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Spearfish : Real Estate Advice

  • All15
  • Local Info0
  • Home Buying4
  • Home Selling1
  • Market Conditions0

Activity 5
Tue Nov 29, 2011
Landmark Realty answered:
Try calling Aaron and Kim Hamilton at 605-559-0375. He is a builder that just finished some new apartments and I know some of them are pet friendly. We are also building some pet friendly apartments, but they will not be done until next summer.

Rick Furnish 605-641-2979
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Mon Jun 24, 2013
Lori Caldwell answered:
Hi - We have a property management company in our office. Give Sabrina a call at 717-5555 and she may be able to help you. You can view current properties at:
There may also be something coming up that she knows about but isn't on the website yet. Good luck!
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Tue Jan 25, 2011
Kathy Whitelock answered:
Good Morning Buster - Our market is small, so higher priced home sales in our area are only a few each year even in the strongest market. Our market is still considered "stable" by appraisors. Our $500,000 up homes are still selling and not much at a discounted price. The motivation of the seller is always the consideration. These higher end home are a majority of retired folks who are looking to downsize or move to a different area. So motivation is not strong. Most are waiting. The situation is-Spearfish is a beautiful location, if you want to live here there will not be much of a discount like some of the larger over satuated markets. There has been no industry layoffs here which is the problem in most depressed areas. People needing to move to find jobs. I have top end home buyers that are looking for property here and can't find what they want-I'm going to homeowners asking if they want to sell. If not, buyers are looking for land and building. Bottom line-if your are looking for a good deal you will no doubt have to go elsewhere. I hope this helps-I would love to help you find the perfect home - give me a call-605-641-5004. Kathy Whitelock ... more
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Fri Nov 12, 2010
Gerard Dunn answered:
The automated underwriting system is only a system to screen loan information input into the loan origination system.

All of the details then have to be documented by a underwriter before the loan is formally approved, conditioned or rejected.

It is possible that the information input originally was not correct, or mis typed. It is also not out of the realm of possibility that the guidelines changed in the short time between one lender and the next.

Also - underwriting is as much an ART as science. One underwriter may take a completely different approach than another. I hope this makes some sense!

Good Luck!

If you like the answer - please consider making it a "Best Answer" !

Gerard Dunn
Associate Broker
Licensed in Maryland, Virginia and Washington, D.C.

Assisting Homebuyer's and Seller's for 28 years
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Mon Jun 24, 2013
Kale answered:
Actually, the rental market in Spearfish is hard to gauge. If you're going to rent a 4 bedroom house, you're better off buying something unless you have bad credit. You'll pay a high price for the rental. Plus, Spearfish is still a good real estate market and you'll make money on your investment. So, unless you absolutely have to rent, don't! ... more
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