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Saint Charles : Real Estate Advice

  • All66
  • Local Info6
  • Home Buying19
  • Home Selling3
  • Market Conditions5

Activity 38
Fri May 31, 2013
opondomusa answered:
Thanks for sharing this positive news.
0 votes 1 answer Share Flag
Sun Feb 9, 2014
Demetria Veal Williams answered:
Hi Stephanie. Where are you looking to rent? I work for a brokerage that specializes in property management and we would be happy to help you find a home to lease if you qualify. Please contact me at for more information. I need to get a better understanding of what you are looking for and when you are looking to move. Thanks! ... more
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Wed Apr 4, 2012
St. Louis Finest Homes Realty Group answered:
Time on the market or days on the market are a interesting number in real estate. Its looked at different ways from both buyers and sellers. Two - three years ago as the market was still decreasing it was easily 6.5 months. But now as we see sellers price their homes well and buyers motivated to move on a home we are back down to a 120 day average.

If your considering selling remember in todays market homes will sell fast in your area if they are priced well, marketed aggressively, and show well when buyers look. Find yourself a good Realtor that will market your home online as well as in print. Pictures will make or break your listing so make sure professional equipment is used. Your home's presentation is vital to your success.

If your a buyer than this is not the market to just look around. Homes are selling and if they look good and are priced right than they will go fast. The age of cheap money is starting to come to an end so make sure you lock in rates now while they are still at historic lows. Buying a home is an important decision so take your time but don't wait too long because you may regret it.

Good luck. If I can be of any assistance give me a call. 314-479-8583
... more
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Fri Mar 16, 2012
Logan Strain answered:
According to MLS, this subdivsion has no Association fee. I would be more than happy to help you with properties in the area. Please call me at 636 328 2830.


Logan Strain
Coldwell Banker Gundaker
636 328 2830
... more
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Fri Jan 24, 2014
Ryan Smith answered:
Hi Pam,

Over the years it has really changed. I prefer to take a picture of the family in front of their new house and then frame it with a nice engraved piece other times I do ";move in" or gift basket. If it comes from the heart they will appreciate it. ... more
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Sun Feb 9, 2014
Dale Weir answered:
Trying to sell a home with tenants in it is next to impossible. The law gives the tenant the right to refuse showings, so even if it's stated in their contract that they will make the home available for showings. As a result, what typically happens is that every time the realtors call to say that there is a showing, the tenant says that it's "not convenient" for them at that time. If they do let people in to see it, then often it's a mess inside since they have no incentive to keep it "show ready".

While MO law states that if they have a valid contract (not a month to month but a longer lease) then a new owner has to honor the terms of the contract, unless you find an investor who specifically wants rental property that is already under lease. Most buyers won't look at it, since they are looking for homes for themselves to live in and they don't want to wait until the lease is over to fix it up and move in. If the tenants contract is month to month, then the buyers can tell them to move out, but in that case, they have even less incentive to help the seller sell the home, since if it sells, they have to find a new place to live.

For reference, the market has started to take off in St Louis over the past couple of weeks. Buyers were out looking at homes on Christmas Eve and New Year's Eve. I'm working multiple contracts at the moment, and I know other agents who are as well.

I sell homes, I don't manage rentals, but if your sister would like a referral to some excellent and reasonably priced management companies, please have her contact me. If she'd like to discuss ways to get the home sold, I can help her with that myself.
... more
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Sun Dec 4, 2011
Kathleen Lordbock answered:
In my area of Minnesota- a manufactured (mobile) home depreciates the moment it leaves the sale lot- much like a car.
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Mon Nov 14, 2011
Gary Geer answered:
If you can get this home at the right price and if after all your expenses you will generate the cash flow or ROI you are looking for then go for it. Normally a single family residence provides better cash flow because you don't have to pay monthly maintenance charges. Also when you get ready to sell, normally their are more buyers looking for a single family residence. It you don't plan on selling this home in the next 5 years or more than that may not be an issue.

