Financing in Staten Island : Real Estate Advice

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Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I am newly resident in USA, How can I get a loan ? While I dont't have work, but I can pay up to 40 % downpayment .
The two most important things that Lenders look at are your record of paying bills, and your ability to pay future bills:
How likely are you to continue to pay your obligations, and,
... more
0 votes Share Flag Wed Apr 24, 2013 Financing in 10314
Andrew Tisel…, Real Estate Pro in clifton, NJ
Andrew Tisellano answered:
how would i go about buying my siblings out of a house that we all own together?
if you are not paying cash 1st speak to a mortgage person
then speak to an attorney to change the deed and do the closing 1st you have the mortgage.
if you have more questions
feel f ... more
0 votes Share Flag Sat Aug 11, 2012 Financing in 10306
Rich Homer, Real Estate Pro in NAPLES, FL
Rich Homer answered:
WHAT IS THE AVERAGE COST FOR HOMEOWNERS INSURANCE ON STATEN ISLAND? BALLPARK FIGURE. IS THIS INCLUDED IN YOUR MORTGAGE?
Not usually included, no. Engage a local Realtor here http://www.trulia.com/voices/directory/Saint_George-broker--85362
0 votes Share Flag Wed May 16, 2012 Financing in 10314
Christopher…, Real Estate Pro in Staten Island, NY
Christopher Burdzy answered:
What is the best formula or advice for affording a condo/townhouse? My wife and I have stable jobs, and were already pre approved for an FHA loan
Buying real estate is usually the biggest purchase most of us make in our lives. You can only decide for yourself if paying $2,000/month is within your means, and will allow you to main ... more
0 votes Share Flag Sat Aug 11, 2012 Financing in 10306
Joseph Runfo…, Real Estate Pro in Staten Island, NY
Joseph Runfola answered:
Are physician mortgage loans available in NY? What is the 'catch'? ?
Hello Xdreem18, perhaps these sites can give your husband encouragement or direction; http://www.novinite.com/finart/mortgage/physician_mortgage_loan.html, www.ExclusivePhysicianLoans.c ... more
0 votes Share Flag Fri Mar 20, 2015 Financing in 10306
Anthony Alva…, Other/Just Looking in Staten Island, NY
Anthony Alvarico asked:
0 votes Share Flag Thu Sep 9, 2010 Financing in Clifton
Ron Beebe, Real Estate Pro in Downingtown, PA
Ron Beebe answered:
If I am re-financing with the same lender, would I still be subject to New York State stamp fees?
Hi Kszemiako-
If you could share with me (us) who your lender is that may shed some insight on what your refinance options would be. This would be important to know as some lenders off ... more
0 votes Share Flag Mon Dec 7, 2009 Financing in Staten Island
Keane Ng, Real Estate Pro in Tukwila, WA
Keane Ng answered:
what are the requirements for a fha loan?
There are lots of guidelines, but I'll do my best to hit the major bullet points

CREDIT

FHA does not have a credit score requirement but most lenders will want at least 620. ... more
0 votes Share Flag Wed Dec 1, 2010 Financing in Staten Island
Daniel Kenna, Other/Just Looking in 60103
Daniel Kenna answered:
What is the most effective way to protest an inept appraisal?
The most effective way is to go out and obtain 3 comparable properties that have sold and closed within the past 6 months as close to the subject property as possible. These properties ... more
0 votes Share Flag Wed Aug 19, 2009 Financing in Staten Island
Ann Cordes, Real Estate Pro in Waco, TX
Ann Cordes answered:
After you get t'h'e appraisal w'hen do you usually close
Usually the appraisal is the final step. Here in Texas it is done about a week before closing.
Ann Cordes, Keller Williams Realty, Waco Texas
Cell; 254-227-0522
0 votes Share Flag Tue Jul 21, 2009 Financing in 10309
Joseph Runfo…, Real Estate Pro in Staten Island, NY
Joseph Runfola answered:
My appraisal was done on 7/6 as a refiance. When you you think we should close.?
Again if all required paperwork and documentation is in order and at the underwriter's you will probably be given a closing date around July 24th depending on the lender, attorney avail ... more
0 votes Share Flag Tue Jul 21, 2009 Financing in Staten Island
Robert Fine,  in Staten Island, NY
Robert Fine answered:
Is it possible to get mortgage on low income tax?
Nina,
Yes you can get a mortgage. Having a high credit score and cash on hand is great. Contact one of the mortgage bankers here on Staten Island and ask for a pre-approval. The mortga ... more
0 votes Share Flag Sun Jun 21, 2009 Financing in 10305
Joseph Runfo…, Real Estate Pro in Staten Island, NY
Joseph Runfola answered:
IF I MAKE $37,000/ANNUALLY IN NEW YORK CITY. HOW MUCH WILL MY CHECK BE BI-WEEKLY AFTER TAXES?
Trulia = Real estate Questions and Answers. You should ask this question of your employer. There are probably many other factors which enter into arriving at the answer such as number o ... more
0 votes Share Flag Fri Jun 19, 2009 Financing in Staten Island
Luke Allison,  in Asheville, NC
Luke Allison answered:
If I take funds from my 401k to use for a dwnpymnt for my 1st house what kind of taxes Im looking at?
Hi Dana-
There are not too many accountants and financial advisors on Trulia so I will do my best to answer but at the same time give you the disclosure, "Check with your financial adv ... more
0 votes Share Flag Fri Jun 12, 2009 Financing in Staten Island
Carole L. Ma…, Real Estate Pro in WELLS, ME
Carole L. MacCollum answered:
Can anyone tell me how a buyer can use the $8,000 tax credit towards their DOWN PAYMENT?
Hi Rosemarie! I am currently dealing with buyers who would LOVE to do this -- but according to our Association here in Maine, banks have a choice as to whether or not they will use thi ... more
0 votes Share Flag Tue Aug 11, 2009 Financing in Staten Island
Johnathan Sm…,  in Staten Island, NY
Johnathan Smith answered:
5% down, is it at all possible to obtain a mortgage?????
Yes you can get a mortgage with 5% down!
0 votes Share Flag Thu Sep 18, 2008 Financing in Staten Island, NY
Zack, Other/Just Looking in Westchester County, NY
Zack answered:
is there a government credit available for purchasing a house in preforeclosure? Helping the seller avoid
God I hope not. My taxes fund enough BS already without helping out some idiot who couldn't figure out how much home they could afford.
0 votes Share Flag Tue Sep 16, 2008 Financing in Staten Island, NY
Gail Gladsto…, Real Estate Pro in 11743, NY
Gail Gladstone answered:
I have my tax return in the bank I want to borrow $150000.00 frm my bank for a coop purchase. Can I?
It depends on your credit and a lot of other things. I can recommend a mortgage professional to work with; contact me offline at Gail@GailGladstone.com and I will be happy to make the ... more
0 votes Share Flag Sun Jun 29, 2008 Financing in Clifton, Staten Island, NY
Mim Heisey, Other/Just Looking in Shippensburg, PA
Mim Heisey answered:
what is a short refinance?
I am not familiar with the term short 'refinance'. However there is a similar term-- 'short sale' with which I am familiar.
A short sale occurs when the buyer purchases for less $$ ... more
0 votes Share Flag Mon Sep 1, 2008 Financing in 10309
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