No one can render an opinion unless through a mortgage broker who can review your entire file.
Loan approval is based on following:
a) Credit Scores
b) Amount you owe to income earned
c) Employment history 2 years or more
e) Bank statements
If you are 1st home buyer if you close prior to 6/10 you receive tax credit of $8K AND you annual tax benefits owning any real estate.
Once you are qualified by a lender this governs how a Realtor can work on your behalf.
National Featured Realtor and Consultant, Texas Mortgage Loan Officer, Credit Repair Lecturer
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