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Home Buying in San Diego : Real Estate Advice

  • All2K
  • Local Info150
  • Home Buying961
  • Home Selling105
  • Market Conditions78

Activity 835
Wed Jan 16, 2013
Daniel Di Matteo answered:
I'm so glad you are choosing to rent over buying. I honestly can't stand the thought of renting when you do the math. I'd love to get you going with your purchase and have helped many clients out of state. I can do most if not all of the details via email including contracts which can be securely signed electronically as well.
Feel free to give me a call so we can discuss it further.
Daniel Di Matteo
CENTURY 21 Award
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0 votes 21 answers Share Flag
Thu Feb 19, 2015
Steven Campbell answered:
The best way to get this answered is to call an expert lender. I would suggest you call Marsha Lenyk the president of Award Mortgage. Marsha can be reached at 619-992-1504. She has been doing loans for my clients since 1988 and is extremely knowledgeable.
Steven Campbell
Real Living Lifestyles
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0 votes 17 answers Share Flag
Wed Jan 16, 2013
Maria Claudia Cencelli answered:
you are surrounded by great neighborhoods. From the trendy Hillcrest and Normal Heights to the upscale North Park with gorgeous craftsman homes.
On the other side you have bankers' hills and downtown with more renovated condos than single family homes, but just as safe and central. ... more
0 votes 7 answers Share Flag
Thu Dec 27, 2012
Shannon Anderson answered:
Lots of questions and lots of answers. You can call me to discuss options. 619-261-1133.
0 votes 12 answers Share Flag
Mon Dec 17, 2012
Hector Gastelum answered:

It was 179k but it is no longer available, but the most important thing to do is to hire a REALTOR, you will not be able to buy a property without one in this market, you don't have to pay your agent, just like you don't have to pay your defense attorney (if you cannot afford one). Would you go to court unrepresented? No!!! So why would you buy a property without an agent?

These sites are informative, but the info. is not always up to date or accurate. Hire a REALTOR!

Hector R. Gastelum
Realty Executives Dillon
REALTOR #01382940
efax 619-270-2516
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0 votes 4 answers Share Flag
Thu Dec 20, 2012
Maria Claudia Cencelli answered:
possibly simply overpriced.
Investors are looking for cash for and ROI.
Properties in PB do not certainly provide positive cash flow at that price
Also, Grand Avenue is a busy street. Not really the best in PB even though it is close to the ocean.
It looks like they are all part of the same complex.

The seller may have to sell them all at once.

If you are very interested or would like me to call the listing agent to find out more information about it I'd be happy to do so.

Hope this helps
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0 votes 7 answers Share Flag
Fri Feb 14, 2014
Gus Jaleel answered:
first, i would google them, second i would ask how many transactions did they close last year representing buyer's, third check out their license number and see when was their licsnesed issued, are they a broker or just an agent, do not fall for the neighborhood agents, it means nothing these days, these days you could sit in NY and buy in CA with the internet being available, aslt ask if they are also bank brokers and closed bank assets, those that do have a deep experience and know their stuff ... more
0 votes 9 answers Share Flag
Wed Dec 19, 2012
Jeff Mendelsohn answered:
Hi Brandon,

I would be happy to help you. Feel free to contact me anytime, & we can discuss!

Jeff Mendelsohn, Realtor
Pacific Sotheby's International Realty
(619) 339-2166-Direct
(619) 741-8885-Fax
DRE# 01357956
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0 votes 15 answers Share Flag
Wed Nov 28, 2012
Philip Cabral answered:
First, the easy answer. The school ratings are a national average so a 10 in Carlsbad is equivalent to a 10 in Carmel. Just as a 10 in the west coast is the same as a 10 in the east coast.

Now, the hard answers.

Elementary and middle schools are less important than high schools. Why? To go to a good elementary or middle school often one just needs to live in the district those schools are in. Some high schools, on the other hand, are grade and test based entrances and location is less of a factor. Plus, it is less important which elementary or middle school one comes from in moving to a higher education as high schools are to a better college.

The other factor I would consider is why schools rate the number they do. Most parents think that the reason a school is rated high is because of the schools excellent program and teachers. If you analyze the numbers involved that really isn't the case. If you look at the test scores of students of most any "good" school you would think they would increase as they go up in grade. For example, 6th graders would score @ 80%, 7th graders @ 85%, and 8th graders @ 90%. This climb in test scores would imply that students get better from the good teachers and programs that school provides with each school year. However, that isn't the case. Most often you will find that all grades (6th grade to 8th grade) will generally score the same across the board, meaning that the students came into the school already that smart. So, the reason for their smartness, isn't the school, although that helps. It is more often that these high scoring students have a good family based structure in their home. And, the reason why some schools have a higher incidence of smart kids is just for the plain fact that we, as parents, just want our kids to be around other kids that are just as smart.

As far as your question on whether to commute a longer distance for a better school. I wouldn't do it for elementary or middle, but I would probably do it for a high school.

