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Home Buying in San Diego : Real Estate Advice

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  • Local Info150
  • Home Buying972
  • Home Selling106
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Activity 835
Thu Feb 7, 2013
Ron Thomas answered:
You are very thurough in your research;
Why don't you take one more step and have a Realtor do a CMA?
It is important?
0 votes 5 answers Share Flag
Wed Feb 13, 2013
Douglas Lagos answered:
Hi Michael,

Older homes may have electrical, plumbing, and appliances issues. I would recommend to get a general home inspector when you find the fit home, and depending on their results, maybe a specialist in electricity and plumbing.

If the home is on a hill, a sewer line inspection is highly recommended (an inspection with video to see the inside up to the curb hook up).
... more
0 votes 15 answers Share Flag
Mon Jun 16, 2014
Miekeba Jones answered:
Hi Lone, Its OK to consider listings that have a contract on them. Its not sold until its sold. It is less likely that you will secure a home that is under contract than one that is active. Maybe you could keep an eye out for houses under contract in case they fall through, you will be the first to react. Generally I show homes that are active. Homes that are under contract are sometimes used to show research of the area and how much homes are proposed to sell for. ... more
0 votes 27 answers Share Flag
Fri Feb 8, 2013
John Arendsen answered:
It depends on where in San Diego you want to live and whether or not you want a rent/lease community or a resident owned. Please feel free to contact us anytime. We've been in the Manufactured home Industry for almost 30 years in San Diego County and would be happy to answer any questions at no charge or obligations.

We're a manufactured home dealer, real estate broker, general and manufactured home contractor and can help you through the entire process anywhere in San Diego County. Please feel free to log on to any of our very user friendly websites:

www.onthelevelcontractors.com
www.mh-processors.com
www.chadofalltrades.com
www.intimatelivinginteriors.com

Or you can call me on my cell anytime at 760 815-6977 or email me at onthelevel@cox.net
... more
0 votes 10 answers Share Flag
Sat Jan 31, 2015
Shannon Anderson answered:
There is a shortage of inventory right now Michael and so we are seeing homes getting multiple, over list price offers at this point. As for pre-approved short sales, most agents tell you the lender will not negotiate on those, but I have seen later where they did! Lets get the offer written and if there are no others on the table, the lender may come down. Lenders can approve a price, but if they do not have offers at that, sometimes they do get realistic and adjust the price. ... more
0 votes 25 answers Share Flag
Wed Feb 6, 2013
Trudi Geniale answered:
If you want to enjoy your life to the fullest I would do as I did and move to Downtown San Diego. Its a
great area with a variety of price ranges and there is always something going on. You have grocery stores, a large mall the waterfront all within walking distance. I call it Mini Manhattan!

I moved here from Fort Lauderdale, grew up in New York City and I love living here.

Give me a call if that fits your criteria,

Trudi Geniale
Owner/Broker
Buycoastalrealtyllc.com
619-578-1100
Dre#01457852
... more
0 votes 7 answers Share Flag
Sat Oct 8, 2016
Michael J. Lambert answered:
Hi Anthony. You should be able to squeak by, and mortgage will likely be less than rent. Are you at Mira Mar or Coronado? Have you identified area? Michael J. Lambert 858 774 6040, Michael@MichaelJLambert.com CA DRE 01131476 ... more
0 votes 14 answers Share Flag
Tue Apr 28, 2015
Sinead McAllister answered:
Hi Alana,
Hmmm, this is a hard one. While the pine trees might be nice to look at and provide a buffer from the street noise and view, pine trees roots are notoriously troublesome. We had one bust up our septic system in the early 90s. The HOA reacted and removed all the pine trees and Shadow Pines (the name of our subdivision) has no pines anymore!

Thanks!
Sinead McAllister
Broker
McAllister Homes Real Estate
858-205-5215
brokermcallister@gmail.com
http://www.McAllisterHomes.com
... more
0 votes 23 answers Share Flag
Sun Feb 3, 2013
asirois answered:
Frank,

The first question is what type of home could you be approved to buy, and you could determine this by obtaining a pre-qualification through a VA lender. As a direct VA lender, I would be happy to help you out with this.

Right now in San Diego you can purchase a home for less than you can rent a home for in most areas. There are closing costs to consider, but those can mostly be covered through closing cost credits.

In 4 years you have the option of selling your home, or renting it out to cover the mortgage if the housing market has not appreciated enough to cover the cost of sale and mortgage payoff.

If you 'd like to discuss this further, you can call me at 858-229-5399, or check out our web site listed below.
... more
0 votes 15 answers Share Flag
Sun Jan 25, 2015
Hector Gastelum answered:
Making a fair offer, having the right REALTOR, relationships and having the best terms helps you buy a home.

