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San Leandro : Real Estate Advice

  • All127
  • Local Info8
  • Home Buying49
  • Home Selling6
  • Market Conditions0

Activity 79
Fri Apr 19, 2013
The Medford Team answered:
You really need to call the City of San Leandro to ask them - and make sure the section of the city you live in is actually part of the city - some parts are county and may have different rules and regulations.

Cynthia Battenberg, Director
San Leandro Community Services
(510) 577-3352
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Thu Mar 14, 2013
Amy Vu,

On an FHA loan, to avoid having to pay the annual/monthly MIP (it's called "MIP", for "Mortgage Insurance Premium", on FHA loans because they are self-insured,and "PMI" means "Private Mortgage Insurance") you'll need to put at least 22% down and take a 15-year term or less. However starting on June 3rd 2013 even with those parameters FHA will start charging annual MIP in the amount of .45% of the loan amount per year (i.e. on a $330k loan amount it'd equate to $123.75/mo).

However did you know that you can use conventional financing and your mom can so-sign and be able to use her income to qualify? There are two primary forms of conventional financing - Fannie Mae & Freddie Mac. Fannie Mae programs WON'T allow an occupant borrower & non-occupant co-borrower to combine their income to qualify however Freddie Mac loan programs will. Since you & your mom both have excellent credit, then I strongly recommend you look into using a Freddie Mac loan program to purchase rather than FHA financing as it'll save you more money.

Shane Milne | Lending in all 50 states | NMLS #81195
shane@thebesthomeloans | 949-273-4161 direct
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Wed Jan 30, 2013
Laura Slusher asked:
Best Manor is adjacent to Farrelly Pond.
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Wed Jan 23, 2013
Debbie Claro asked:
This question was asked from
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Fri Jan 4, 2013
Otto Catrina answered:
I have a lisiting coming up in San Leandro that has 2 homes on a large lot. One home has 2 bedroom though.
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Mon Dec 31, 2012
John Juarez answered:
I did not find a question in your statements.

Here is my question to you: if you know how to use a computer, why have you not done an internet search for “landlord tenant law san leandro ca”? You would have come up with the City of San Leandro – Housing and Community Services among other information.

I am sorry that you are enduring your second winter without heat. You need to take action or you will be in the same situation next winter.

All due respect to Sheryl Arndt but the Inland Mediation Board is in Rancho Cucamonga, San Bernadino County. You need local help. Try the City of San Leandro first.
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Thu Dec 27, 2012
Sully Jong answered:
Currently, both you and your husband are still owning the home under the Title, so if you refi both names will be on the new loan, do you think your husband is willing to do it with his name on it? If both names are under Title and loan, of course, he has to sign it,too.. I don't know how you hold title at this point, but consult your CPA or attorney before taking this route.

Normally, during the refi process, you cannot put it on market for sale, and refi in this market may take a long time, so it depends how soon your divorce is final and how soon the refi is done..And how soon you find the new place & get it closed...It is all timing issues..

I m sure you are under lots of stress just going thru the Divorce process, if you put more pressure at this point to refi and finding a new place, you may make a mistake during the process.

If you can qualify to refi the current property, why can you just buy a new property and get a new loan instead? Your current home has no mortgage anyway, so it will not impact you getting a new purchase loan. Hope this help..
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Fri Dec 14, 2012
Ron Thomas answered:
If you GOOLE any combination of;
San Leandro
School District

your questions will be answered grasshopper.
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Thu Nov 8, 2012
Pacita Dimacali answered:
The best way to do this is to first find yourself a realtor to work with you, and commit yourself to work with that realtor. Interview at least three and see whom you think can best help you.

Provide your search criteria --- budget range, type of home, number of bedrooms and baths, and other must-haves. Further, do you also wish to consider short sales and foreclosures and fixers

And if you're not paying cash, get yourself preapproved so that you know what your budget range is, and what type of loan you qualify for.

Knowing what these requirements are, your realtor can certainly help you find a suitable property.
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Wed Jul 30, 2014
Ivan Diaz answered:
Hi Hamlin,

Have you spoken with a Mortgage Professional yet? I do not have enough information to answer this question however, I will add that FHA is a great program that will allow for less than perfect credit and less than 20% down. You may also want to look at a conventional program with lender paid mortgage insurance. This may help if you are worried about qualifying.

Call me for a full Pre-Approval. I can guide you on the process and give you a few options to consider!


Ivan Diaz
Home Mortgage Professional
(415) 271-7740 direct/cell
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Fri Oct 12, 2012
Kitty Chan answered:
do you mean the tenant's portion of rent has been late?
what I would do, is to give her ( in person ) a written notice of her past due late payment has not been received. along with figures :
1. late payment amount ( plus ) 2. the late charge fee amount. = total amount to be paid ASAP.
on the other hand should give a copy same to the section 8 office for the record of a non responsible tenant. and consult with section 8 office for better solution.
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Mon Oct 1, 2012
Isi Wu answered:
Hello... BMR properties are only for people who fit the criteria to qualify for BMR properties... Do you qualify?... If you dont know... may I suggest you go to the City of San Leandro website ... and check out housing programs available ... if you're looking to rent a property... you would best be served by reaching out to some local san leandro cos who rent and manage properties. Good Luck!... and thanks for your question... ... more
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Fri Mar 11, 2016
Danielle Arena answered:
You can make a downpayment by borrowing from your 401K, but it has to be paid back. I think it might be better to ask for a seller's concession to help you with closing costs instead.... ... more
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Mon Aug 27, 2012
Bill Sousa answered:
Your best bet is to contact the local Property Management companies....CWP in San Leandro, San Leandro Realty and Investment, Aapex Property Mgmt and Nor Cal property management
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Mon Aug 27, 2012
Pacita Dimacali answered:
Welcome back.

Besides price/square foot and commute as your criteria, what are your other criteria?

Do you have school-age children in which case school districts may play a role?
Since you prefer newer homes but would consider older homes, how old? Are you open to renovated Victorians?
Do you prefer living in the city, versus the suburbs?
What amenities are important to you?
Do you prefer detached single family homes, or would you consider duets, townhouses?

This question was posted in San Leandro --- so if you would like to have a view, then presumably you're open to living in the hills?

Similarly, Fremont also has several newer you may consider living there to make your husband's commute easier. Or do you prefer NOT to be in the same city?

If you'll itemize the various criteria that are important to you, then we can narrow your search to cities that will offer the most based on your requrements. Let me know how I may help.

If you're looking in San Ramon --- there are several new communities, but many are farther away and as such driving to the interstate (for commuters) there would be added minutes to the commute.
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Wed Aug 8, 2012
Jesse Crum asked:
Does anyone have something coming on soon or an exprired that didn't sell?
My buyers ready to go for anything just above 580 with a veiw of the bay.
Low 400's with half cash t...
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