All the best,
Gary Geer
... more
0 votes 6 answers Share Flag
Sun Jan 29, 2012
Dale Weir answered:
If you are renting out your own property, you don't need a license. Please make sure that you have thoroughly researched renting property and being a landlord - your responsibilities and the tenants responsibilities, and how to craft the rental contract and disclosures before you do it so you don't have a problem legally later on. ... more
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Sat Sep 21, 2013
Rich Homer answered:
I would find an insurance broker in your local zip code for the best advice.
0 votes 8 answers Share Flag
Sat Dec 3, 2011
Kathleen Lordbock answered:
Certainly- you are an owner of the property so if it is sold short then you are involved and so is your income.
0 votes 0 Answers Share Flag
Mon Jan 9, 2012
Harry Newell answered:
The issue is not with local lenders. Most mortgages must be underwritten per FannieMae/FreddieMac FHA/VA guidelines.

The recent short sale and mortgage delinquency in the last 12 - 24 months is not acceptable per those guidelines. ... more
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Wed Jul 7, 2010
Dallas Texas answered:
Confer with CPA therefore they have entire financial records file your tax returns correctly. We can't render an opinion without full disclosure of your entire file
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Mon Oct 5, 2009
The Coop Team answered:
As long as it was not a government (FHA) appraisal your ok. FHA appraisals stay with a home for 6 months.
You can switch banks and start all over!
0 votes 5 answers Share Flag
Fri Sep 18, 2009
Patrick Thies answered:
The tax credit is given to you on your 2009 tax return that you will file in April of 2010. If you are looking to use it towards your down payment, you will have to talk to a lender. There are programs out there that will let you borrow against it. If you already bought your house and are looking for it now, talk to a tax accountant you may be able to file an amended 2008 tax return. ... more
0 votes 6 answers Share Flag
Tue Apr 12, 2011
Kris & Tammy Hanson- Show and Tell Realty answered:

Good question, do you know if you have AmerenUE or Cuivre River for the electric company? Also, what is the gas service, if their is gas to the property.

Let me know,
-Kris Hanson
... more
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Sun Mar 4, 2012
Pete Elsner answered:
Check out my website. you can search homes on the MLS with your criteria. Let me know if you need any help. Thanks, Pete.
0 votes 21 answers Share Flag
Fri Apr 24, 2009
Leslie Woods-Hulse answered:
Dear Molly,

Thank you for contacting us. On our website we have a section that is for credit checking and mortgage calculations. The president of the Bank we have on our website is also the President of the Virginia Mortgage Brokers Association. On our website you can also search for homes in the St. Louis area.

I am a mother who also looked for homes some with good schools and some with not so good schools. Always remember the school is as good as the student would like it to be. Most schools have a format that they must go by, the student will put as much into the school as the school requires, I have seen students whom I have worked with come from a not so good school to be prize students and get into Georgetown University in their Jr. Year. So I would say it is up to you, do you want to live in a nice home where the children in the neighborhood come from good families or would you like to live in an area of more affordability and better schools. It is a tough call, but I have been there My daughter went to a not so good school to start with and graduated then went on the work for the Government, she now works for the Department of Defense.

Visit our website if you like.
... more
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Thu Apr 30, 2009 answered:
It's never too early to start talking to your bank about a short sale. They do NOT want a foreclosure in 6 months. Call around and fin a Realtor who is a short sale specialist in your area. Many agents are not comfortable with short sales and don't want to deal with them. Someone should be preparing you right now to get your lender involved. ... more
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Thu Jan 22, 2009
Sheila Worley answered:
I am a Short Sale Specialist in the St. Charles County area. I typically deal with sellers who are in distress with their mortgage. I do have several investors I work closely with that purchase Short Sales. If I can be of any assistance to you, please do not hesitate to contact me at 636-299-1884. ... more
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