.

Eliminating the garage by converting it to living area adds functionality to the home, but makes it less desirable (and valuable) to future propsective buyers who expect a garage. It's also important to not "over-improve" the home compared to others in the neighborhood.

There is no simple answer to your question, but I would be happy to discuss with you the options and pros and cons of undertaking such a project.
... more
0 votes 2 answers Share Flag
Tue Jul 2, 2013
Buddy Williams answered:
Wow. Loaded question. Fort Bend County has the reputation of being one of the greatest places to reside in the country. What do you plan on doing when you retire, i.e., golf, travel, charity, or shop? Katy, Sugar Land, Richmond, and Fulshear are great communities-each having distinct differences that attract different residents. Let me know what your plans are and I can make recommendations. My wife and I have lived in Fort Bend County for over 30 years - would not have it any other way. ... more
0 votes 5 answers Share Flag
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