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Smyrna : Real Estate Advice

  • All117
  • Local Info12
  • Home Buying31
  • Home Selling3
  • Market Conditions5

Activity 55
Wed Aug 7, 2013
Bob Southard answered:
Somewhat over simplified but here is the basic explanation. FHA mortgages are administered by the US dept of Housing and urban Development. HUD. When a home owner with an FHA loan gets foreclosed it is then owned by HUD.

HUD homes are just one option available for purchase. Actually in recent months I think HUD homes have been overpriced but they sell because of buyer competition. I would look at all ;purchase options and not just HUD homes.
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Wed Mar 20, 2013
Laquita Baez answered:
No problem! Let's find you a rental home!
Feel free to send your contact info to me email below.

Laquita Baez
Better Homes and Gardens Real Estate Metro Brokers
770.901.0956
findurhome@laquitabaez.com
www.LaquitaBaez.com
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Wed Jan 30, 2013
Nathalie Theodore answered:
I would love to help you with your search. Please contact me by email so that I may have yours and be able to ask you other questions that I will need to do an effective search.

Thanks,




Keller Williams Consultant
1957 Lakeside Pkwy suite 520
Tucker Ga, 30084
Cell: 678-661-1633
Email: nathalietheodore@me.com
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Thu Sep 24, 2015
John Morris answered:
You can post it on Zillow.com which merged with trulia last month. Find your home on Zillow and you can post an open house. Let me know the address and I may stop by.

if you want to see a good range of your homes value go to www.johnmorrisrealtor.com and go to the home values tab. Once there enter your address and it will give you a report of the value. This is the same report that lenders use when you apply for a loan or refinance. Great tool. ... more
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Sun Jun 23, 2013
Paul Webster answered:
I live in Smyrna and have enjoyed this area since 2001. Every city will have it's pocket areas of crime and as the Atlanta area expands it will expand crime to certain regions. Smyrna stretchs very far and the as you travel out towards the limits it may get a bit edgy. I feel very safe here and would suggest this city to anyone.

Checking with local Law is fantastic. I would check City of Smyrna as well as Cobb County for the unincorporated areas that they cover. As far as pest control. Not sure on that part of the question. Feel free to call me or reach my on my site www.smyrnahomefinder.com. If you want you can message me on my site on the area that you are looking at and I will tell you everything you want to know on that. If you have a Realtor I will only give you information that will help you and your Realtor as a courtesy.
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Thu Nov 1, 2012
Rodney Mason answered:
Real estate agents are not allowed to comment on whether or not a neighborhood is good or bad. That is research that you would need to do on your own. There are a Federal Fair Housing Laws that prohibit that from happening. It is up to the individual to make their own determination about a specific area. Should a real estate agent comment on such a thing, it could be steering which is a prohibited act.

Some websites to try include:
http://www.crimereports.com
http://www.greatschools.org/
http://www.neighborhoodscout.com

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
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Sun Oct 7, 2012
Jackie Dyer answered:
Sun Oct 7, 2012
Fred Yancy answered:
All of these areas have rental properties that are available. Try to do as much research about each area on line before committing to one area.

■Check out the school district. This is especially important if you have children, but it also can affect resale value. The Department of Education in your town can probably provide information on test scores, class size, percentage of students who attend college, and special enrichment programs. If you have school-age children, visit schools in the neighborhoods you’re considering. Also, check out www.schoolmatters.com.

■Find out if the neighborhood is safe. Ask the police department for neighborhood crime statistics. Consider not only the number of crimes but also the type — such as burglaries or armed robberies — and the trend of increasing or decreasing crime. Also, is crime centered in only one part of the neighborhood, such as near a retail area?

Fred Yancy, Broker
Crye-Leike Realtors
(678) 799-4663
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Mon Nov 26, 2012
Michael Hammond answered:
What does your representing agent in the contract negotiations say, Sch86? Good Luck!

Michael Hammond
SellsRealty@gmail.com
404-538-5499

http://www.georgiamls.com/agentsite/index.cfm?SiteID=HAMMONDJOHNM

http://www.chapmanhallprofessionals.com

http://www.SellsRealty.org

http://www.city-data.com/
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Sat May 19, 2012
Bob Southard answered:
Yes. But more than likely you did not have a full approval. You were probably pre qualified but not approved.

