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Ripon : Real Estate Advice

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  • Local Info1
  • Home Buying10
  • Home Selling1
  • Market Conditions0

Activity 16
Wed May 15, 2013
John Morris answered:

There are very few homes for sale in Ripon, especially in the entry level segment of the market. Therefore, demand far outpaces supply and values are going up substantially. To answer your question, the Madsen property was only on the market for 8 days and is pending already. This likely means that there were multiple offers on the property and this one could actually sale higher than the listed price. There are two others that are similar in size and area on 4th Street and Wilma Ave that are in the low $200's and pending too.

Prices are definitely going up, the house will likely sale at or above that value, and if you are interested in the Ripon market, you should definitely start looking as values look like they are going to continue to rise.

Let me know if you have any questions about Ripon as I am a broker in Ripon and I live in Ripon myself.

Take care,


John Morris
Broker Associate, Realtor
PMZ Real Estate - Ripon
Cell: (209) 627-8501
Fx: (888) 863-7601

CA DRE#: 01382377
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Fri Dec 19, 2014
Henry Brooks answered:
Hello there! My name is Henry Brooks and I would love to help. I have 2 rental properties in Ripon, but they are currently occupied. However, I can add you to my applicant list and keep you informed if one becomes available. You may also want to consider purchasing a small condo or town home here in Ripon as the mortgage could be cheaper than rent. Whatever your decision, I am only a call or text away @ 209-814-0119. Feel free to reach out anytime. All the best to you and the family! Your new friend & Realtor, Henry Brooks ... more
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Tue Jul 3, 2012
John Morris answered:
Ripon is a great community to live in! It is a small town, but has proximity to larger city amenities. Therefore, you get small town living, but don't have to sacrifice the conveniences of living in a larger town.

Right now inventory is really low everywhere, especially in smaller towns, so it will be difficult unless you are diligent and have some patience. In the price range you listed, there are currently only 4 homes available in Ripon!

Because of this, competiton can be fierce and the result is often a bidding war. Key to getting a good deal is to be prepared to act quickly when something does come up and try to beat the rush of other buyers. Some suggestions are:

1. Be prequalified with a lender. Don't want another person putting a bid on a house you want while you're waiting for a letter from your lender saying you are qualified to buy it.

2. Know the area(s) that you are interested in. That way you can focus on what is available in the areas you want.

3. Work with a realtor that knows the area. Often things are coming on the market soon that haven't hit the MLS yet. Many realtors that specialize in an area know about things weeks and sometimes months before they hit the market.

4. Have the realtor you work with send you an auto-search. This can easily be set up and will notify you that something has come on the market that is in your search criteria.

5. Have your earnest money deposit ready to go. Don't want to rush around with prequal letters and getting your deposit ready. If this is already taken care of, you can write a clean offer as soon as you see something you like.

6. Finally, make yourself available to see things as soon as they come up. Again, if you write first, you have an opportunity to get something accepted before other buyers get to see it.

Here is a link to my website:

It has buyer resources, community information links, calculators, and an MLS search.

I hope this answered your questions and feel free to contact me. I live in Ripon myself, so I'd be happy to share any info with you about the community or housing in Ripon.

John Morris
Associate Broker
PMZ Real Estate

3516 Deer Park Drive, Suite A
Stockton, CA 95219
Office: (209) 472-2010
Cell: (209) 627-8501
Fx: (888) 863-7601
CA DRE #01382377
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Sat Sep 1, 2012
Rocky G.H. Hawrysz answered:
Walnut Ave in Ripon is a decent area, but most all locations are good in Ripon. Walnut Ave happens to be a little less shady, so the street doesn't have the appeal that the neighborhoods just to the west have.

You may want to contact the Ripon police department and visit the Megan’s Law website.

I hope this helps,

Rocky G.H. Hawrysz, | Prudential California Realty
(209) 444-6610 – Direct | | | License No. 01468373
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Tue Jun 21, 2011
adam Dalton answered:

Do you need to move or have a hardship that no longer allows you to keep up with the payments of your current mortgages? There are options available if you would like to stay in the home such as applying for a loan modification. You can also try to rent out the property if that is financially possible. If you must sell due to extenuating circumstances, there is a possibility of purchasing again after your short sale if you do not have any delinquent payments and the banks will fully release the debt owed. The problem with this is getting your current banks to work with you when you are not delinquent. You also have to find a lender that will qualify you afterward. I have a local lender who would be a good resource to talk to about that option and would be more of an expert in the financing side post-short sale.

Letting a home be foreclosed on or completing a short sale with delinquent payments can afftect your ability to purchase a new home for several years.

Let me know if you would like to speak more in depth about your options, my email is below.

