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Home Buying in Santa Clara County : Real Estate Advice

  • All144
  • Local Info4
  • Home Buying93
  • Home Selling7
  • Market Conditions6

Activity 1,993
Sun Mar 31, 2013
Tina Lam answered:
I work with buyers and investors who buy at auctions. There are different types so your answers depend on which auctions we approach.
0 votes 5 answers Share Flag
Thu Jul 24, 2014
The Medford Team answered:
Overall, Realtors are prohibited by law from telling you whether or not any specific neighborhood is safe. It’s called “steering” and we are prohibited by our code of ethics and federal law from providing such information. Here are a couple posts that explain more:

NO STEERING ALLOWED: 3 Important Facts To Know As A Buyer
http://www.trulia.com/blog/carl_medford/2010/03/no_steering_allowed_3_important_facts_to_know_as_a_buyer

Don’t Get ‘Steered’ in the Wrong Direction
http://sanleandrotimes.com/index.php?option=com_content&view=article&id=3462:dont-get-steered-in-the-wrong-direction-&catid=7:examples&Itemid=121

However, we CAN tell you where to go to get information. In your case, for crime statistics, go to the following sites:

http://www.neighborhoodscout.com/ca/san-jose/crime/
https://www.crimereports.com
http://www.spotcrime.com
http://www.nixle.com/
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.crimemapping.com
http://www.meganslaw.ca.gov

As for train traffic, you can go to a few different sources:

http://capitolcorridor.org/stations/index.php?station_code=SJC
http://www.up.com/
.
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Mon Mar 25, 2013
Mike Walters answered:
If you are asking about local property values next year (2014) vs. today: while there are several factors which could impact the direction and amount of value change in the next 20 months - at the current pace you can expect an increase in value from 9-13% to the end of 2014.
Mike Walters, DRE #00466668
Realtor Associate
cell/text 831.630.3717
email: Mike@CaHomes411.com
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Sun Apr 7, 2013
Bill Mccord answered:
Hi Robert,
This property is a Pending Sale. Trulia is not really an accurate way to search for active listings. If you want the most accurate and convenient way to search drop me an e-mail bmccord@rwnetwork.com.
Bill
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Tue Mar 26, 2013
Tina Lam answered:
There are definitely worthy trade-offs to consider between the two communities.

However, if you've been working with a buyer's agent, then you should get his opinion. It sounds like you've been to both builders' offices already. ... more
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Sun Mar 31, 2013
Richard Matusich answered:
In California residential loans are usually non-recourse loans.However, commercial loans usually have a recourse against the buyers in case of default on the loan.Commercial loans are usually 5 units or more.

Thanks
Richard Matusich Realtor DRE#00358728
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Mon Apr 1, 2013
Terri Vellios answered:
It could be called; an addition, apartment, cottage, granny unit, aupair quarters. How does the owner refer to it?
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Thu Oct 6, 2016
Gregorio Denny answered:
You should stay away from hard money lenders for financing your primary residence. Hard money can be useful for short term investment financing, but is a terrible idea as a substitute for standard qualification on the home you occupy.

You should also know that many hard money lenders that are lending on owner occupied properties are not licensed to do so. To lend on an owner occupied property there are strict regulations and most cannot or do not want to meet the scrutiny.

Have you had a qualified lender look at your credit profile to tell you what needs to be done to correct it? I would suggest you start there and forget about hard money; you won't find it with 20% down anyway.
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0 votes 13 answers Share Flag
Mon Aug 4, 2014
Claudia Muller answered:
Extenuating circumstances is a one time economically devastating incidence.
Job loss is not considered extenuating.
Health issues not extenuating.
Extenuating circumstance is almost limited to death of a co-applicant on the mortgage causing a one time economic disaster and forced sale.
I have seen death of child, divorce and accidents all get declined as extenuating circumstance.
Lenders are standing firm on this.
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Mon Mar 18, 2013
Thomas Feng answered:
Hi Esark33,

One of the strategies that I use to help my buyers get into homes is writing offers with no appraisal contingency because this acts like a cash offer.

