Few issues a Realtor can't respond to against code of ethics your question would be a violation for agent make any response.
I own investment properties currently I can't sale any property based on balance owed and backing out fees.
HOWEVER I have done so in past DUE where I could move forward make money in other areas make up for loss.
Till home is comp'd difficult render an opinion of value and etc.
Have you considered leasing home ? Lease Purchase ? Would not recommend unless you had an agent representing you.
What is your intent to sale home short / long term goals
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