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Home Selling in Sebastopol : Real Estate Advice

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  • Home Buying11
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Activity 3
Sat Oct 27, 2012
CJ Holmes answered:
Watch out. The bank/government cartel are cancelling all loan mods, and ramping up their off-shore subsidiaries to foreclose with impunity. I fear "we ain't seen nothin' yet"...

Join the Foreclosure Town Hall on the phone tonight. Click the http interoccupy link, click register, then sign up. Get ready for the ride of your life.

Oregon Occupy Foreclosures, our teleconference every Mon, 5:30 PM Pacific Time, enters a new phase with a special guest, CJ Holmes, on Mon, Oct 8. Please click this link, register for the calls, and let others in your groups know we are making a difference for homeowners, tenants and others in the Pac NW.

This week, CJ Holmes of Home Owners for Justice will discuss Eminent domain and its place in mortgage reform and anti-foreclosure actions. Let's Invite homeowners, activists, and anyone interested in identifying the people who have brought their problems and deceptive practices into our neighborhoods.

COMMENTS FROM CJ’S PRESENTATION ON 10/2 to Occupy Bernal, San Francisco:
“At last Tuesday evening’s Educational Workgroup program, real estate broker CJ Holmes asserted that as of sometime in early 2013, our foreclosure fighting techniques will be obsolete. According to her--and you are encouraged to visit her homeowners for justice website, the banking cartel will have largely insulated themselves from any inhibitions permissible to forestall foreclosures related to securitized mortgages.

Securitized mortgages, remember, are the mortgages no longer held intact by a single lender, but have instead been divided into pieces of investment debt. You might think of it as something like a mutual fund. What stock do you own when you own a mutual fund? A little bit of a lot of different businesses. The point here, which CJ made, is that with securitized mortgages there is no “there” to talk to about mortgages. The mortgage is broken up into literally hundreds even thousands of investors.

What the banks have done, according to CJ, is off-shore and anonymize the broker of these fractured mortgages. What that means is that any complaint which might currently have weight with a bank or investment firm will have no weight with a telephone operator in India employed by a blind corporation based in Malaysia. In short, there will be no bank and its officers for us to assail during the foreclosure process. PERIOD. No John Stumpf. No Nationstar. Nobody will be home. And the foreclosure avalanche will commence, according to CJ.

Is she right? I don’t know. But her recommendation is that we prepare for this possibility by acquainting County Supervisors (who oversee land title matters throughout the U.S.) with this possibility, and prep those Supervisors regarding the option of THE COUNTY EMINENT DOMAINING THE TROUBLED SECURITIZED MORTGAGES AND DEMANDING PROOF OF TITLE. CJ argues that since clear title cannot be produced (because it has been atomized into hundreds of investment shards) the county could take possession of these loans for free and reissue modified loans to the families otherwise in foreclosure. Combined with the establishment of a public bank, this could create a powerhouse of wealth for the people.

There’s more to the model CJ has put forward, but all I will supply here is a taste. A public bank receiving moderate interest on a ton of real estate will generate enough public revenue to reduce onerous taxes on working class incomes AND MAINTAIN public programs.”
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Sun Oct 28, 2012
Cindy Davis answered:
If you have a legal contract with the buyer to sell that person the home, then yes, he does have a claim. Purchase agreements, when signed by both parties, are legal documents with commitments on both sides. If one side fails to execute their commitments, then there is a breach of contract, and that is something that can be sued over. ... more
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Sun Mar 8, 2009
Mike Bryant answered:
Hi Cynthia,

I'm not sure if you are asking for an appraisal of this property, or if you want to know what it would sell for in today's real estate market.
Either way, there is a lot of investigation that needs to be done in order to properly answer this question. If you want an appraised value, you need to contact a licensed Real Estate Appraiser, familiar with the Sebastopol market, and country property. If you want to know what the property would sell for, then a local Realtor would be able to perform a comprehensive market analysis of the property, and it's improvements, and arrive at a price they think it would sell for in today's market.
Please let me know if I can be of further assistance, or answer any additional questions.
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