A reality that my buyers had to face just like you is buying a smaller house. Say they are pre approved to $600,000 this might actually mean that you can only afford a home on the market at $500,000 because the price eventually gets bid up.

Give me a call at (408) 840-3852 or Thomas.Feng@gmail.com to further discuss your situation and how to write a winning offer.
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Wed Apr 3, 2013
Terri Vellios answered:
What was the Affidavit for? Is Wells Fargo the holder of the Seller's Mortgage? Do you have an agent representing you?

Your agent is your best resource as he/she is connected to the listing agent (unless the agent is a dual agent) and then the listing agent is connected to the negotiator.

The listing agent usually gives regular updates, such as a negotiation has been assigned, or if they needed to request the file to be escalated.

All the best to you. Short sales are anything but short. There are various factors which can affect the result, how many loans, who the loans are, the balance and type of loan, the hardship of the seller, is the seller in the process of filing bankruptcy, and so much more. Us agents here do not have access to the details of your file and therefore your agent is the best resource.
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Wed Apr 3, 2013
Nadim Aziz answered:
Hello Julie,

You need to ask the planning Department this questions. They are the ones who can properly guide you as to what you can or cannot do.
0 votes 7 answers Share Flag
Mon Apr 1, 2013
Tina Lam answered:
I've sold plenty of homes in the areas you've mentioned. I'm also working with many buyers who are competing to win a home.

I can certainly tell you when you are overpaying when the bids aren't supported by current demand. However, if you're concerned about overpaying just because prices are going up, then you shouldn't be buying in this market.

If you aren't looking to compete purely on price, then there are other ways to go about it. But the approach is not for everyone.
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0 votes 8 answers Share Flag
Sun Nov 17, 2013
James Peterson answered:
Hi Lorraine,

I'd be happy to help in your search. Give me a call when you have a chance...

James Peterson
Broker Associate
Premier Century Real Estate Services
Cell: 408-836-9653
james@wbreal.com
www.JamesSellsTheBay.com
dre# 01373575
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Mon Apr 1, 2013
Terri Vellios answered:
To to www.RentOMeter.com and you can find out what are rent ranges for various areas are.
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Wed Jul 31, 2013
Terri Vellios answered:
In today's real estate market, inventory is very low. Sellers, including builders have the advantage over buyers.

To get new construction, with that square footage, and decent schools, at that price, I would agree with you. Understand this, builders will toss out a price but once it is converted to a contract that price can go up. There is no guaranty that they will sell it to you at the hold price.

There are so many considerations in purchasing new construction. The builder is going to pass on closing cost to you and their contract will remove certain contingencies.

If you have already registered with the community sales office you may be locked into using their agents and have a dual agency. If you have not registered you may want to consider having your own agent represent you.
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Sun Mar 17, 2013
Terri Vellios answered:
Send me an email with more specifics. List price, space rent, all age park or an age 55+ restricted park, etc...
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Tue Mar 12, 2013
Terri Vellios answered:
There are about three less than than 4 star parks which sometimes make an exception. The reason is that you have a lease with the park in which you have to qualify. When you lease it out it becomes a sublease. The park doesn't want the added risk and liability of having to deal with a less than arms length tenant who has no claim to the real estate, nor lease with the park. ... more
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Mon Apr 1, 2013
Terri Vellios answered:
Price and appreciation is relevant. When prices go up, they go up for all homes and when it goes down, they go down. Location always is the key to how much a property appreciates. When the market gets too high priced, then the entry level properties become in high demand due to those who can afford them.

As for home style that is a personal taste. Some people are too busy to take care of a lot of land and prefer a lower maintenance property. Some people don't want the responsibility of taking care of a yard and want the convenience to public transportation.

We are seeing heavy demand in all properties, even in new construction. The builders do have a plan as to how they release properties and each release usually has a higher price tag.

Have an amazing day.
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Sat Nov 12, 2016
Russ Ravary answered:
I would be asking your real estate agent this question. In Michigan our contract allows you to void the contract. Or you can ask the seller to remediate the asbestos. Call your realtor and ask them ... more
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