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Rio Vista : Real Estate Advice

  • All12
  • Local Info0
  • Home Buying7
  • Home Selling0
  • Market Conditions0

Activity 7
Mon Jun 15, 2015
Cindy Davis answered:
What you need first is a mortgage pro. Find a well-ranked local mortgage broker and meet with him or her to discuss your options. Best of luck.
0 votes 6 answers Share Flag
Wed Jan 2, 2013
Ron Thomas answered:
First, the HOA would need to file a LIEN against the Home Loan;
Most HOAs have not filed Liens; the reason is simple: If they file a Lien, they would lose everything when the property was Foreclosed.
This way, the HOA can pursue the Homeowner, muddy their Credit and collect the arrears.

But, if the HOA did file a Lien, and then Foreclosed on the property; the other Liens would still have to be satisfied.

So, you couldn't buy the property for just the outstanding HOA dues.

Many, many people have been trying to find get-rich-quick schemes; few have succeded.
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Fri Oct 19, 2012
Steven Ornellas answered:
Hi John,

Trulia is not a Realtor MLS, they are a Listing data syndicator that redistributes Realtor® MLS data.

You need to contact the Real Estate Agent/Broker that has taken the Listing and make them aware of your allegation and request. This link has the contact information of the Listing RE company:

This link provides the Broker of Record for the RE Company and this is the person you need to make contact with to get things straightened out quickly.

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Thu Jun 2, 2011
Shane Milne answered:
I've searched for this "Partical Loan" you referred to but found nothing other than websites saying it's a common misspelling for the word partial.

However a fist time homebuyer is defined by most lending programs as someone who has not owned a primary residence in the last 3 years. If you have lived in a home you own in AZ for the past 10 years, that would make you ineligible per that definition. But I am not familiar with this loan you are talking about, if it is a specific one, so if it is a specific program they may have different requirements/definition of a first time homebuyer.

Would be buying this home as your primary residence to live in? Do you have employment in the Rio Vista area?
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Thu Dec 2, 2010
Dave Shepard answered:
It really depends on the lender. Some properties will be on the market for sale within a couple weeks, while others may take months. Your Realtor can also contact the bank directly on the property that you might be interested in. If you need help with this please feel free to contact me. ... more
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Tue Aug 24, 2010
Robin Silverberg answered:
WHo told you this? Probably someone who has no idea what they are talking about. 3.5% down is for FHA, and you can't have a second FHA loan unless it is extenuating circumstances due to a relocation, and certainly has to be a lot more than 25 miles away. ... more
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Sat Aug 31, 2013
Shirley Sangco answered:
how many bedrooms & bath?......also what kind of car?
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