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Stockbridge : Real Estate Advice

  • All161
  • Local Info24
  • Home Buying34
  • Home Selling5
  • Market Conditions5

Activity 51
Mon Mar 25, 2013
Ava Anderson answered:
Hi Kimberley have you a adjusted your profile so that only those homes are sent?
0 votes 1 answer Share Flag
Wed Jan 16, 2013
Lee Taylor answered:
There are plenty of "programs" led by "people" who will convince you that you are getting help...

I suggest that the program for you is Dave Ramsey's Financial Peace University - probably being held somewhere near your house, soon.

Don't stretch yourself too thin and be so urgent to buy in a seller's market...

See the web reference.
... more
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Sun Sep 1, 2013
Marge Bennett answered:
yes, if you qualify for an FHA or VA mortgage or if the house is in an area where you can get a USDA loan. Talk with a local lender or mortgage broker for details and to get prequalified. ... more
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Wed Dec 26, 2012
daisyangel575 asked:
district. im hoping the house can be no more than $750 in rent and at least 3 beds and 2 baths with a 2000 squarefootage. a more modern looking house is more preferable. can also be re...
0 votes 0 Answers Share Flag
Fri Dec 28, 2012
Jose Dias answered:
It depends on your goals. If you need to find something quick, regular sales or bank owned homes may be the way to go. They usually close faster than short sales/pre-foreclosures. If you have time to find a home, including short sales/pre-foreclosure homes may be a good idea.

Good luck.


Jose Dias, REALTOR
(623) 418-5700 | |
... more
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Tue Dec 26, 2017
Hank Remschel answered:
Don't give up Hope. Check with a few local mortgage lenders to get pre-qualified. Go to those that do not charge application fees (ask them before moving forward). Those that want your business will be happy to guide you through the process of getting your credit to the point of being able to buy a house. Will it be easy? I don't know, but make that first call to find out. ... more
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Wed Oct 31, 2012
Ron Thomas answered:
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, and you are going to pay dearly for this service:
There aren't too many altruistic Sellers out there.

The terms that can be written into a Lease/Option can be dangerous to you:
How long is the Option period?
How much money are you putting in to the Option?
What happens if you are not able to execute the Option?
How do you know what your financial situation will be 2-5 years from now?
How much is the rent in the meantime?
Who will be responsible for maintenance and repair in the meantime?
What will be the Market Value of the home in 2-5 years?
What will be the Selling price 2-5 years from now?

This is the Ultimate Caveat Emptor!
... more
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Mon Oct 22, 2012
brownleecoretta asked:
This question was asked from
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Sat Aug 4, 2012
Rebekahwilley asked:
This question was asked from
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Wed Oct 24, 2012
Maxwell Wright answered:
I have several links you can use to repair your credit..... IT'S FREE! Don't pay anyone to repair your credit. Call me Max Wright 770-912-5099 Keller Williams Realty Partners!
0 votes 2 answers Share Flag
Sat Jul 14, 2012
Tim Moore answered:
First go speak with a lender. No sense looking at homes and wondering if you can get a loan. That is step #1 and then find a Realtor. Call around or speak to others or go visit some real estate offices or use the Find A Pro link on this site, but talk with a lender first. ... more
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Thu May 17, 2012
Bridget asked:
Wed Jul 18, 2012
You would need to have your Buyer's Agent submit an offer to the Listing Agent. Banks do not deal directly with buyers.

Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
Apply Online at
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
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Sun Feb 26, 2012
There is a difference between title holder and debt holder. If both names are on the title, then both names must release the title.
Apparently, someone felt that it would be in your mother's best interest if she owned half the car title in case the payments fell behind. The loan is typically set up that way when the 1st position borrower's credit file is not strong enough.
Mortgages on the other hand, for those reading this, require the 1st position borrower to qualify with credit and ONLY add a co-borower for income purposes.
... more
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Sat Jan 7, 2012
Priscilla Hammond answered:
Hi Maggie, you may be referring to HUD's GNND program, read more about it at the link below. If you need me to assist you feel free to call me.
Thank you
0 votes 4 answers Share Flag
Wed Dec 7, 2011
Ron Thomas answered:
You might find that information in your Contract with the Lender:
It might include a PREPAYMENT PENALTY, or other language.
The term might be 2 to 5 years.
You'd have to ask your Lender or the Mortgage Broker.

Good luck and may God bless
... more
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Wed Oct 12, 2011
Scott Godzyk answered:
Curtis no address came through, you should go back to teh ad, click on teh profile of the listing agent and email them direct, they should be able to easily answer your question
0 votes 2 answers Share Flag
Wed Oct 24, 2012
Scott Godzyk answered:
Dee it is not impossible with a down payment, you should meet with a local and trusted mortgage broker, they can prequailify you at no cost, they will look at your credit plus your financials and let you know if there are any mortgage programs that you may quailify for and what the cost and done payments may be.

Please see my blog for tips and advice on getting a mortgage.
... more
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Wed Oct 24, 2012
Ron Thomas answered:
When I was in the Navy waaaaaay back during Viet Nam, I joined the Navy Federal Credit Union.

Now don't tell me that YOU'RE not in the NAVY; I won't hold that against you: (yes, I'm a big person)

N.F.C.U. is open to all Services!

If I was you, I would talk to them first. You can also find them on line.

Oh, and I forgot to say, THANKS FOR SERVING!

Good luck and may God bless
... more
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