Youir Realtor can recommend a seve of attorneys experienced in Florida real estate to advise you in your purchase. Julie Rosenthal, Broker / Property Brokers International mobile (561)827-6789 firstname.lastname@example.org Helping people buy sell & rent Florida real estate 30 years.... more
I am a CDPE (Certified Distress Property Expert) and SFR (Shortsale & Foreclosure Resource Certified) and also live and work in South Shore (which includes the AB and Rukin Area). Please refer to my website http://www.FindHelpForHomeOwners.com which is designed to help Homeowners who are experiencing difficult times and are delinquent on their mortgages.
Or you may check out http://www.PhilFowler.com. to search for properties
You are right. Make sure you are dealing with a reputable Realtor who has spent the time to truly become an expert e.g. become CDPE, SFR. I can give you references of satisfied Ruskin Homeowners who used my services within the past 2 months.
Realtor CDPE, SFR, e-PRO, TRC, ILHM
RE/MAX Across the Bay
If you go to Find a Pro in Trulia, and type in Ruskin, Fl, you should be able to find a local agent who would be able to give you the advice you need. Reading other agents replies to questions should give you a little idea about their expertise and the personalities.
Good luck in your search.
The Herman Group Real Estate
I usually encourage buyer's to get their own agent-- but I think that using the listing agent in a short sale can be a great idea. The deal seems to stay together that way. The listing agent automatically represents the seller, but ultimately it's up to the seller's lender to approve the sale. So the debate over dual agency is not as big a deal.
If you go with the listing agent, have her prepare a buyer CMA for you. Find out how much experience she has with short sales too-- If she doesn't know what she is doing, there is a good chance it might not work out. This can help ensure you are making the right offer on the property. If you opt not to use the listing agent, find one who has experience in short sales!
Be prepared to wait! Educate yourself as best as you can no matter what you decide to do, and be sure your agent is persistent.
Most bank owned homes can have the typical 30-45 days escrow. However, short sales can take anywhere from 60days-to 6 months depending on the short sale property. Each case is different based on how many loans (liens they have on the property), what mortgages they have, what the property is listed for vs. the actual home value in the area. Just because you get a pre-approval from BofA on short sales does not speed up the process at all. My advise is to go after Bank owned homes, or Approved short sale homes since the lenders have already approved and have agreed to accpet the price it is listed. I hope this helps.
Regarding the tax credit, please check out my website on my blog. It will give you answers to your questions.
If he/she is a buyers agent, simply say you no longer require their services.
If he/she is your listing agent you need to ask them to withdraw your listing and release you from the contract.
Most reputable reltors will do this... more
Lennar has probably the best builders incentives for Ruskin. Currently they are paying nearly all closing costs which can equate up to $11,000, using their preferred lender.
You can also take a FHA / VA loan with them on that.... more
This property is still under contract with a closing set for 2/6/09. Until the sale is final, I would not be able to get you the sale price. If you check with me after 2/6 I will be able to get you that information.... more