Financing in Richmond : Real Estate Advice

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Alison Hillm…, Other/Just Looking in San Francisco, CA
Alison Hillman answered:
Looking for rent to own or lease to purchase opition? In richmond,va?
Hi there-

I would recommend working with an agent:

Hope this helps,
Ali, Community Manager
0 votes Share Flag Fri Apr 5, 2013 Financing in Chippenham Forest
brent mendel…, Real Estate Pro in Bethesda, MD
brent mendelson answered:
Is it really an FHA requirement to have the actual tax transcripts? Or is this a lender requirement?
It's not FHA, it's Fannie and Freddie. It is a requirement of every bank and lender, don't switch now.
Ask the lender what can be done NOW? Call the IRS line and see how long? 800-829- ... more
0 votes Share Flag Wed Oct 31, 2012 Financing in Richmond
Tondra Dixon, Real Estate Pro in Richmond, VA
Tondra Dixon answered:
I am trying to find Hard Money Lenders that does Rehab loans in the Fredericksburg, NVA areas. Anybody know of anyone that does this?
Hello Mr. Wright,

This response is late but if you don't have an answer, hopefully this website can be of good use.

Please visit: ... more
0 votes Share Flag Wed Dec 12, 2012 Financing in Richmond
Bruce Qualte…,  in Warrenton, VA
Bruce Qualters answered:
How do I refi an owner financed condo to conventional mortgage so I can rent out property with less than 30% equity?
1. Would most likely need to document your mortgage history with cancelled checks.
2. As an investment property you would most likely need 20% equity to accomplish the refinance. Thou ... more
0 votes Share Flag Wed Sep 26, 2012 Financing in 23227
Ryan Sanford, Real Estate Pro in Midlothian, VA
Ryan Sanford answered:
We have 20% down for a 170k property. However we had a foreclosure in our credit. The foreclosure will be 2 years in April
Unfortunately the Fannie and Freddie guidlines now, you have to be three years out after the date of the foreclosure sale. I just went through this with several lenders for borrower I h ... more
0 votes Share Flag Thu Oct 31, 2013 Financing in 23233
Cathy Loving, Real Estate Pro in Ashland, VA
Cathy Loving answered:
I'm a class A builder looking for a portfolio lender to purchase foreclosed properties email me
Contact - Susan Johnson-(c) 804-512-6878 , (o) 804-798-9706. Great lender
0 votes Share Flag Thu Jan 26, 2012 Financing in Richmond
Suzanne MacD…, Real Estate Pro in Morristown, NJ
Suzanne MacDowell answered:
My Father and I are looking to open a 7-11 Franchise. We don't have the total amout needed, what are your ideas, Silent Investors , etc????
Get in touch with your local Small Business Administration. They may be able to point you to a lender that offers SBA loans. You should be OK as long as you have some collateral, not ... more
0 votes Share Flag Sun Nov 7, 2010 Financing in Richmond
Jim McCowan, Real Estate Pro in Arlington, VA
Jim McCowan answered:
How many qualified buyers have you had this year who have been turned down for a loan to purchase a home that had nothing to do with the appraisal?
Not one. I don't understand why the media is saying it's tough for buyers to get a loan!
0 votes Share Flag Fri Oct 15, 2010 Financing in Richmond
Robert Green…, Real Estate Pro in Cherry Hill, NJ
Robert Greenblatt answered:
when making an offer to purchase with a pre-approval, do I have to close with that particular lender? ie, do I have to pick a lender before offering.
In southern New Jersey, our Offer to Purchase typically accompanies a pre-qualification leter from a lender. If the offer is accepted, and an Agreement of Sale is signed, the Agreement ... more
0 votes Share Flag Thu Sep 23, 2010 Financing in 23233
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
I refinanced my house in 2007. I owe approx $116K. My house is valued at $78K in today"s current market. are there any programs to help me?
Well, first, do you have a problem?

Being upside down on a house isn't itself a problem. If you are able to make your payments, you make your payments. After a while, as the rea ... more
0 votes Share Flag Sun Jul 11, 2010 Financing in Richmond
Gerri Giles,  in Irmo, SC
Gerri Giles answered:
Need help finding financing--We are in Richmond, VA. We are in the process of selling our second home, purchasing our third. We have excellent credit-
Try speaking with a loan officer with United Caldwell Banker They are very creative and can offer many suggestions.
0 votes Share Flag Tue Jan 3, 2012 Financing in Richmond
Vicky Chrisn…, Real Estate Pro in Purcellvile, VA
Vicky Chrisner answered:
I had a cosigner for SF home I bought in 2007,he filed for bankruptcy in 2008 got discharged and have left the country.How do I get rid of him?
I think you'll have to refinance. If he's not on the title, I am not sure why it bothers you that he's on the loan?
0 votes Share Flag Sun Sep 6, 2009 Financing in 23223
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