Hector R. Gastelum
Candidate for California State Senate District 40
& Realty Executives Dillon
REALTOR #01382940
2240 Otay Lakes Rd. #306
Chula Vista, Ca 91915
hectorgastelum@yahoo.com
619-954-2225
125*142*10754
efax 619-270-2516
... more
0 votes 16 answers Share Flag
Sun Jan 27, 2013
fredeckert answered:
Smario,
In California, If you were buying a moblie home, affixed to the lot and a the lot it sits on, you should be able to get title insurance. If you are just buying the mobile home and leasing/renting the lot, you can't, since you would come under the DMV, with a license! ... more
0 votes 1 answer Share Flag
Sun Jan 27, 2013
Cindy Davis answered:
Hi Susan,

There aren't as many loan options as there used to be...but there are indeed some 10% down options. I can refer you to several reputable lenders in the area. If you would like assistance with your real estate, please give me a call.

Take care.
... more
0 votes 12 answers Share Flag
Fri Jul 19, 2013
Joseph Arendsen answered:
Definitely contact David Walling with Provident Bank. He should be able to take care of you. He very well known around San Diego and does a great job for his clients. And if he's not able to do the loan he will be able to point you in the right direction.
Dave Walling 760-480-1890

If you are in need of assistance with purchasing a property, we would love for the opportunity to work with you. Feel fee to contact me if you ever have any questions. I am here to help.

Joseph Arendsen
The Arendsen Group
888-503-3117
... more
0 votes 12 answers Share Flag
Fri Jan 25, 2013
asirois answered:
Would be happy to discuss this with you, feel free to call me at 858-229-5399. Their is an exception where you can get a 2nd FHA loan if it meets the distance requirment. The bigger problem may be your debt to income ratio with qualifying for a second mortgage. We can discuss your specific situation and I can give you the advice you need to make the right decision. Alisha ... more
0 votes 2 answers Share Flag
Fri Jan 25, 2013
fredeckert answered:
R_Evans1963,
Not sure why no one addressed this. You can certainly ask the broker outright if what they are doing is not in conflict with Respa or with the California Business & Professions Code (http://leginfo.ca.gov/calaw.html). You can also take your question to the real estate board that your broker belongs to, such as www.sdar.com or the California Association of Realtors at www.car.org or contact the California Department of Real Estate www.dre.ca.gov
Hope that helps.
... more
0 votes 3 answers Share Flag
Fri Jul 5, 2013
Michael J. Lambert answered:
Is any urban area safe to ride bikes? I prefer Mission Bay with miles of bike paths on the sand. Or numerous canyon bike trails, or mountain trails, or Balboa Park, or Coronado Strand. For urban area I prefer my Vespa for quick bite to eat at my favorite restaurant in the village. ... more
0 votes 8 answers Share Flag
Sun Jan 20, 2013
Michael Urlacher answered:
Good morning Richard,

I can help you find a lease option. I need to know the specifics of what you are looking for in order to be able to help you. Please feel free to email or call me as I am always available.

Mike Urlacher
REALTOR® - Sales Associate
Prudential CA Realty
C (858)207-7583
mikeu@prusd.com
... more
0 votes 3 answers Share Flag
Sun Jan 5, 2014
Sinead McAllister answered:
Hi Rachelle,
There are other things to consider such as where you work (commute) and what kind of home you want to live in. Feel free to contact me directly and we can explore a couple of neighborhoods that I think would be a good fit for you!

Thanks!
Sinead McAllister
Broker
McAllister Homes Real Estate
858-205-5215
brokermcallister@gmail.com
http://www.McAllisterHomes.com
... more
0 votes 21 answers Share Flag
Mon Feb 18, 2013
Sinead McAllister answered:
Hi Vanessa,
Realtors aren't allowed to say what is the "best," but here is a link to a website that has great information on schools and their rankings, etc.
http://www.greatschools.org/california/san-diego/

If you need help finding real estate near a school that you like, please contact me directly and I would be happy to help!

Thanks!
Sinead McAllister
Broker
McAllister Homes Real Estate
858-205-5215
brokermcallister@gmail.com
http://www.McAllisterHomes.com
... more
0 votes 13 answers Share Flag
Mon Jan 19, 2015
Bill Hays answered:
BeachBrokerBill, Broker, Encinitas, CA
Danny Fitzpatrick leads the rehab team in North San Diego County for Wells Fargo. I found him on highly reputable a slab repair contractor's website and have spoken to him about a cracked slab listing I have. He can be hard to get in touch with, but seems knowledgeable. He is not a buddy of mine so its not like I am trying to throw him business or anything.

Aaron Hultin is my goto lender on anything out of the box. He is with Guild Mortgage. I used him for my personal loans for years and he is really good with down payment assistance programs and other off the beaten path loan products

I am happy to give you their contact info if you want to contact me directly. You probably could look them up online. I just don't want to post it on a public forum.

Good Luck.

BeachBrokerBill
CA DRE 01775528
... more
0 votes 6 answers Share Flag
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