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Rockingham County : Real Estate Advice

  • All8
  • Local Info0
  • Home Buying4
  • Home Selling1
  • Market Conditions0

Activity 181
Sun Jul 22, 2012
Tim Moore answered:
You did not link a house so we have no idea what house you were looking at.
0 votes 2 answers Share Flag
Fri Jan 25, 2013
Lise Tremblay answered:
Paula, I have the name of a great lender she will assist you in exactly what to do. She assists many of my buyers to get to the scores they need to purchase a home.

Her name is Marleen Paquette with RMS Mortgage

603 396-9176
mpaquette@rmsmortgage.com



Thank you Lise
603 377-0771
... more
0 votes 3 answers Share Flag
Thu Jul 5, 2012
sheila cheney answered:
There are 8 rentals in Windham NH from 1395-3500. Lots of questions to ask. How many bedrooms do you need, apartment or home, pets? When is your move in date?
Call me 603-508-0110 Sheila Cheney BHG The Masiello Group ... more
0 votes 2 answers Share Flag
Thu Nov 14, 2013
Melani Taillon answered:
Hi Stephanie,

There are a variety of great homes available in your price range in Portsmouth. The area you should focus on really depends on what you are looking for.

Would you like to be close to Portsmouth's downtown with shopping, nightlife, and restaurants?
Are you looking for a historic home or newer construction?
Close to the Ocean?
Are the major traffic arteries important?

If you would like assistance in your home buying please give me a call. I would be happy to help you.

Melani Taillon
Better Homes and Gardens/The Masiello Group
603-397-2397
www.melanitaillon.masiello.com
melanitaillon@masiello.com
... more
0 votes 11 answers Share Flag
Sat Jul 18, 2015
Scott Godzyk answered:
Sat Jun 2, 2012
Scott Godzyk answered:
Brenda you may want to go back to the ad, click on the profile for the listing agent and call or email them direct. You will have better luck getting an answer. Good luck
0 votes 1 answer Share Flag
Sun Jun 3, 2012
Roland Vinyard answered:
If you are getting consistent showings, the price cannot be too far off, yet if no one comes back for a second look or makes offers, there is a problem. Besides price, it could be your location, neighborhood (which of course you can do nothing about) - or your home. Is it clean and neat? Free of clutter? No "weird" decorating or paint?

If you answer "yes" to those questions, then my thought is that you just have bad luck. That can happen, just as good luck can. You then have two choices: just keep at it, hoping your luck will change. Or take it off the market for a while and then relist, coming on as a "new" home just on the market. The new ones seem to stir up interest by their very newness. And there are customers who look at days on the market and bypass those that have been on too long (I don't think MLS should make that figure available to the public).
... more
0 votes 6 answers Share Flag
Mon Oct 8, 2012
Tracey Langdon answered:
Good Morning Andy

That is a tough question to answer. I guess I would have to start off with a few questions myself.

What is important to you?
How far would you like to travel?

Would taxes and/or school districts be an important factor?
Town or City?

Call me, I would love to help you with your search.

Tracey Guy
Prudential Verani Realty
603-793-2770
... more
0 votes 4 answers Share Flag
Fri Jul 29, 2016
Sabrina Zyla answered:
If you are looking to get a great mortgage person who is very knowledgeable about all the different programs available then I know of a great person. She is easy to talk to and really knows her stuff. Whatever questions I have asked she always answers promptly. Her name is Rhonda Siggens with Accutrust Mortgage 781-589-7272 or Rsiggens@Accutrust.biz ... more
0 votes 4 answers Share Flag
Mon Nov 12, 2012
Melani Taillon answered:
Hello. There are many mortgage plans available for people with varied credit scores. I would suggest contacting a Mortgage Broker to discuss your options.


If you would like assistance on your home buying search should you receive preapproval, I can be reached at

http://Www.melanitaillon.masiello.com
603-397-2397

Thank you and all the best,
Melani Taillon
NH Realtor
Better Homes and Gardens/The Masiello Group
Melanitaillon@masiello.com
... more
0 votes 6 answers Share Flag
Fri Apr 20, 2012
Tim Page answered:
I'd start with an CMA. A realtor can help you with this. if you rent the lot and you are just selling the moble home, go with the value of the N.A.D.A.. Sometimes, banks will have these and will be able to look the value up for free. Next, you could hire an appraiser. ... more
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Wed Apr 18, 2012
Cheryl Cummings answered:
Many towns have various ways of defining what MHR2 would be. Derry may be different, but what I've found is that MHR2 would stand for "medium high residential" with the 2 meaning 2 lots.
Here are a few definitions:
Medium High Residential Zone (MHR) – (eight to 12 dwelling units/net acre): This zone is intended for a wide range of residential development types including detached single-family and attached duplex units at the low end of the density range and multiple-family attached units at the higher end of the density range.