Good luck!
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0 votes 8 answers Share Flag
Fri Aug 23, 2013
Jonathan and Theresa Mack answered:
I think that maybe you are referring to closing costs which can go up to 3% but that is a bit high. The escrow fees themselves shouldn't cost you too much but your loan origination fees, which are part of your closing costs, can cost you a pretty penny. It's something that I would discuss with your lender.

Let me know if you have any other questions!

Theresa Mack
(858) 230-4850
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0 votes 11 answers Share Flag
Sat Nov 24, 2012
Chris Gorno answered:

Generally speaking the date of your contract, when the offer was made. Your agent will fill in the form properly to protect your best interest. You are working with an agent right? If not I highly recommend that you should be. A real estate agent knows the timelines and the details of the contract to protect you from losing your deposit and for so many other reasons as well.

Chris Gorno
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0 votes 9 answers Share Flag
Mon May 20, 2013
Sinead McAllister answered:
Hi Kalusimbu,
I would still have a termite inspection done so you know what you are getting yourself into.

Sinead McAllister
McAllister Homes Real Estate
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0 votes 17 answers Share Flag
Tue Nov 20, 2012
Sinead McAllister answered:
Hi Kalusimbu,
It depends from bank to bank and situation to situation, but I would venture to say you are getting very close! :) Hang in there!

Sinead McAllister
McAllister Homes Real Estate
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0 votes 6 answers Share Flag
Mon Nov 19, 2012
Jerry Heard answered:
You would have to read the lease to find that out. Each one is different.
0 votes 3 answers Share Flag
Tue Nov 20, 2012
Jonathan and Theresa Mack answered:
I'm not sure if they will upload more pictures but there is no harm in going to see the place first hand. Sometimes pictures can be misleading anyway.

I'd be happy to show you this property this week when you're available. Just give me a call or shoot me an email! :)

Theresa Mack
Coldwell banker
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0 votes 6 answers Share Flag
Sat Nov 9, 2013
Tina Lam answered:
You should budget about $2K plus/minus $1K for your closing costs and about $4K for your financing costs. Those are really rough estimates since the date you close will determine how your property taxes and HOA dues are allocated. ... more
0 votes 9 answers Share Flag
Tue Nov 20, 2012
Michael Alex answered:
Hello Mark,

Downtown San Diego properties have an exciting alternative to the “cookie cutter” condo and has everything you want within walking distance or just a short cab ride away. With just minutes away to Gaslamp District, Petco Park, San Diego Bay, Balboa Park, Horton Plaza as well as the finest night clubs, restaurants and Copley Symphony Hall. Downtown also holds stunning views of the Bay, Coronado Bridge, Petco Park as well as other historic landmarks. I would also consider Little Italy. Metro San Diego properties have the alternative to the “cookie cutter” condo like Bankers Hills, Mission Hills and North Park,Talmadge they too have great restaurants, shopping, nightlife, and entertainment also within. If you’re considering coastal, then I recommend Pacific Beach, La Jolla and Del Mar. If you want me to email you great listing, my contact information is below. If you decide to come to San Diego, I can you find you a temporary rental while searching for your perfect property. I recommended you view at least view 20-30 properties in the locations I've mentioned or wherever else suites your needs. This way you will get the feel of what you want and feel confident when purchasing. I assure you, you will not find a harder working, knowledgeable realtor as committed to my client’s satisfaction as myself.

Michael Alex
Real Estate Consultant
“The Trustworthy Knowledgeable Choice in Real Estate”
cell. 619.581.9348
Pacific Sotheby's International Realty
San Diego,CA
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0 votes 9 answers Share Flag
Wed Nov 21, 2012
Bill Hays answered:
On the surface, the answer to your question is yes....but really there is a lot of detail missing from your question like if they are behind on payments, if there is an auction date, etc. If they still have title to the home at that later date, sure they can try to do another short sale.

They may also just be shutting down the process during the holidays....due to the overwhelming number of files banks are currently handling, some homeowners are electing to stay in their home for a an extended period of time while not paying the mortgage because they feel no pressure to move (ie. the bank sale is not scheduled). I know one person who is going on 35 months....
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0 votes 11 answers Share Flag
Mon Apr 25, 2016
Michael Cheng answered:
You won't get very far and you certainly won't have a long career as a flipper if you do that. Correcting code violations is part of the cost of business as a flipper. When you sell the property, you'll have to either disclose or correct the code violation. There's a cost either way. Correcting the code violation will likely be less expensive than the lower offered prices from scared buyers. ... more
0 votes 10 answers Share Flag
Mon Jan 21, 2013
Chis Loo answered:

Thank you for taking the time to answer. However, I think I asked the wrong question.

Does this sound in-line with what is happening in the current environment?

I can appreciate folks trying to push business. In fact, if your goal is to make a 'recommendation' of a friend or trusted resource, I'd encourage you to provide their business email. Like I said originally, I'd be happy to forward my redacted GFE - if they can beat it...awesome. Even if they can only say that it is out of line, that is what I am hoping to find out. ... more
0 votes 6 answers Share Flag
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