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Roseville : Real Estate Advice

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  • Local Info5
  • Home Buying20
  • Home Selling2
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Activity 31
Fri Apr 5, 2013
Gary and Karina Youngman answered:
Unfortunately - This is a very precarious position -

Just because you are under the contract - Is not a guarantee of acquisition.

There are many potential pitfalls in this type of transaction -

These should be examined on a case by case basis...
... more
0 votes 5 answers Share Flag
Mon Feb 25, 2013
Tom Ledbetter answered:
Yes, call me for info.

Thank You,

Tom Ledbetter, e-PRO Certified REALTOR®
Broker / Owner

Cell: 586-675-6751
eMail: Tom@USAHomeBroker.com
Web Site: USAHomeBroker.com

USA Home Broker
30030 Camden Circle
Chesterfield MI 48051
... more
0 votes 1 answer Share Flag
Sun Jan 20, 2013
Haig Istamboulian answered:
Hello,

The millage rate for Roseville is 43.9623 for a Homestead property and 61.9623 for a Non Homestead property.

Is that the information that you needed?

If not just call the Assessor of Roseville at (586) 445-5430, they can answer any other questions.

I hope that helps,

HAIG
(248) 379-6547
realtorhaig@aol.com
... more
0 votes 1 answer Share Flag
Sun Jan 20, 2013
Lauren Quigley answered:
How many baths do you require? And must it have a basement and garage? Love to help you into a place as there are many to choose from. What month would you like to be in?

Lauren Quigley, Advantage Realty Inc. ... more
0 votes 2 answers Share Flag
Tue Feb 25, 2014
Tim Moore answered:
Craigs List is an option to look into.
0 votes 4 answers Share Flag
Fri Oct 5, 2012
David Drown answered:
FHA is you best option, It will depend on your employment and debt to income. Lenders will accept the credit score of 600 for FHA, however they will look at the reasons for the score being what it is and will want to see that your credit score is due to an isolated incident. if it's erratic they may not accept that score. FHA will take scores with minimum down as low as 580, and some are now 560. With 10% down they will go as low as 500, but not very often. It has to make sense.
If your daughter has good credit but no income it may work to your disadvantage because they will score off your credit but then include her debts against your income and it will qualify you for less of a loan.
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0 votes 6 answers Share Flag
Sun Sep 30, 2012
Shanna Rogers answered:
Hi Sara,

California is a non recourse state. Your deficiency should have been completely written off in which case they can't take your 20K.

Shanna Rogers
SR Realty
www.RealtyBySR.com ... more
0 votes 4 answers Share Flag
Thu Nov 8, 2012
Haig Istamboulian answered:
Hello,

Why not try short selling them first? It won't hurt your credit like a foreclosure would. I know walking away seems like the easiest thing to do, but if you could short sell them and save the ding on your credit, wouldn't that be better? Yo umay need your credit again in the near future.

You have nothing to lose by coming in and talk Short SaleTeam. We are the number one firm in Michigan that handles Short Sales.

My contact information is below, feel free to email me.

Thank you,

HAIG
Elias Realty
(248) 379-6547
realtorhaig@aol.com
... more
0 votes 7 answers Share Flag
Mon Jul 23, 2012
Karen Paytas answered:
The sticker may be for an eviction or abandonment. The home is most likely going back to the bank and should come on the market sometime soon.

Good Luck,

Karen Paytas, GRI, CMS
Realtor
Real Living Kee Realty
586-709-8465
kpaytas@mirealsource.com
... more
0 votes 1 answer Share Flag
Sun Aug 18, 2013
Kevin Smith answered:
Well, first you have to define "safe" and define "here".... The difficulty is your question is very subjective. Every person has a different interpretation of what they believe is safe. Also, every community has areas and neighborhoods that are more and less susceptible to crime. No community is immune to crime either. Roseville is no different. The good news is that there are many resources online to look up the information for yourself so you can determine if an area is safe for you. I have included one below. ... more
0 votes 6 answers Share Flag
Thu Jan 3, 2013
Marykay Gibson answered:
So, pretend you are a landlord. If someone who has an eviction wants to rent your home, what would they have to do in order for you to trust them?

Thats what you have to do, minimally ... more
0 votes 5 answers Share Flag
Wed Aug 28, 2013
Karen Paytas answered:
Hi Kunle,

As agents we are not allowed by our ethics rules to discuss crime and demographic of any area. You can contact the local police department and the schools to ask for this information.

Good Luck,

Karen Paytas, GRI, CMS
Realtor
Real Living Kee Realty
586-709-8465
kpaytas@mirealsource.com
... more
0 votes 8 answers Share Flag
Fri Mar 30, 2012
Francisco Orchilles answered:
Points are what lenders and mortgage brokers charge in order to setup the loan. One point is 1% of the loan amount. Different lenders charge different points so make sure that you know exactly how much you are paying. ... more
0 votes 4 answers Share Flag
Fri Feb 10, 2012
Christopher Lefebvre answered:
One option is to consider a short sale. However, you need to consider the ramifications of a short sale on your credit and also be careful about tax liabilities. Be sure to work with an agent that is knowledgeable with short sales and I also recommend that you seek the advice of an attorney. ... more
0 votes 5 answers Share Flag
Wed Jun 13, 2012
Kimberly Horn answered:
Thu Jan 5, 2012
David Barbosa answered:
Chapter 7 not as bad as 11. But the foreclosure is going to hurt your credit. Depending on how you fix your credit going forward will determine time frame. I know someone who filed chapter 11 and in 3 years his credit was starting to get much better. The rule of thumb is 7 years. I think if you establish credit with a high interest card and pay it on time and do not default on anything else, you have a good shot to establish in 3-5 years instead of 7. ... more
0 votes 7 answers Share Flag
Mon Aug 27, 2012
James Gordon ABR SFR SRS answered:
Elmer Trulia at this time does not offer a FSBO program. As for the second part of your question if you offer market compensation Realtors® will bring buyers. No one works for free.
0 votes 11 answers Share Flag
Tue Nov 29, 2011
Elisa Dewees answered:
Being a Realtor is a rewarding and also can be a frustrating career since we are 100% commission based. You need to be in a position to ride out the tough times...no matter how successful you are, there will be times when no income is coming in. Be prepared to get creative with building up a source of leads. Sounds like you are tenacious which will go a long way. Having young children will be challenging as the hours are long and working evenings and weekends is a must. You need to be available when your clients are off work.
Consider looking for a job as an asistant to a top producer and learn the business before venturing out on your own. Good luck!
... more
0 votes 10 answers Share Flag
Wed May 18, 2011
David Burnham answered:
No, you would not be able to use unemployment to qualify for a mortgage. The income needs to be something thought of as long term and unemployment benefits have a finite lifespan.
0 votes 5 answers Share Flag
Sun Apr 3, 2011
Robert B Marconi answered:
Hi Carrielynn, If you provide a fax # I will send you a copy. Bob
0 votes 2 answers Share Flag
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