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Home Buying in Shafter : Real Estate Advice

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Activity 7
Sun Apr 7, 2013
Don Tepper answered:
Yes. Of course, if by "nontraditional credit or alternative credit" you mean something other than getting a standard mortgage.

There's owner financing. Then there are things like lease-options, lease-purchases, contract for deed, and so on. There's a technique called "Subject To" in which the owner deeds the property to you but the mortgage remains in his name. There's equity sharing and co-signing, where you're relying on someone else's good credit in order to purchase.

And that barely scratches the surface.
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Mon Mar 25, 2013
jennifer chou answered:
Hi Criss
The mortgage broker in Dallas Tx is correct you need to start off with a mortgage company, if you are looking to purchase property in Kern County, Ca there are loan programs such as the down payment assistance program available if you qualify.

Jennifer Chou/ Realtor
dre#01901821
Tholco Real Estate Group
Bakersfield, Ca 93312
661-240-0161
www.tholco.com
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Tue Mar 26, 2013
Ron Thomas answered:
Yes, usually:
The store has to report to the Credit Agencies; and many small stores do not.
If you are talking about Sears, TJ Max, Aeropostal, JC PEnney, yes.

Yes, it will help.
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Wed Mar 20, 2013
Jennifer Fivelsdal answered:
I am sure you can buy a home without credit, I am assuming you will be buying the house with cash in which case you still will need to show proof of funds. Any substantial amount of cash will be scrutinized. ... more
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Fri Sep 16, 2011
Shane Milne answered:
I am a little confused. So you are saying you paid your mortgage in full on 3/30/2007, a mortgage that was with Chase/WaMu, and you also have another home with a mortgage with Chase/WaMu on it that you did not pay off, and Chase/WaMu got confused on which one you paid off and sent the wrong paperwork to the county? And then Chase/WaMu continued to pay property taxes on the wrong property? ... more
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Wed Feb 15, 2012
Stephanie Tourtellotte answered:
Mon Mar 14, 2011
John Arendsen answered:
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