Have you attempted a short sale? Florida is a recourse state, so the banks can come after you for the outstanding debt. Hopefully, you've already consulted a financial counselor and lawyer about this, if not, call one TODAY.
(I work with one of the most experienced short sale negotiators)
The answers to 1-3 will depend on information that isn't clear from the provided information. Get a real estate agent to guide you when making an offer.... more
I've seen non-permitted work that appeared to be better quality than permitted work and I've seen non-permitted work that was done horribly. I personally wouldn't worry about whether or not a permit has been pulled. If you like the house better than others in your price range don't let this stop you from pursuing it. Just have it inspected, and plan that the taxes could go up once the assessor catches up with any improvements that were done.... more
Anything is possible but 2002 is normally considered early for Chinese drywall issues.
Enough time has passed that in most cases Chinese drywall has already been identified. If considering purchasing and you are with concern about this troubling material you might consider making an offer with a "Chinese drywall contingency" that spells out your option to void your agreement without penalty should its presence be found in the home.
Also, be sure to bring your concern to the attention of your building inspector. They will be able to help with this as well.
I can most certainly help you find the property that you are looking for in your price range and meets your criteria. Kindly give me a call on my cell at (954) 658-9993. I would love to speak with you in depth as to what your exact criteria and needs are. I look forward to speaking with you. Thank you.
Prudential Florida Realty
Direct: 954-658-9993... more
Mark, I am familiar with the NACA process, but am not currently NACA approved. Right now, my suggestion to you would be to see if you can qualify for a regular loan as well. The reason, quite simply, is that I'm seeing multiple offer situations as the rule rather than the exception, and I fear that a NACA loan will simply not get chosen in that scenario. (Hard enough to get a conventional loan chosen over a cash deal).... more
I don't work that area but if you serious about negotating the best term on your lease hire a professional Realtor and not a mickey mouse agent. I can refere you to one in the area if you like. 786-553-7530... more
I work on the West coast of Florida, but a Broker friend of mine services the East coast. I'm certian he would be more than happy to assist you in the Del Rey or Boyton Beach area. I have included a link to his website.... more
The same Dodd-Frank who told Bush that there was no problems with Fannie & Freddie? QRM's will kill what is left of the housing market. Government always over-reacts to the problems it has caused and this legislation is no different.
Jack Gillis, M.B.A., J.D. â”‚ RealtorÂ®
Jack Gillis Realty Advisors
United Real Estate, Broker
5430 LBJ Freeway | Suite 280
Dallas, TX 75240
Email: Jack@JackGillisRealty.com... more
If you want a QUALIFIED opinion of Fair Market Value hire a local appraiser with over five years experience. Realtors do not know how to make adjustments for differences in gross living area, updating, site size, waterview versus a residential view and differences in design and age if applicable. I am not trying to bash Realtors as I am one myself, but I am a straight shooter and speak from experience and facts. Realtors in the State of Florida take a 63 hour class and about ten minutes of the class pertains to valuation techniques. You can save thousands of dollars by using a qualified professional, so form over a few hundred bucks and get it right before problems occur.
It means the owner/seller wants to act as the bank and give you the loan also. So you will be paying the monthly mortgage directly to the seller. Good deal for people with not so good credit. Make sure an attorney handles your side of the closing.
Boca Raton is the best area to raise family; good neighboorhoods and good schools. Yes, the price range you are looking for are very realistic. There is also new construction, for the low 300K. I would like to send you some listings by email. Please send me your contact information on the private, or email me to email@example.com... more