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Santa Rosa County : Real Estate Advice

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  • Home Buying4
  • Home Selling1
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Activity 136
Fri Jun 11, 2010
Alma Kee answered:
Dear Mary,

You can go to your county property appraiser's website and also your county clerk's website and do a name search.

Hope this helps.

All my best,
Alma Rose Kee, P.A.
Future Home Realty

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Thu May 13, 2010
Navarre Beach Realty, Inc. answered:
The one bedroom units in Summerwind's HOA fees are approx $314 monthly. You can also estimate about 30k a year for the rental income. You can also shop around for a property manager to get the best rates possible. Please feel free to contact my office should you have any more questions, or if you would like a more detailed breakdown of whats available on Navarre Beach. 850-936-0700 ... more
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Tue May 11, 2010
Don Tepper answered:

But first: Ignore anyone who gives you some formula like: $1 per square foot. Or like: Up to $2,500 per home. Those answers are garbage.

Five simple steps:

Step One: Determine what your time is worth per hour. That's up to you. $15 per hour? $20 per hour? $25 per hour? You decide.

Step Two: Determine how long it'll take to do the work. Figure out how many hours it'll take. Obviously, it'll take longer for a single-family home than a townhouse (all things being equal). It'll take longer for debris removal and clean up than just debris removal. But what you're going to come up with is a single number.

Step Three: Multiply your hourly rate (Step One) by number of hours (Step Two). This is your unadjusted fee.

Step Four: Add any supplies or expenses (equipment rental, etc.) to the figure in Step Three. And if you're subcontracting some of the work, add that amount to Step Three, also.

Step Five: Multiply the figure in Step Four by 1.3. That's to account for your overhead, miscellaneous expenses, marketing, and so on. As you get more experienced, you might end up adjusting that number up or down slightly. But for now, start off with 1.3.

And there's your fee.

It depends on how you value your time. It depends on how long it'll take you to do the work.

That's the way it's done.

Hope that helps.
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Thu Apr 8, 2010
Alma Kee answered:
If you've already signed a contract you risk losing your deposit. If you have your own lender (and forego the incentives to use the builder's chosen lender) then your lender's appraiser will do an appraisal.

$30k in upgrades isn't generally a lot of money on a newly built $250k home.
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Thu Mar 25, 2010
Scott Godzyk answered:
In any real estate transaction it is customary in this day and age to for teh buyer to ask teh seller for a credit towards their closing costs, prepaids and or escrows. As a seller you need to think about this when counter offering and built it into the price. You are not paying it as it is not coming out of your pocket, it is credited on paper, so if you build it in, you are not losoing any money. And yes it is worth while if it brings you a quicker sale and gets you a better price, in some markets the seller would be happy just to have a sale. so yes it is custom and no dont be afraid of it. good luck with your sale. ... more
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Fri Mar 5, 2010
Heather Shearer answered:
In response to your question, here is what I have found in the specific location you asked about:

5000 HWY 87 -- Sold in 2004 for $325,000, 125' Frontage, 6.67 acres - MLS 272819

There are two properties that are for sale in that area:

TBD Hwy 87 S - Listed 2/23/09 for $149.900, 185' Frontage, 0.79 Acres
TBD Welcome Chruch - Listed 1/8/10 for $1,100,000, 1100 Frontage. 5.0 Acres

Two exits up (Avalon Blvd), there are a lot more Commericial properties that have sold. If you would like information on them, please let me know and I would be happy to provide it. Just e-mail or call me.

Heather Shearer
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Wed Feb 17, 2010
Anna M Brocco answered:
You'll be eligible if you are in contact by April 30, 2010 and close by the end of June, 2010.,,id=204671,00.html
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Sat Mar 27, 2010
Hugo R. Briseno answered:
Hello Mona

This is definitly a late response. I am surprised no one has answered. Like all communities in this market condition we have a large inventory of rentals as well as homes for sale. An advantage that seems to come up is can we lease your home to buy.

Rentals are very competively right now as well as the homes. The average appears to loom around $900.00 for a very nice home with pool.

You are welcome to seach my site
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Wed Jun 20, 2012
Mark LeMenager answered:
Mona, you're closing and you're only asking this question now? Hope it's not crucial to your decision to buy because it's too late now. I think $2,000 a month sounds like a fortune for anything in the panhandle. ... more
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Sun Jan 17, 2010
Mark LeMenager answered:
More than likely HUD has found a problem with the title to the property. That would be the normal explanation for the events you describe. There's no way your lender or realtor want to delay anything. They don't get paid until closing.

Good luck, Mark
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Fri Jan 8, 2010
Al Akerman answered:
You can follow this link:

You can also call any local Realtor-they have access to foreclosures as well.
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Wed Nov 4, 2009
Lynette Dewberry asked:
Tue Nov 3, 2009
Scarlett Calderwood asked:
We would like a rent to own/owner financing for our family of 5. I went through Bankruptcy finalized in March due to ex-issues & my husband's credit not great due to his ex-is...
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Sun Feb 28, 2010
Stephen Larcher answered:
Hi Shawna I sent you some information on this property via MLS. Hope that helps.
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Sat Feb 13, 2010
Stacey Wyatt answered:

In most markets, it is pretty common for the Seller to pay all or a portion of Closing Costs. When you get a Good Faith Estimate from a Lender you should have a fairly solid estimate of your Closing Costs so you should try and negotiate that the Seller pay those costs.

You should be prepared to pay for the Appraisal and Inspection (If you have one performed) out of your pocket and prior to Closing. You will also have to put some sort of Earnest Money down when you sign the Contract; however, this will be credited to you at the Closing.
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Mon Oct 12, 2009
thelendingteam answered:
Honestly it will depend on what you mean by BAD CREDIT. Can you explan a little more? What are our credit scores? Recent BK? Foreclosure?

Email me back and I will see if there is anything that you can do.

Andrew Kashella
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Thu Sep 1, 2016
James Gordon ABR SFR SRS answered:
For USDA loans the cap is determined by your income there is no max price on the property. You do need to get together with a loan officer that has closed USDA loans in the past.

Here is a link to Florida and you can check for areas that are eligilble for USDA loans.

Just to give you an idea here is a copy of the checklist that is recommended to be used when the apraiser is at the property.
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Sun Sep 20, 2009
Myke Atwater answered:
Hello Flhomebuyer!

How about Holley by the Sea? Most of the area is safe and stable, and I would love to assist you in finding just the right home. If you send me your contact information, I would be happy to send you some information on possibilities. I'll look forward to hearing from you.

Myke Triebold
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Tue Aug 28, 2012
Myke Atwater answered:
Phase 3 means you are almost there. If you have waited this long, I would suggest that you hang in there and see what happens. The biggest problem with short sales is that the buyer's give up and move on, and walk away from their contracts, which you have the option of doing. But, I would say if you are at the third level of the negotiators, wait a little while longer--but make sure that your agent is in close and frequent contact with the listing agent and that the listing agent is in frequent contact with the bank.

If you have any other questions, please feel free to contact me at 850-305-6256.

email to:
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Sat Aug 15, 2009
Doug Goodlife answered:
The Market ids still soft. More houses in the area are selling, but at reduced prices. If we can help you let us know, we'll be happy to assist you in acheiving your goal.
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