Another MHR2 definition could be meant for manufactured housing, with 2 meaning 2 lots accommodating.

In this case, MHR2 is a land line valuation- with only .31 acre being under this zoning. Find this here: http://data.visionappraisal.com/DerryNH/findpid.asp?iTable=pid&pid=7737

These are my guesses. To be on the safe side and to be sure you know ahead of time what you'd be purchasing call David at the Derry, NH Assessor Department. His page/info is here: http://www.derry.nh.us/pages/DerryNH_Assessor/index

I hope I helped and didn't confuse you more.

Cheryl Cummings
Prudential Verani Realty
Nashua, NH 03060
(603) 521-4275
... more
0 votes 2 answers Share Flag
Thu Feb 28, 2013
Scott Godzyk answered:
Our market in NH has been very strong. We did not see the winter slowdown but an increase in sales. There are buyers buying in the upper segments of our market. The amount of homes on the market is down with sales being up which is a plus for sellers ... more
0 votes 6 answers Share Flag
Wed Feb 29, 2012
Cheryl Cummings answered:
What is the address or MLS number?

Cheryl Cummings
Prudential Verani
187 Main Dunstable Road
Nashua, NH 03060
(603) 521-4275
(603) 888-4600
cheryl.cummings@verani.com
0 votes 3 answers Share Flag
Sat Mar 10, 2012
Bob Clark answered:
I think this year will be a great market for selling. Interest rates are on the rise so it's a good time for buyers to get in NOW.

Check out my website and click on Bringing people home and it will go over our marketing for your home. ... more
0 votes 7 answers Share Flag
Sat Apr 28, 2012
Scott Godzyk answered:
Sky yes Portsmouth can be more expensive than some parts of Hampton. As with a lot of communities in NH homes are now selling. You are seeing homes come on the market where sellers could not sell or were holding off. The seacoast of NH did not get hit as hard as the other areas of NH. They key is the homes are selling, buyers are ready, willing and able to buy while teh prices and interest rates are still low. ... more
0 votes 2 answers Share Flag
Sat Jan 28, 2012
Chuck Braxton answered:
If your property is currently listed for sale, then the first thing you should do is take a look at your listing agreement to see if this type of transaction is covered under its terms. Even if not, it might be a good idea to have your agent weigh in on this question.

The next question is whether your mortgage allows assumption. The lender would have to approve the party assuming the loan. If you are still on the hook for the mortgage, there are risks that you would want to address. Your lender may want some or all of that downpayment towards payoff instead. (see below for buyer's lender).

Finally, a lot of owners of manufactured housing have had difficulty closing a transaction if the home does not have an anchoring certification. This could come back to bite you if you do not. This involves determining if the home is properly anchored to the ground. If there is anchoring, but it just needs an engineering certification, this can be obtained for about $600 or so.

The next question is what does a lease purchase look like. Here is an article about lease purchasing that I wrote for buyers and sellers http://db.tt/RFJuKqn It certainly sounds like you have a solid down payment arrangement, but it is important for the buyer to have a lender involved from the outset so that the terms of the lease purchase do not interfere with his eventual purchase. In other words, if the buyer/lessee gets to the deadline for purchasing and does not have financing, you could be worse off than you are now. My approach to doing a lease purchase is to have the buyer and seller sign off on a term sheet (sample available) and then have an attorney draw up the actual agreement for the transaction that the buyer's lender would OK. The buyer usually pays the cost of drawing up the agreement by a an attorney of your choosing. The buyer may not qualify for financing today, but knowing that a lender is on board with the deal is crucial. One of the things that the buyer's lender may require is that the $20,000 remain in escrow for the entire term of the lease so that it is available for closing. That means you would not have access to the money. So, you can see that working this type of transaction out to your best interest can be a challenge.

It would be wroth knowing if your property would qualify for FHA financing. Park fees can be so steep that even a great price can create affordability problmes for buyers. Besides achoring, the other issue would be the age of the unit. There is an age cut off for some financing programs.

Please feel free to call me or have your agent contact me for more details or questions.

Chuck Braxton, REALTOR
603/677-2154
cbraxton@metrocast.net
... more
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