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Credit Score in Riverside County : Real Estate Advice

  • All145
  • Local Info6
  • Home Buying81
  • Home Selling14
  • Market Conditions4

Activity 9
Tue May 14, 2013
Steve Bussman answered:
Western States Financial, John Wehygandt is who I would recommend (951) 371-7608
0 votes 7 answers Share Flag
Sun Jan 27, 2013
Cindy Davis answered:
You need to meet with a reputable lender in your community to see what's available to you. Only by going through the process will you know what your options are.

Best of luck.
0 votes 6 answers Share Flag
Thu Apr 28, 2016
Pauline Harke answered:
Hello, Most importantly, you should examine your report for accuracy. Examine all OPEN ACCOUNTS to make sure they are being reported correctly. Also, make sure that all the accounts showing on your report are in fact yours. There is also a section for DEROGATORY credit, in the event you have any. This section will give you details about collection accounts, charge offs, liens, etc. Check this for accuracy as well. Collection items can be removed after 7 years, BK after 10, as well as tax liens. Check prior addresses and names you are associated with. If there are items being reported incorrectly, you can file a dispute with the credit agency (ies) reporting it that way. Just take the report section by section, item by item.
I will be happy to assist you with any credit challenges that you face and provide some guidance as to what needs to be done to improve your score, if necessary. I'm assuming that you are interested in purchasing a home, or renting a home, and you are on the right track running your credit first! As a mortgage consultant I do not charge for this service, and if you would like to discuss, please contact me at
Thank you.
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Mon Aug 6, 2012
Kevin and Julie McLaughlin answered:
Most would say 620, but there are many exceptions. Contact Glenn Hemry at Wells Fargo in Temecula. His number is 951-704-3471

Good Luck!

Kevin McLaughlin, Broker Owner
Berkshire West Realty
CA Dept. of Real Estate Broker License # 01405309
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Mon Nov 18, 2013
Randall Yates answered:
Yes! I know lenders that can go down to 560 for VA.. We can help you find the right lender that offers a loan product that fits your situation.
0 votes 1 answer Share Flag
Thu May 14, 2015
Ryan Smith answered:
Sun Jan 2, 2011
Shirley Bell answered:
After checking your background, past landlord, and your source of income I would but I would ask for more security deposit. There are a lot of people that are looking to rent because of Foreclosure and severe bad credit looking for another chance. Good luck to you. Gather all your financial income to prove that you can pay your rent. ... more
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Thu Sep 9, 2010
Adam & Kirstin Kutchuk answered:

I think it will depend on how many times you have your credit pulled recently. If I understand it correctly, you receive credit dings when you have it pulled for different venues (cars, electronics, home loans, ect). So if you have only had 2 credit reports recently, the impact should be minimal if any.

- Adam
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Wed Jan 26, 2011
Cindy Vedder answered:
Tracy, you need to call a lender. They can tell you directly whether or not they can get you approved for a loan.

Give me a call if you like and I'll refer you to a really good one.


Cindy Vedder
Prudential CA. Realty
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0 votes 8 answers Share Flag
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