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Home Buying in Rock County : Real Estate Advice

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Activity 18
Fri Apr 12, 2013
Nancy Doyle answered:
They are trying to get you to pay for their service. Don't buy into it they do not list properties for sale.
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Sun Mar 3, 2013
tommyg1104 asked:
Sun Jul 13, 2014
Julie Budrow answered:
The answer it - it depends. It depends on what type of financing you will be using and what your credit score actually is, and your budget. I am unsure what you mean by your background. There are definitely many quality neighborhoods in Madison and its surrounding communities. ... more
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Thu Nov 29, 2012
Matt Heitmann Team answered:
Hello and thank you for your question. The only way to know if you can qualify for a home loan is to speak with a lender. There are many good values in Beloit and it may be a matter of finding a home you can quaify for. I would be happy to help you in the process. Good luck! ... more
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Wed Jul 18, 2012
Erin Roberts answered:
I am Erin Roberts from Allen Realty, Inc. I was recently introduced to Wynn Henderson from Southwest WI Community Action, Inc. A non-profit organization that might be able to help you find the property you are looking for. His office number is 608-935-2326 ext 217. I know they are actively helping people in Green County but Rock is one of the counties they might be able to work in also. Good luck in your search! ... more
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Sat Jun 30, 2012
Brady O'leary answered:
Hi Mary,
Please fell free to call me and discuss your question. If can help you get in touch with the right people necessary to answer your questions.

Regards,
Brady O'Leary
(608)290-9538
... more
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Fri Jun 3, 2011
Jlv267 asked:
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Mon Jul 22, 2013
Ron Rovtar answered:
Hi Romano:

You have a couple choices such as leasing to own or finding a owner who will carry a loan (surprisingly called an owner-carry). There are several websites on which you can find lease-to-own properties (check google), which may be your best bet of these two options because an owner-carry requires that you convince the owner that you really are good for the payments. This may be hard if you have bad credit or little credit history.

However, you should talk to a lender. Mortgage brokers can help you figure out what you need to do to repair your credit if it is bad. If your problem is that you have a limited credit history, a lender may be able to establish that you are a good credit risk by looking into payments that would not feed into your credit score, such as utility payments, rent payments, etc.

If you do need help understanding your credit score, I would suggest you check out my blog post at: http://www.trulia.com/blog/rovtar/filter/category/Credit_Score/56

Best,
Ron
... more
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Tue Jan 11, 2011
Pat Venable LLC answered:
Hi Kari, I just checked our local MLS and this property has sold and closed on 12/15/2010. If I can be of any more help please let me know. Pat. Venable,Century 21 Affiliated,Janesville ,WI ... more
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Tue Dec 28, 2010
Duane Introwitz asked:
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Thu Mar 11, 2010
Staci Howe Skoglund answered:
Lauren:

Good morning. I am with First Weber Group Realtors in Janesville, Wisconsin, and would be happy to help you and your husband find a rent-to-own/land contract in Beloit. If you would like to provide me with your contact information, I will call you to discuss exactly what it is you are looking for. If you are more comfortable contacting me, you may either call me at 608-886-3779 or via e-mail at howeskoglunds@firstweber.com.

I look forward to hearing from you.

Staci Howe Skoglund
REALTOR®
First Weber Group
2021 Holiday Drive
Janesville, WI 53545
... more
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Mon Nov 19, 2012
Sherri Sherpy answered:
There are only 2 programs left that offer 100% financing... if you are eligible for VA or if you purchase a home in an eligible area for a USDA loan.
0 votes 9 answers Share Flag
Wed Oct 21, 2009
Lynne Forrestal answered:
93 Beach Avenue, Edgerton WI sold and closed on July 30, 2009, I see that you asked your question in Mid July, so perhaps you all ready found out this info. I just joined Trulia so I just received your question.
Please feel free to contact me with any other Real Estate Related Questions.
Lynne
... more
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Wed Jul 8, 2009
answered:
The lender will want to know why your scores are so low. The loan amount has nothing to do with the score. You are going to need to get your scores up above 620 and save about $2000 for down payment. Also, certain lenders charge discount points for loans below $100,000 because there is no profit on such low loan amounts. ... more
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Mon May 4, 2009
Donna Panico answered:
Paul Meyers from Associated Bank in Janesville would be an excellent resource for you. He is in charge of lending there and would be glad to answer your questions. Their number is 608-756-5112. The biggest plus to the USDA loan is that it requires no money down and no PMI payments. There are restrictions based on income and the location of the property. The interest rates are currently running a bit higher than a conventional loan. ... more
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Sun May 29, 2011
Donna Panico answered:
My name is Donna Panico and I am a Realtor with The Realty Group of South Central Wisconsin, LLC. I have experience with REOs and short sales. I can be reached at 608-921-0502 or donnapanico@gmail.com. How can I help you? ... more
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Tue Jan 14, 2014
Randy Hooker answered:
Hi Ruth!

I first have to tell you that I truly admire and respect your sensitivity and loyalty to your Realtor. I don't think I've EVER had a client calculate the amount of time I dedicated to them. But you raise an interesting question.

On one hand, if your Realtor wanted or expected to receive a 'minimum' commission, or didn't think she would be treated fairly by her MLS co-broke commission, then I would think that she should have discussed it with you upfront. On the other hand, if you truly value her services to you, then perhaps you could consider paying her a 'bonus' at closing. You are definitely under no obligation or duty to do so, but I believe in karma, or "What goes around,comes around."

Thank you for your most refreshing comments and question!

...randy
... more
0 votes 8 answers Share Flag
Fri Aug 3, 2012
Mikey answered:
You should be able to locate selling prices here:
http://www.ci.janesville.wi.us/citysite/Parcel_Info.aspx
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