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Smithtown : Real Estate Advice

  • All43
  • Local Info5
  • Home Buying8
  • Home Selling4
  • Market Conditions4

Activity 18
Sun Mar 31, 2013
Paul Llobell answered:
Have a nice 2 bedroom in Bayport if you would be interested.
Paul Llobell
Associate Broker
Realty Connect USA
0 votes 4 answers Share Flag
Thu Dec 20, 2012
Alissa Spears answered:
I have dealt with several FHA closings this year and most of the amounts have varied, all dependent on the lender they chose. Appraisal cost, prepaid taxes and insurance and mortgage title insurance are just a few of the expected costs. Want a better answer? Get a Good Faith estimate from your lender/s.
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0 votes 6 answers Share Flag
Wed Dec 12, 2012
Javier Meneses answered:
I wish I can explain all these things you over the phone. There's several things going on. First, rental history is always a plus. In your case it's a double plus because, even though it doesn't appear in your credit, it'll also serve as a trade line. Second, is it possible that your scores are low due to high balances? When your scores are where they are, it's usually not something that stands in the way of qualifying. DO NOT CLOSE ANY ACCOUNTS it will hurt you big time. Also don't open anything else. Third, only the income of those applying will be used as effective income to qualify you. If she is a part of your household income, it can be used solely as a compensating factor.

The best thing you can do is meet face-to-face with a loan officer and let him/her pull your credit and take a look at your paperwork and go from there. Will you qualify TODAY? Maybe not, but it doesn't mean that if you're willing to take the necessary steps to improve your credit that you'll be ready in just a couple weeks.

I encourage you to call me or any other loan officer and go over all these things in detail. You should have everything in order as far as financing and obtain a pre-approval letter before you start working with a Realtor, which I can also give you some names an numbers depending on where you're looking to buy.

Javier Meneses
NMLS #23130
Senior Loan Officer
Sterling National Bank
(516) 606-9648
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0 votes 6 answers Share Flag
Wed Nov 13, 2013
Gail Gladstone answered:
Any Realtor can represent either the buyer or the seller.

The Seller's agent has a fidcuiary obligation to the seller to sell the house as quickly as possible for the highest price; they will not be working in your best interest.

if you have someone to represent you, that is what they should be doing...helping you to negotiate the price in your favor and making sure they guide you to find complete information on the condition and title of the property.

Commissions come out of the sales price; you will not have to put your hand in your pocket.

Please have someone representing your interests!!!!

If you need further assistance, contact us at or call us at 631-425-6150.
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0 votes 11 answers Share Flag
Thu Aug 1, 2013
Peter Mckenna answered:
If you're asking for firewall reasons, it is a requirement for all conventional condominiums to have some sort of firewall installed, typically a two hour separation wall constructed of gypsum board. ... more
0 votes 1 answer Share Flag
Thu Jul 12, 2012
Anna M Brocco answered:
For school information see links below...
0 votes 3 answers Share Flag
Thu Jun 7, 2012
Anna M Brocco answered:
Don't simply rely on online information, when it comes to any tax issues, it's really in your best interest to consult with your tax professional....
0 votes 2 answers Share Flag
Thu Jan 24, 2013
Shaukatali Kadibhai answered:
Hello Kathleen,
New home purchase - either it is to be built or an inventory.
In both these cases the builder has there own 3-4 stage inspections done.
But I would highly recomend to have your own inspection as well.
It does not have to be an engineer.
You will have to write up a contract before getting an inspection.
I suggest you view my videos also.

Kadibhai (Kadi)
Prudential Gary Greene, REALTORS - Katy
Phone: 832-228-7978
Fax: 281-646 1841
Ready to Buy a Home?
"The highest compliment I am ever given is when I am
referred to your family & friends!"
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0 votes 10 answers Share Flag
Thu Jun 6, 2013
Anna M Brocco answered:
Consult with your attorney, if you still wish to purchase the property you can sue to enforce the contract....
0 votes 8 answers Share Flag
Thu Sep 1, 2011
Rob Scarito answered:
If you go on you can narrow search to just rentals for 55 and older. Please feel free to call me at 631-858-6932 and I would be happy to help. Thanks, Rob
0 votes 7 answers Share Flag
Tue Sep 21, 2010
Anna M Brocco answered:
Real estate professionals are prohibited from “steering”—enticing a buyer to purchase/rent, or not, in specific neighborhoods--if you are concerned about safety, do visit/call the local police department as they are your best source of information--ask all your questions and hear all firsthand--if you are not familiar with areas, do take the time and visit, look at everything that is important to you, possibly chat with neighbors/locals, etc., then make your determination--will your comfort level be reached. ... more
0 votes 3 answers Share Flag
Mon Aug 19, 2013
Alan May answered:
your title company may not care if the fence encroaches slightly on your neighbor's yard. Fences are temporary, and can be moved, and will be moved the next time it's rebuilt. Average life of a wood fence is 10-15 years.

Unless your neighbor is complaining and asking that the fence be remedied, I wouldn't give this problem a lot of weight.
... more
0 votes 7 answers Share Flag
Sun Jul 27, 2008
Chris Capitelli answered:
I'm not sure of your situation.. But if your buying the home and it hasn't closed yet and your commitment needs to be extended because the seller needs more time normally you would be responsible for the extension. ... more
0 votes 1 answer Share Flag
Mon Aug 19, 2013
Jaishree Zilpelwar answered:
The best thing to do is Buyer should talk to their Attorney and Mortgage Broker. They can guide you properly. The Buyer's Attorney may be able to resolve with Seller's Attorney.
If you need further information please email me @ or call me, work 631-941-4111 x 336...Good Luck..... ... more
0 votes 4 answers Share Flag
Mon Aug 19, 2013
. answered:
Hi, let me know in what State you are looking for an agent and I can help you with that.
0 votes 21 answers Share Flag
Thu Jun 5, 2008
Joanna Lane answered:
Oh dear. As well as reporting to the police and your insurance company, you might want to post the description, a photo of the model and plate number on a few community message boards. I'm not sure this is the place for it, but you never know, somebody may see it driving around! ... more
0 votes 3 answers Share Flag
Fri Nov 8, 2013
; answered:
If you're talking as a real estate broker and wondering about the quality of "work" life, fasten your seatbelt.
0 votes 13 answers Share Flag
Mon Dec 22, 2008
Gail Gladstone answered:
Like any other area, Smithtown prices have a tremendous range. Provide an email address and I will have the listings sent to you.
0 votes 6 answers Share Flag
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