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Home Buying in Saugerties : Real Estate Advice

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  • Local Info2
  • Home Buying4
  • Home Selling6
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Activity 4
Thu Aug 16, 2012
Anna M Brocco answered:
Consider working with an agent; also check local print media for by owner rentals, always verify ownership before exchanging any money; word of mouth, etc.
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Mon Oct 4, 2010
Anna M Brocco answered:
Keep in mind that there are no set bargain rules as to how much below list can one offer--you need to be aware of comps--recently sold similar properties in the immediate area--review the data and make a determination as to a fair offer--keep in mind that if a property is listed on target for today's market or slightly below, multiple offers may occur. What is your agent suggesting...... ... more
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Wed Feb 16, 2011
Voices Member answered:
If you are a first time home buyer then the time is right. I know you did say that you wanted to rent with option but you didn't mention the reason why. What is your budget for rental? Have you checked your credit lately? You are entitled to check it once a year for free by going to http://www.myfico.com. Might as well contact a lending institution and see what you could afford if you were to buy. You may want to do this yourself and you can use any mortgage calculator and you'll find one on my website: http://www.exittogreenrealty. The reason I am suggesting a purchase rather than lease is because home prices have never been lower and mortgage rates have never been lower. Add an $8,000 credit for a first time homebuyer to use for closing or downpayment and you're at once in a lifetime.
If you are determined to rent with option it may take some time to find that type of property and of course your credit will need to be great. I could help you with a pristine 3 bedroom townhouse but it is in New Paltz.. My suggestion is to work with a certified buyer agent who will guide you through out the entire process.
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Fri Jun 6, 2008
Katherine Ryan answered:
Dear Sam,
Why don't you talk to a financial planner?Saugerties is a lovely area to live in and is desireable . It depends on the area of Ulster that you would purchase the two family in as regards to price-point. Some areas are less expensive than others.It depends on how much you owe on your present mortgage and the interest rate that would be available to you. ... more
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