Typically if an approved buyer is turned down in underwriting its because something changed. New information on the credit report, gap in employment, things like that. ... more
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Wed May 9, 2012
Rodney Mason answered:
You wou have to contact your currnet mortgage company to ask them. Only they can advise you on your options.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle Renovation | VA | USDA | GA Dream | Jumbo Financing
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Sat Feb 23, 2013
Fred Yancy answered:
Sheridan:

Sex offenders are public knowledge - go to the website below to see in your area.

http://www.georgia-sex-offenders.com/mugshots/
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Mon Jan 30, 2012
Roland Vinyard answered:
It's all possible, but expect what is normally a bit hard to be much more difficult. The trick is to find someone who would work with you and those people do exist here and there. You may want to think over what steps you are/will be taking to better your credit, because that is a question that may be asked. ... more
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Tue Feb 24, 2015
Ron Thomas answered:
One of the necessary ingredients to doing a Shortsale,
is submitting a Hardship letter to your Lender and having them approve doing a Shortsale:
It sounds like you do have a hardship; just being Upside/Down is not sufficient.
In addition, if the deficiency isn't great enough, you may be ill-advised to do a Shortsale, but rather, ride it out.

I would advise you not to get delinquent on the HOA fees; they have no tollerance.
Perhaps if you talked to the Lender and asked them to modify the loan, or at least move some payments to the back of the loan.

To get the Bank to listen to you regarding a Shortsale, you have to be behind on your Mortgage; are you? I hope not as this is a point-of-no-return.

Good luck and may God bless
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Fri Dec 16, 2011
Ron Thomas answered:
Sun Mar 11, 2012
Rick Duda answered:
We have them here! Follow me on Twitter or Facebook
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Thu Dec 15, 2011
Hank Miller answered:
Selling and appraising homes around Cobb county since '94, I don't recall a time when Smyrna schools were on the high performance radar.....www.greatschools.com is a good source.

www.hounddrogrealestate.com works for weekly real esatate stats

Hank
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Sun Aug 18, 2013
Hank Miller answered:
Crime stats are best researched through the Cobb law enforcement sites. I'd be more concerned with value retention, the area remains awash in distressed and REO homes. The signs point to continued oversupply and stability is probably not on the horizon just yet.

Hank
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Wed Nov 13, 2013
Jen and Mark Bowman answered:
Your dream house is in the price range you want. Sutherlin Park in Smyrna has 2 homes under $250K for sale right now. I'm doing an open house in Sutherlin Park tomorrow (Sunday 10/30 2-4 p.m.) The 2 that are under $250K were built in 2000, one has 4 bedrooms. Woodland Brooke has one at $256,900. You could also consider Oakdale Preserve, Oakdale Ridge, Paces Lake or Bentley Park. Feel free to give me a call or come by the Open House at 204 Alexandria Way tomorrow and we can talk more about your ideal home. I'd be glad to show you some homes that will fit what you're looking for.

Jen Bowman, Broker Associate
Keller Williams Realty
404-456-5024
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Sat Aug 10, 2013
Robert A Whitfield Broker answered:
Hi Marie,

I have info on all these areas and have lived and worked in them for years selling, inspecting, and rehabbing properties. I assure you, that I can help you avoid the mistake of "renting some more to determine where you would like to live". In this market that is not a wise move, not because there wont be good deals a year from now, but because I beleive as do most mortgage experts, the mortgage market is trending towards getting much tougher in all aspects. A 1 percent rate increase can wipe out the benefits of a $10K price decline when buying and if underwriting requirements get tougher it can lock you out of a home. Even FHA loans are tougher, and there are factions in the government actually pushing for a 20 percent downpayment requirement for all mortgages.We can debate whether that would be good for the economy or not, but there is no debate, that would hurt homebuyers.

There has never been a better time to buy both for investments and a home to live in - and those who are
greedy and want to time the market to try and see where absolute bottom is will miss out - by the time absolute
bottom occurs we will already be on an upward trend and we will be looking at the bottom in our rear view
mirrors. Those who sit on the fence and beleive this window of opportunity will be open for an unlimited time can
end up missing the boat.

Give me a call, I would be happy to put this market into perspective and give you sound advice based on your important requirements - some requirements will automatically rule out where you don't want to live making it obvious where you do want to live.

Regards,

Robert Whitfield
Broker/Owner, Realtor
678-585-9691
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