Best of luck,
Adam Dalton, Realtor - Century 21 M&M and Associates
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Fri Jun 17, 2011
Gerard Carney answered:
WHAT! can you explain this a little better, Are you say you have ARM and now it is increasing as it was structured and outlined to do! You have a confusing explanation above, go slow and get the info out! ... more
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Mon May 31, 2010
Kent Gagon answered:
Just offer it for sale, if you happen to get someone that is interested in an lease option they will come your realtor can put it in the remarks section of the mls that it is in fact an option. But in my experience over the last 12 years they rarely go through. Why are you wanting to do a lease option? thinking values are going to be higher in a couple of years? What if they are not an the buyers walk or worse you are stuck selling at a lower value than you could have gotten today? I say just sell it if you can and offer it as additional terms. Obviously the best source of inforation is your selected Realtor in your community but that would be my advice to a client here.
Good luck
West USA Realty
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Sun May 30, 2010
Rocky G.H. Hawrysz answered:
Hi Eddie,

I understand that with 4-10 Rental Units you have to obtain a 115 Business License for Rental income property. This is for owners or managers renting four to ten residential units and the fee is $75.00. You may want to call 209-599-2108 of visit for more information.

Rocky G.H. Hawrysz
Prudential California Realty
(209) 444-6610 - Direct Office
(209) 915-6209 - Mobile
License # 01468373
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Tue Apr 26, 2016
Fred Glick answered:
Yes, because you and the owner of your wife's company are not related.
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Thu Sep 3, 2009
Keith Manson- Metro Milwaukee Wisconsin answered:
someone from califorina will give you a better answer. But to address the issue if a lender can foreclose on someone being considered for a modification;the answer is YES! This happens all the time. The mortgage companies try to mitigate there losses by foreclosing and doing work outs at the same time. The first one to the gate is the winner. This is why you must make sure you are in communication with the lender at all times.

The lenders are reviewed on how many work outs they complete in a month and if the time in foreclosure meets the investors foreclosure state time frame. So the mortgage companies are always working both ends and trying to make sure they are meeting the standards and goals.

For the time period after trustee sale, it depends on your community and it requirements and how they treat people renting and occupying foreclosed properties. As a general rule it would be no more than 60 days. But again, you need to get the input from someone in your area.

Keith Manson
First Weber Group
Certified Distressed Property Expert
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Sun Aug 9, 2009
Rocky G.H. Hawrysz answered:
Hi Carl,

The home is considered to be part of a triplex.

223 S Locust is on market for $74,900

Please click on the below link to see details on both properties.

View Listings link will be available for 30 days. If you do not see a link, copy this text to the address line in your browser:

I may be that the city/county won't allow a subdivision.

Best regards,

"Rocky" G.H. Hawrysz, Realtor®, Broker Associate, e-PRO®, ABR®
Prudential California Realty
(209) 444-6610 - Direct Office Line
Web Site:
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Tue May 21, 2013
Dallas Texas answered:
It all depends on lender however recommend have all in writing. Each account file, lender have different ways report short sales .
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Wed Aug 13, 2008
The Hagley Group answered:
It all depends on the bank. Some banks want homes on the market at least 3 days...some 5....and some do not care. It all varies by lender, not the agent. I know it's frustrating.

As a Realtor, I suggest that my bank owned buyers submit their offers immediately - sometimes site unseen - on really great priperties. Once the offer is accepted, there is usually a 3-5 day delay before we get the bank contract, which gives us plenty of time to view the home. The bank contract usually favors the lender, so the buyer may not want to acccept the contract based on the lender contract.

I ionly do this for neighborhoods that I know extremely well. I do not recommend this technique for all buyers on all homes. An offer, if accepted, is still a contract. Further, this is NOT a technique to low ball an offer "just to see what happens." I have been in many of the homes that end up as bank owned...I can usually find old photos on the MLS for my buyer to view......they are educated on the market and the community....and the intent of the offer is to buy.

An expereinced Realtor can guide you. Good luck!
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Wed Mar 4, 2009
Larry G. Williams answered:
Unfortunately, the bank is under no obligation to sell the property at the price you want! I found 3 house that size and area;one at $549K ,one at $650K, and one at $699K .Not all are the same exact model.
627 sold for $788K in '05; the bank foreclosed at $687K last fall so that is why they are asking that price. It isn't listed on the MLS so I'm guessing the bank is still trying to sell it themselves. A house on Shasta is pending at $559K and one on E. Wind sold recently for 550K. My guess is that you could buy the house for ~$600K if you are a strong buyer (ie. 20% down and loan qualified). I don't believe $500K is a valid offer at this time. You said you could only afford $500K i'm curious as to how you arrived at that number. Why not not buy the other property ( Shasta)? You might to able to negotiate that one down some.
Good luck in your quest.
Let me know if I can assist you. I'm at 209-815-3387 or larry
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Wed Jun 29, 2011
Larry G. Williams answered:
I would locate a CPA, not an accountant. You don't really need a lawyer unless you don't want to do some research yourself. Nolo Press in Berkley publishes a very good landlord/Tenant book. I used it for advice when I was buying rental property.
Residual income property has good tax advantages depending upon your tax bracket. Are you looking for income, appreciation or tax relief?
Now is a great time to acquire rental property. I don't have names in Ripon but do know a good CPA in Stockton. If you need further assistance, call me at 209-815-3387 or email
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Thu Mar 21, 2013
Pam Winterbauer answered:
Are you asking why it has not sold or looking for information on the property. Could you clarify please.
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