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Home Buying in Riverside : Real Estate Advice

  • All551
  • Local Info24
  • Home Buying195
  • Home Selling25
  • Market Conditions15

Activity 165
Wed Dec 18, 2013
Monika Smith answered:
Looking for better than a good agent, look no further! Please have your son, or you, give me a call. Congratulations on your son's pre-approval!
0 votes 16 answers Share Flag
Thu Apr 25, 2013
John Juarez answered:
Hi, Maria,

You need to provide more information or it will be impossible for anyone to provide an answer. What house are you inquiring about?

Can you supply a link?
0 votes 4 answers Share Flag
Sun Mar 31, 2013

Are you wanting to find a $50,000 home and buy all cash?

Or are you suggesting you have $50,000 available for a down payment?

I would suggest you consider looking at Homepath properties and financing as an option, as well as traditional financing with 20-25% down payment.

Contact me if you have questions.
... more
0 votes 5 answers Share Flag
Tue Apr 26, 2016
Leanne Austin answered:
Not sure if you have your own representation. I do hope that was the case. If so, you should contact that agent (the one representing you). If not, as you did not have representation, then you may want to seek the advice of a real estate attorney.
If it can be proven the the seller likely knew that there was a problem and did not disclose that fact, there could be recourse for you.
It is always imperative that a buyer has an agent representing them. When an inspector indicates any issue that could be detrimental to the structure, further investigation is always warranted. It would have been simple to request that the seller remove personal items so that the area could be inspected to your satisfaction.

Leanne Austin
Keller Williams
dre 01444578
... more
0 votes 5 answers Share Flag
Sun May 17, 2015
Scott Godzyk answered:
Normally past due hoa fees are only passed onto the buyer in auction or in some short sale listings. You can always make an offer asking the seller pay all past due hoa fees and if they dont move onto a listing that will. ... more
0 votes 10 answers Share Flag
Tue Mar 5, 2013
Jory Blake answered:
Hi Nikki, it did sell in 9/2012.
The agent hasn't updated the Trulia listing yet.

Thank you,

Jory Blake
0 votes 4 answers Share Flag
Mon Feb 18, 2013
All California Mortgage has just developped the "Keys on Time" Loan Purchase Program to ensure that pre-approved and qualified purchase transactions fund on or before the scheduled Close of Escrow date.

Provided the loan type and the property type qualify for this program, and provided that we receives all required documents within the allotted time frames detailed in the program guidelines ...WE GUARANTEE IT.

Do not loose to a "Cash" buyer anymore.

Contact us, find out how the "Keys on Time" program can benefit you and get pre-approved.


Thierry Abel
Senior Loan Consultant
All California Mortgage
A Division of APMC
P: (415) 464-8261
C: (415) 378-7508
F: (415) 464-2367
NMLS 304353 - DRE 01380701
... more
0 votes 11 answers Share Flag
Thu Jan 31, 2013
Tim Moore answered:
I am guessing that you don't have a Realtor helping you because they would be able to answer this question. I guess you have gone directly to the builder and that can sometimes be a problem, as you are now seeing. You should start thinking about a lawyer to check over your contract with the builder, ofter builders use a contract designed to protect them and not you, a Realtor would have helped prevent that.

Your terms are a bit confusing, you are the ones getting a loan approval, not the builder. What is your lender telling you? You need to be in constant contact with the lender to get the loan approved. The builder is saying that you will default (break the rules in the contract) if you can't close the loan by the date in the contract. These dates are often somewhat flexible, your lawyer can advise more on that when they read the contract. Most contracts say that if you can't get a loan then you get you deposit back, but a builders contract could have omitted that since they write them favoring them and not you. See the lawyer for advice.
... more
0 votes 13 answers Share Flag
Wed Jan 23, 2013
Craig Chastain answered:
Mon Jan 28, 2013
John Arendsen answered:
0 votes 2 answers Share Flag
Fri Jan 11, 2013
Craig Chastain answered:
I am showing it is vacant, no mello roos, on septic and only considering cash or conventional offers.

Let me know if you would like to see it or make an offer?
0 votes 5 answers Share Flag
Sat Jan 5, 2013
Ron Thomas answered:
The GRANT deed conveys the ownership of the property without any LIENS.
The Quit Claim deed conveys that person's interest in the property; however much that might be.
0 votes 3 answers Share Flag
Sun May 17, 2015
Terry Farnsworth answered:
Your best course of action would be to contact an attorney for definitive advice. Real estate agents really shouldn't be giving out legal advice - even though some "may" know the answer... ... more
0 votes 9 answers Share Flag
Thu Dec 13, 2012
Gary Rubino answered:
Yes, I have one that is awesome, contact me directly for his contact information. Good Luck
0 votes 6 answers Share Flag
Tue Oct 23, 2012
Craig Chastain answered:

I am not showing any mello roos on this property. Tax rate is 1.25%

If you have any further questions please feel free to give me a call.

Craig Chastain
Next Level Realty
... more
0 votes 4 answers Share Flag
Wed Sep 26, 2012
David Melendez answered:
Call me and I will explain the program.
Thank you,
David Melendez
0 votes 3 answers Share Flag
Wed Apr 17, 2013
Ron Thomas answered:
I cannot answer for Riverside County,
but I would bet that it's the same as Fresno:

The Escrow charged you 1 or 6 month's of taxes, based on the old tax rate.
You were probably given an ADVISORY about a SUPPLIMENTAL TAX, which told you that you would receive a NOTICE from the Assessor about a Tax change.
You probably will be paying less, based on the new selling price; but the adjustment will take a few months. You may even see a Credit.
If you are impatient, you can always go down there and ask them.

Good luck and congratulations
... more
0 votes 10 answers Share Flag
Fri Sep 21, 2012
Dominique Tanks answered:
Hello Sybyl,
You will need a minimum mid fico score of 580 in order to be considered for a FHA loan...I do work with a great FHA lender and would be happy to give you his information....

Best regards,
Dominique Tanks
DRE# 01895435
... more
0 votes 7 answers Share Flag
Fri Jan 18, 2013
Craig Chastain answered:
Hello Isunda,

I have a few questions I would need to find out first before I could give you an accurate answer to your question. Are you unable to afford the mortgage anymore or is you husband just refusing to pay it? Are you both living in the home? Who name is on the loan?

If it is easier to call me, please feel free to do so in the morning.

Thank you!

Craig Chastain
Next Level Realty
... more
0 votes 12 answers Share Flag
Fri Apr 29, 2016
Bill Eckler answered:
Comedian Flip Wilson said the darndest thing about insurance. "The insurance company is betting that nothing is going to happen to your or your property while you are betting that it will."

From a practical standpoint, insurance is totally questionable when faced with paying the premium but VERY nice to have when faced with a claim.

Best wishes with your decision,

... more
0 votes 7 answers Share Flag
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