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Shepherdsville : Real Estate Advice

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Activity 12
Wed Mar 13, 2013
Gloria Patterson answered:
Are you looking to buy or rent? Gloria Patterson. 376-8766
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Sat Nov 2, 2013
answered:
Mon Jul 15, 2013
answered:
US Rural Development


Address: 587 Westport Rd, Elizabethtown, KY 42701
Phone:(270) 769-1555
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Fri Feb 1, 2013
maggie5399 answered:
Fri Oct 26, 2012
Don Tepper answered:
What's it mean?

The bank won't consider offers below $94,000.

The listing agent is also your agent. No, he/she isn't. The agent is either the bank's agent or acting as a dual agent. In no case is the bank's agent your agent.

Good idea or bad? Bad.

Why didn't the bank make a specific counter offer? Because their decision depends on your offer and your qualifications. If you have great credit and are willing to put 20% down, you might pick it up for $94,000. If you have weak credit and are planning on FHA financing, expect the bank to be looking for at an offer of $100,000.

Hope that helps.
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Fri Apr 26, 2013
Ron Thomas answered:
First of all; that reply about 94-100; was that in writing?
If it was verbal; who said it?
My guess is that the Listing Agent said it to you, and nothing is in writing.
Am I right?


I would bet that the person at the Bank who said that, meant that they would accept $94,000 As-Is with no Closing Costs.
If you wanted to include some Closing Costs and/or repairs, they wanted to see $100,000.

Talk about it with your Buyer's Agent.

Good luck and may God bless
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Fri Feb 1, 2013
Syndi Chesser answered:
Dear Brian --

The quick answer is a wishy-washy "maybe."

New construction lending always has been a special breed of mortgage financing, with added layers of risk to the lender and thus cost to the borrower.

The lending market has tightened up significantly over the past few years, and some lenders have bailed out of construction lending entirely.

Still, there is such financing out there, depending on a number of factors. In your situation, I recommend that you talk first with a loan officer wherever you currently bank - and/or - with a bank that is right there in Shepherdsville. Strong LOCALLY-BASED banks tend to be the most "pro-construction."

Hope this helps you. Best wishes and hope you'll soon be building your dream home!

Syndi Chesser, 100% Club, Broker Associate, Builder
Senior Partner - Chesser Meade Group
Accredited Buyer Representative (ABR)
Certified Distressed Property Expert (CDPE)
RE/MAX Associates of Louisville (Kentucky)
O/C: 502.222.9167
Fax: 502.222.9030
Email: ChesserMeadeGrp@aol.com
Web: www.ChesserMeadeGroup.com
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Tue May 3, 2011
Erica Bruce asked:
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Tue Nov 13, 2012
Shaun answered:
Our home for sale has 1.6 acres and is on a cul de sac with no high voltage lines. Plenty of land, but has a lot of trees. I am not sure it is what you are looking for, but it may work!


160 Mill Wheel Court


, KY

Realtor is Gale Neagle from Semonin
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Fri May 4, 2012
Jane Grant answered:
Hello: Although your question is a valid one and you seem like you are really wanting to help students at North Bullit High School, I think you may have the incorrect site.

This is a real estate site and your communication would be better served and seen on this site: http://www.greatschools.org/kentucky/shepherdsville/176-North-Bullitt-High-School/

Good luck and I am sure the students there could use your voice and congratulations for helping that girl get on the right track....Our Nation as a whole needs more adults helping troubled teens!
~~~
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Fri Apr 26, 2013
Jana White answered:
Contract for deed or Land contract, as it is commonly referred, is an option very few sellers make available to prospective buyers when LISTING their property with a real estate brokerage.

By definition , it is a real estate INSTALLMENT agreement allowing the buyer to use, occupy and enjoy the land, but no deed is given by the seller, thus, no title passes until all or a specified part of the sale price has been paid.

Listing agents are in the business to list and sell property and collect a commission at closing for their efforts. Therefore, a licensed realtor is most likely not the best resource to assist you.

Consider placing a classified advertisement in the local newspaper stating your desire to enter into a contract for deed arrangement. As with any financial transaction is is wise to consult your CPA, and involve an attorney to prepare the required documents.
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