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Home Buying in Suffolk County : Real Estate Advice

  • All87
  • Local Info8
  • Home Buying44
  • Home Selling9
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Activity 404
Mon Apr 15, 2013
Thomas Moser answered:
You can get flood insurance for any home. Cost vary depending upon the location and how much insurance you want to get. If the home is in a designated flood area, your lender will require you to get flood insurance. ... more
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Tue Apr 16, 2013
Anna M Brocco answered:
Consider working with an agent; or check local print media for by owner rentals, always verify ownership before exchanging any money, word of mouth, etc. As for the number of cars, check with the Village http://www.easthamptonvillage.org/ ... more
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Wed Apr 10, 2013
Anna M Brocco answered:
It's all a matter of personal preferences.....
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Sun Apr 7, 2013
Gail Gladstone answered:
Rails are generally required on stairs. Please check with your local zoning board.
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Thu Apr 4, 2013
Anna M Brocco answered:
Verbal really means nothing; unfortunately until an executed contract exists, signed by all parties and deposit money is exchanged, the seller is free to do as he/she wishes; therefore it's always in the buyers best interest to sign the contract right after inspection; any inspection issues should also be resolved as quickly as possible. ... more
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Thu Apr 4, 2013
William Rugen answered:
Most times, an offer is not considered accepted until a formal contract is signed by both parties. Listing agents are free to market a home until a contract is signed with the seller's permission. Unfortunately it doesn't seem as if any ethical violations occurred. You should have an opportunity to match or beat the offer that is coming in.... ... more
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Wed Mar 19, 2014
Javier Meneses answered:
Lisa, the only thing you can do is go to the original termite inspector. Your attorney, Realtor and previous owner (if they opt to the $500 disclosure), all couldn't have had any way of knowing anything as they also go by the inspector's findings. I'm pretty sure you couldn't hold an engineer liable if you hired one to inspect the property for you too.

I also think you're being a bit hard on yourself. I can't think of anything you could have done to prevent this from happening, other than maybe doing a 2nd termite inspection, and I have never seen a buyer get a 2nd one.

If my response was helpful, consider clicking BEST ANSWER!

Javier Meneses
Senior Loan Officer
NMLS #23130
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
jmeneses@snb.com
(516) 606-9648
... more
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Fri Jul 3, 2015
Derrick Johnson, PA answered:
The owner of what? A home? You can usually find the owner of record by searching the public records for that area. These may be held by the city or county. Some municipalities are moving records to the internet and are able to be searched online.

Some of the smaller municipalities are still using paper records that can be found at the Property Appraisers office and can be searched by walking in and talking to the local clerk.
... more
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Sun Mar 22, 2015
Anna M Brocco answered:
Check with the town, http://www.southamptontownny.gov/content/81/162/164/498/5806/default.aspx If purchasing with a mortgage your lender will require, and your homeowner's insurance may not insure without.... ... more
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Sun Mar 24, 2013
Gail Gladstone answered:
Jsnduran,

If anyone can do it, that would be Brian Tom of Cliff Co Mortgage.

You can reach Brian at 516-448-2434 or email him at btom@CliffCoMortgage.com.

gail@GladstoneGroupRealty.com
516-368-8828
... more
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Fri Mar 22, 2013
Irene Renna answered:
I would be happy to take a look at the email for you please forward it to irene.renna@gmail.com
Www.IreneSellsHouses.com for all your real estate questions
0 votes 5 answers Share Flag
Wed Mar 20, 2013
Ralph Windschuh answered:
According to MLS, there are currently only 8 unis available in that development and given that there are over 170 units total, I don't think that is an inordinate amount of units for sale. If you are interested in seeing any of the units, I would be happy to assist you. ... more
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Mon Mar 18, 2013
The Jonathan Lerner Five Corners Team answered:
Do you mean Public? because Sweetbriar ends at the water?
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Tue Mar 12, 2013
Maria Batista answered:
Try getting directions on www.mapquest.com or google maps. It will also let you know the distance and approximate time it will take you from one location to the other. good luck.
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Tue Mar 19, 2013
William Rugen answered:
If the seller doesn't want to reduce price then unfortunately it seems you're going to put down more money. Talk directly with your lender to see what you could do but most likely that is your only option if you still wish to move forward.

What your seller doesn't understand is that if you walk away from the deal, he's going back on the market and he's not going to sell for 320,000 unless it's a cash buyer or someone with substantial down payment.

Ask your agent to request a sit down with the listing agent and homeowner. Maybe some sense can be talked into the sellers.

Best of luck
... more
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Thu Mar 28, 2013
Tammy Benkwitt answered:
Why not call the listing agent and ask?

Are you a Realtor? Check our Code of Ethics too. You will find your answer there.
0 votes 1 answer Share Flag
Sun Mar 17, 2013
Gina Walter answered:
It depends on the banks. FHA will give a loan with a min score of 580. Some wont touch anything less then 620. You will have to show around
0 votes 14 answers Share Flag
Thu Mar 28, 2013
Anna M Brocco answered:
Depends on the circumstances that are leading you to the short sale path; generally it can take two to three years, and much will depend on your credit, income, etc. If purchasing in cash, you can buy anytime. ... more
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Wed Feb 27, 2013
Anna M Brocco answered:
Rather than relying on opinions, why not consider a test run....
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Sat Apr 19, 2014
Javier Meneses answered:
There are several things that would determine the turn time to close on a FHA loan. If the house you're purchasing is a short sale, it can easily take several months, depending on a several different things. If you're purchasing a traditional sale, an FHA mortgage should take about 3-6 weeks.

You want to be prepared with your 2011 & 2011 tax returns along with W-2 forms, most recent pay stubs covering 30 days (so if you get paid weekly, you'll need the last 4), 2 recent bank statements to all accounts, copies of your picture ID & social security card, along with any other documentation your lender will require. The quicker you can turn over what's needed from you, the quicker your lender should be able to process your loan.

If you're in need of a Loan Officer, I'm always available to meet face-to-face. Good luck!

Javier Meneses
Senior Loan Officer
NMLS #23130
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
jmeneses@snb.com
... more
0 votes 8 answers Share Flag
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