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Schenectady : Real Estate Advice

  • All99
  • Local Info7
  • Home Buying22
  • Home Selling5
  • Market Conditions8

Activity 53
Wed May 29, 2013
Irene (Rene) O'Reilly answered:
House rental prices varies depending on the size and area the house is located.
0 votes 2 answers Share Flag
Wed May 29, 2013
Dennis Evans answered:
Schenectady has Ellis Hospital which in my personal opinion is excellent as far as shopping... Many great Places to shop as well... A great source of information on this is to just Google the information.
I was actually was born and raised in the area and can help if you need any information....
My Phone is 518-649-2507
... more
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Fri Feb 8, 2013
Christine Serafini #SerafiniSellsHomes answered:
Hi Brittany - I have apartments that are reasonably priced and allow small dogs. I know the Schenectady area very well. Please contact me at (518) 514-8830 and I would be happy to assist you.

Christine Serafini
Maddalone & Associates, Inc.
... more
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Sun Nov 24, 2013
Anna M Brocco answered:
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
... more
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Fri Aug 23, 2013
Tammy Benkwitt answered:
A listing agent really should contact the seller right away to let them know he or she has an offer. Sometimes logistics may prevent the agent from running to the seller with the actual written offer the minute is comes in. So the general rule of thumb is 24 hours max.

If you suspect that your offer has not been presented, you agent can have his manager call the other agents manager to verify. Also,'you can ask your agent to arrange a meeting with the listing agent and the seller so you can watch your offer her presented in person. (Just know that the seller choose not to take the meeting.)

I think your best bet is getting the managers involved to make sure the seller received your offer on a timely basis. Make sure your offer is very appealing since you are apparently in a bidding war and clearly want the home badly.

Best of luck!
... more
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Sat Jan 26, 2013
Brian Ward answered:
Depends on various details. for more information.
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Sun Jan 6, 2013
Shanna Rogers answered:
Hi queenna_lovely,

The first thing you should do is contact a lender and get pre-approved for a loan (unless you're paying all cash).

Once you have your pre-approval, contact a local Realtor to assist you in your home search. It usually won't cost you anything to hire a Realtor as most seller's pay all commission - both the listing agent and the buyer's agent.

Shanna Rogers
SR Realty
... more
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Mon Jan 7, 2013
Michael Pezzi answered:
The first thing you normally want to do is get pre-approved for a mortgage. That way, you and your Realtor will have an idea of what price range you should be looking at.
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Fri Jan 25, 2013
Julie Barnett answered:
That really depends on what your income is and your prospective continued employment. You can go to any number of websites and look up on a calculator to see how much home you can afford. You should also go to a band, credit union or mortgage lender and they can check your income and financial information to let you know how much you can afford. Then, you should ask the lender to pre-qualify you for a mortgage loan so that you can prove to sellers and realtors that you are a customer in good standing and one who will be able to actually purchase the home you may be interested in. ... more
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Sun Jan 6, 2013
Scott Godzyk answered:
Sorry but NO. You can however seek an abatement on the assessed value of the home if you think the has placed too high an assessed value on the home. The tax collector multiplies their tax rate times the assessed value to arrive at taxes. You would need proof of value such as an appraisal or broker price opinion and then have to fill out the paperwork from your assessors office for an abatement,. ... more
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Thu Oct 4, 2012
Christine Serafini #SerafiniSellsHomes answered:
Fri Sep 28, 2012
Mary Hubert answered:
Thu Dec 13, 2012
Mary Hubert answered:
give me a call 518 378 3260
0 votes 2 answers Share Flag
Sat May 25, 2013
Anna M Brocco answered:
Consider checking with the county and your loan officer....
0 votes 3 answers Share Flag
Thu May 2, 2013
Darrell D. Drouillard answered:
I'm not sure what you mean by "R.A", but, even paying cash, I would highly recommend a title policy so that due diligence can be done to verify clear title. I know of a case where a buyer was sued after purchase by an heir who was not consulted and laid claim to the sold property. Good Luck. ... more
0 votes 6 answers Share Flag
Mon Jul 9, 2012
Ron Thomas answered:
If you own a house,
you probably have an Impound Account with the Lender,
which collects Taxes and Insurance on a monthly basis,
which would mean,
that you owe nothing.
0 votes 4 answers Share Flag
Sun May 19, 2013
Anna M Brocco answered:
Why not consider working with an agent of your own...
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Sat May 5, 2012
Jodi Sherretts answered:
Google your local appraisal district. Most are public record and easily available online.
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Mon Jul 30, 2012
Anna M Brocco answered:
For a personalized answer visit with any licensed loan officer; there are other factors besides credit that determine mortgage qualification, such as income, debt, etc.; be aware that a mortgage pre-approval letter is required in order to determine your price range and for any offers to be taken seriously. ... more
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Mon Jul 30, 2012
David Sader answered:
Call Allison Deere at Bank of America. Her number is (518) 376-3816.
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